Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

There are lots of ways to save money using M&S Money. Not least of these is M&S Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Black & Decker® WD6015N Dustbuster® Wet & Dry Extreme Hand Vac, at Marks & Spenser
6.0V for powerful and effective pick-up Combined benefits of wet and dry cleaning in one Transparent bowl to see when it is full Special wet pick up accessory stored on board for increased wet vacuum capabilities Double action filtration means product performs better and lasts longer Extra large dustbowl for minimal emptying Efficient and easy to use and remove dustbowl 6V power is ideal for general cleaning tasks around the home Multi-surface charging base, so it can be wall mounted or kept on the worktop Accessories are stored on board, always at hand for your cleaning jobs On board indicator light for peace of mind that the Dustbuster is charging Ergonomic design for comfortable use

Ethnic Heart Cluster Necklace, at Marks and Spencers
Adjustable length Clasp fastening Heart cluster design Necklace length 82cm, extendable by 8cm

Rose Print Mug, at Mark & Spencers
Rose design Slim handle, Manufacturer: Marks & Spencer

Portfolio Mixed Bead Collar Necklace, at Marks and Spencers
Collar style Clasp fastening Adjustable length Mixed bead design Necklace length 51cm, extendable by 8cm

3 Pairs of Two Tone Opaque Knee High Socks, at Mark & Spensers
These comfortable 3 denier opaque socks are made with added stretch and a reinforced toe for durability

Gold Plated Barrel Snake Necklace, at Marks and Spencer
3 strand design Barrel feature Adjustable length Clasp fastening Necklace length 41cm, extendable by 8cm

Autograph Essentials Vintage Rose High Leg Knickers, at Marks & Spencers
Elegant and feminine these flattering briefs feature rose design and bow detail. The modern high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Pure Cotton Knee Length Cargo Skirt, at Mark's & Spencer
A bright summer skirt makes a stylish alternative to shorts

Short Sleeve Abstract Print Top, at Marks & Spenser
This fab short sleeve top features a stunning abstract print design. A vibrant new look, perfect for this season

Autograph Pure Linen Suit Trousers, at Marks & Spencer
Made from pure linen, these smart suit trousers are part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details

Collezione 2 Button Suedette Jacket, at M+S
A suedette finish adds a luxuriously soft sheen to this smart casual jacket. Inspired by the natural understated elegance of Italian style, the single breasted design offers a slim and contemporary silhouette

7 Pure Cotton Animal Stripe Bodysuits, at Marks&Spencer
Cute and practical, this 7 pack of bodysuits features assorted animal designs. The soft cotton fabric will keep him comfy and the popper fastenings are great for fuss-free changes

Baby Girls' Floral Print Pram Shoes, at Marks and Spencer
Round toe Twin riptape fastening Contrast lining Floral design Flat sole Lined

5 Pure Cotton Plain Slips, at Marks & Spencers
Comfortable, practical and fashionable, this 5 pack of plain slips is made from soft breathable cotton

16-Piece Cutlery Set, at Marks & Spencer
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons Coloured handles 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more l, Manufacturer: Marks & Spencer

Nanny Goat Pinot Noir 2006, Central Otago - Case of 6, at Marks and Spencer
Style: Dry and full bodied Grape variety: Pinot Noir Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Oh-So Lovely, at MarksandSpencer
This luxurious bouquet, featuring soft white roses and lovely cream and purple edged carnations, is sure to make someone feel special Available for delivery between 1st April to 30th September 2009

Smart Recycled Stormwear™ Trousers, at M & S
These smart trousers are made from polyester from 100% recycled sources. They are treated with our unique Stormwear™ finish which repels water and stains

8 'Just to Say...' Text Cards, at Marks and Spencer
Cover text: Just to say... Inside message: blank for your own message 8 cards x 1 design Approx size: 120 x 120mm

Handcrafted To Both of You Tulips Easter Card, at Marks and Spencers
Cover text: Special Easter wishes to both of you Inside message: Happy Easter Approx size: 178 x 125mm

Handmade Letters Son-in-Law Card, at Marks & Spencer
Cover text: To a fantastic Son in Law Inside message: Blank for your own message Approx size: Unfolded: 215 x 150mm

Per Una Floral Print Sequin Shopping Bag, at Marks and Spenser
Sequin embellishment makes this fashionable bag even more special. Give your look the Per Una twist!

Barletta Large 2-Seater Sofa, at M+S
H85 x W227 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Perfect Modal Blend Long Sleeve Jersey Top, at Marks&Spencer
The perfect long sleeve tee, in beautifully soft pima cotton modal. Wear it as a weekend basic with jeans, or go for some layered style

Alnwick Floor & Table Lamp Set, at Marks and Spencer
Pack of 2 Square base Brushed chrome finish Double stem design Floor lamp: H143.5 x W34 x D20cm Floor lamp: Bulb: 100W ES GLS Table lamp: H60.5 x W28 x D18cm Table lamp: Bulb: 60W ES GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Linen Blend Slash Neck Jumper, at Mark & Spencers
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Pure Silk Plain Self Tie Bow Tie, at Mark's & Spencer
Make those formal, black tie engagements an effortless affair with this elegant self tie bow tie

The Sword In The Stone/Robin Hood Special Edition DVD Set, at Marks & Spensers
Rating Universal, suitable for all,

Three Bean Salad, at Marks & Spensers
Serves 8 Ready to eat Suitable for vegetarians 800g As featured on page 29 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pink Tutu Granddaughter Birthday Card, at Marks & Spensers
Cover text: For a beautiful Granddaughter Inside message: With love

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."