Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Pink Bouquet Special Nan Birthday Card, at Marks & Spencers
Cover text: To a special Nan Inside message: With love on your birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125mm

North Coast Pure Cotton Long Sleeve Shirt, at Mark's & Spencer
Stylishly smart casual, this long sleeve shirt is made from pure cotton so it feels soft and comfortable to wear

Pure Cotton Contrast Trim Pyjama Top, at MarksandSpencer
Pretty and feminine, this short sleeve pyjama top is made from soft breathable cotton for a comfortable night's sleep

Pure Cotton Long Sleeve Matinee Cardigan, at Mark's & Spencer
Knitted in pure cotton, this cute hooded cardigan will keep him warm and comfy. It looks cuddly too!

Cotton Rich Knee Length Shorts with Belt, at Marks & Spenser
Casual and comfortable, these knee length shorts make a fashionable and practical choice

Disney My Friends Tigger & Pooh Story Collection Book, at Marks & Spensers
When Pooh and the gang take a break from painting the scenery for a stage show, they return to find some new colours on the set. But where did they come from? Ready the story to find out if another mystery will soon be history! Then, complete the activity pages at the end of the book. Includes stickers of all your favourite friends

Wooden Countryman Umbrella, at Marks & Spencers
Stylish and practical, this large traditional umbrella gives good coverage to protect you from the elements

Tyrrell's Wines Vat 9 Hunter Shiraz 1998 - Case of 6, at M&S
Style: Dry Grape variety: Shiraz (Syrah) Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

5 Cotton Rich Cushioned Trainer Liner Socks with Cool&Fresh, at Marks and Spencers
These trainer liners feature a cushioning sole for shock absorption and comfort. Knitted arch support keeps them in place during exercise

Flat Front Lightweight Straight Leg Trousers, at Marks n Spencer
Fashionable and smart, these lightweight flat front trousers are the perfect choice for warmer weather

Big & Tall Crease Resistant Fine Stripe Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers. Perfectly proportioned for big and tall men

Footglove™ Leather Knee High Riding Boots, at M & S
Round toe Contrast stitch detail Block heel Knee high Water resistant Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Blue Harbour Pure Cotton Zip Cardigan, at M & S
Relaxed and casual, this zip cardigan is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

3 Easycare Long Sleeve Shirts, at Marks n Spencer
This 3 pack of easycare long sleeve shirts is outstanding value! A school essential

Autograph Weekend Cotton Rich Straight Leg Jeans, at Marks & Spenser
For everyday elegance, these Autograph Weekend straight leg jeans are ideal. Beautifully cut for a slender look, they're fabulously versatile and contemporary. Added stretch ensures a comfortable fit

New 8GB Apple iPod Touch, at Marks and Spencer
Holds up to 1,750 songs, 10,000 iPod-viewable photos, and 10 hours of video or some of each Genius feature finds the songs in your library that go great together and makes a Genius playlist for you Accelerometer - detects when you rotate it from portrait to landscape, then automatically changes the contents of the display 3.5-inch (diagonal) widescreen Multi-Touch display. 480-by-320-pixel resolution at 163 pixels per inch Ambient light sensor Built-in volume controls and speaker - Volume buttons built into the left side give you easy access to the most frequently used controls Built-in Wi-Fi - Surf the web and view your email Cover Flow - flip through your album art Play games with stunning 3D graphics. Tilt, move, and play accelerometer-inspired games. Use Multi-Touch to give you precise, fingertip control over game elements. (games available separately) Contoured stainless steel design Built-in speaker - lets you hear the music, dialogue, and action without headphones, perfect for casual listening Nike + iPod support - Slip the Nike + iPod Sensor (available separately) into your Nike+ shoe and start your run. The sensor communicates wirelessly with your iPod touch, tracking your time, distance, and calories burned. It even gives you voice feedback on your progress. Works with new cardio equipment available in many fitness centres Dimensions: H11 x W6.2 x D0.8cm Weight: 115 grams For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later Built-in rechargeable lithium ion battery capable of up to 36 hours of audio playback or 6 hours of video playback In the box: iPod touch, Polishing cloth, earphones, USB 2.0 cable, dock adaptor, Quick Start guide TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Sennen Pasta Bowl - Linen, at Mark & Spencers
Contrast stripe trim Diam 23cm Single stripe detail, Manufacturer: Marks & Spencer

Collezione Mini Square Tie, at Marks and Spenser
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Stitched Flowers Wedding Card, at Mark & Spensers
Cover text: Wedding Inside message: Blank for your own message Approx. size: 175 mm x 127 mm

Shiny Nail Kit, at Marks and Spencer
Nail wax nourishes and adds lustre Traditional chamois buffer quickly achieves a long lasting shine White pencil brightens your nail tips Used regularly it will encourage your nails to grow stronger and longer

Per Una Pure Cotton Lily Print Kimono, at Marks & Spenser
Modern and feminine, this pretty kimono is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Autograph Pure Cotton Multi Stripe Shirt, at Marks & Spenser
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Portfolio Linen Blend Slash Neck Jumper, at Marks n Spencer
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Autograph 3/4 Length Shorts with Linen, at Marks & Spencers
Fashionable and contemporary, these 3/4 length shorts are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Patchwork Heart Wedding Anniversary Card, at Marks and Spencers
Cover text: Happy anniversary Inside message: Blank for your own message Approx. Size: Unfolded: 215 x 150mm

Wallace & Gromit Playing Cards, at Marks & Spencer
Pack contains: 52 playing cards Approx. card size: 77 x 107mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Total Care Dental Kit, at Mark & Spencers
Includes toothpaste, toothbrush, floss stick and 2 toothpicks Comes in plastic case This product is not available for international delivery. Find out more

Classic Collection Pure Cotton Embroidered Cropped Trousers, at Marks and Spencers
An ideal choice for casual everyday wear, these cropped trousers are finished with an embroidered hem. They look stylish worn with knitwear or casual tops in complementary colours

Automatic Countryman Umbrella, at Marks & Spencer
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Autograph Pure Cotton 3 Piece Tank Top Outfit, at MarksandSpencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Besides Marks & Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.