M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks and Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Dora the Explorer Watch, at Marks and Spenser
Buckle fastening Round face Butterfly design on straps Analogue Dora the explorer design 2007 Viacom International Inc

Satin Pleat Wing Collar Shirt, at Marks & Spencer
Make a smart impression at formal engagements with the timeless cut, French cuffs and satin pleat design of this elegant wing collar shirt

Silver Ball 5-Arm Ceiling Light, at Marks and Spencers
Dimensions: H40.5 x Diam 42.5cm Semi-transparent fabric shades Silver ball detail in stem Bulb: 5 x SES 40W Candle or 90W CFL 5 arm, Manufacturer: Marks & Spencer

Cotton Rich Velour Stripe Hooded Jacket, at Marks & Spencer
Soft and comfy, this hooded jacket is made from velour and features stripe design. An easycare essential with a stylish look.

Chuggington Actions Book, at Marks & Spencers
Chuggington fans will love this fun book. It's filled with great stories featuring Chuggington Action

Autograph Styled Pleated Shorts, at Marks & Spencer
Luxurious and elegant these flattering shorts feature a femine pleated skirt design. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

Sony Bravia 46" KDL-46W5500 HD 1080p LCD TV, at M&S
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 46 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 100000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W112.3 x H77.2 x D33cm, without table stand: W112.3 x H72.5 x D9.6cm Weight: weight inc. stand 27.5kg, weight without stand 24kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Wheels on the Bus Book, at Marks & Spencer
A true classic song for children. Come and join the fun on the yellow bus by reading this story. Press the wheel on this book to hear the tune and sing along

Side Ring Bikini Bottoms, at M+S
Gorgeous and glamorous, these fashionable bikini bottoms feature a stylish side ring. Make a splash!

Perfect Autograph Silk Rich Pleated Shorts, at Marks and Spenser
Enjoy the luxurious feel of soft, smooth silk next to your skin. The moulded, padded bra gives a perfect shape while the matching shorts are effortlessly elegant

Woven Straw Double Chain Holiday Bag, at Marks and Spencer
Stylish and useful, this holiday bag features a woven design. A practical and fashionable accessory

Compton Media Unit, at M+S
H50 x W127 x D45cm Shelf dimensions: H14 x W48 x D40cm 2 adjustable shelves Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Solid hardwood legs Side panels, door panels, back panels made from oak veneer. Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Pure Linen Patchwork Jacket, at Marks & Spencer
An elegant single breasted jacket in pure cool linen. The stitch detail patch effect gives it the Per Una touch

Autograph 2 Piece Long Sleeve Floral Dress Outfit, at Marks & Spencer
Practical and pretty, this cute dress and tights 2-piece outfit is made from soft cotton to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Heart Print Dressing Gown, at Marks and Spencer
Wrap up and relax in this soft dressing gown featuring cosy heart print for a pretty look

Airflex™ Leather Loafer Shoes, at Marks and Spenser
Smart and stylish, these shoes are specially designed with the Airflex™ sole system. This innovative technology gives your feet enhanced support, comfort and flexibility

Woodspice Aftershave, at Marks and Spencer
Aftershave 100ml

5 Pairs of Ankle Length Sport Socks with Cool&Fresh, at Marks and Spencer
These sports socks feature a cushioning sole for shock absorption and comfort. Knitted arch support keeps them in place during exercise

M&S 15'' Flat Screen LCD TV - Silver, at Marks n Spencer
Display: 15 inch flat screen, 1280 x 800 pixels Contrast Ratio: 400:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H34.5 x W38 x D17.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket Dynamic Contrast Ratio: 2000:1 Use wall mount

Sterhuis Sauvignon Blanc 2007 - Case of 6, at Marks n Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Samsung 50" PS50B451 Full HD Plasma TV, at M+S
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-Ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 50 inch widescreen plasma TV with 1365 x 768 pixels Contrast Ratios: Dynamic Contrast 30000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W1220.8 x H810 x W316mm (with stand) W1220.8 x H748.8 x D74mm (without stand) Weight: 35kg (with stand) 31.3kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 3 x HDMI, PC input (D-sub), PC Audio Input (Mini Jack), DVI Audio Input (Mini Jack), Component (Y/Pb/Pr), Digital Audio (Optical), RF Input, Audio Out (L/R), CI slot, Composite (AV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control FilterBright Panel FilterBright is a powerful anti-reflective film that absorbs external light and transmits internal light, thereby increasing the contrast levels and preventing unwanted reflection. In bright daylight, FilterBright creates high contrast with pure black to show clearer image details and generate superb industry-leading dark area representation M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Leather & Suede Protector, at Marks & Spencer
Rain and stain resistant, this leather and suede protector is ideal for use on footwear, clothing and accessories

Blue Harbour Short Sleeve Linen Rich Stripe Polo Shirt, at M&S
Stylishly smart casual, this polo shirt is made from linen rich fabric so it's soft, breathable and comfortable to wear

Metal Flower Photo Frame 13 x 18cm (5 x 7"), at M & S
Metal flower design Aperture 13 x 18cm (5 x 7 in), Manufacturer: Marks & Spencer

Per Una 3 Button Revere Collar Cardigan, at Mark & Spencers
A feminine 3/4 sleeve cardigan featuring a revere collar. The 3 button fastening gives it the Per Una touch

Flat Top Brass Mantle Clock, at M+S
Flat top Rectangular shape Inset dial Analog Glass and brushed metal design Dimensions: 16 x 13 x 5cm Weight: 0.45kg

Long Length Seam Skirt with Belt, at Marks & Spencer
Smart and modern, this flared skirt is a stylish, versatile choice. A look that works dressed up or down

Wave Shade, at Marks & Spencer
Cylinder shade Wave design Contrast trim H 35.5 x Diam 30cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ingredients Pomegranate Body Polish, at Marks and Spencer
Pomegranate scent 200ml

Leather Cross Body Bag, at Marks and Spencer
Fashionable, comfortable and secure, this cross-body bag is made from luxurious hardwearing leather and features an adjustable strap and front compartments. A practical and stylish accessory

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.