Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks n Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks n Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Mixed Bead Long Necklace, at Marks and Spencer
Clasp fastening Adjustable length Mixed bead design Long length Necklace length: 92.5cm, extendable by 8cm

Silver Plated Twisted Leaf Cluster Earrings, at M&S
Hook fastening Drop style Twisted leaf detail

Unforgettable Things to Do Before You Die, at Marks and Spencers
Following the success of "Unforgettable Places to See Before You Die", this is the second title in an exciting new series of books that will help you search out essential sights and experiences around the world. In "Unforgettable Things to Do Before You Die", international travel writers and photographers Steve Watkins and Clare Jones draw on their years of experience to select forty of their favourite trips of a lifetime. This book isn't a travel guide, nor is it definitive, but it will introduce you to a host of unusual and amazing activities to be done in fabulous destinations during a break of two weeks or less.

Laser Cut Happy Birthday Text, at M+S
Cover text: Happy Birthday Inside message: Happy Birthday Approx size: 150 x 150mm

23cm Springform Cake Tin, at Marks and Spenser
Ideal for baking cakes, and cheesecakes with easy release closure Heavy gauge easy to clean bakeware Premium non-stick coating Soft grip handle Diam: 23cm (9") Height: 7.5cm, Manufacturer: Marks & Spencer

Adored Lily Embroidered Non Padded Bra, at Marks & Spencer
Pretty and elegant, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear

Pure Cotton Applique Cropped Jeans, at Mark & Spensers
Applique detail gives a cutete twist to these fashionable jeans

Stainless Steel Garlic Crusher, at Marks and Spencer
Chunky handles Loop in the handle for hanging, Manufacturer: Marks & Spencer

Hamilton Large 2 Seater Sofa, at Marks & Spencers
H95 x W220 x D99cm Seat H49cm, arm H66cm, top back rail H73cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Cushions are reversible on fabric upholstery options Solid birch feet Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Linen Blend Short Sleeve Crochet Top, at M&S
This short sleeved top will make a useful addition to your wardrobe. It features a pretty crochet design for a stylish casual look

Halterneck Centre Ring Bikini Top, at Mark & Spencers
Modern and stylish, this flattering bikini is designed in the latest shape. Make a splash!

Autograph Wool Blend Wide Leg Trousers with Cashmere, at Marks n Spencer
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Marqués Del Costal 2004 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Move DAB Digital Radio, at Marks and Spencers
Frequency ranges: DAB Band III 174-240 MHz, FM 87.5-108 MHz Audio power output: 1.8W RMS Input connectors: 5V DC power adaptor socket (230V supplied), 3.5 mm Aux-in, and Mini USB connector for software upgrades Output connectors: 3.5 mm stereo headphone output Controls: Power, Lock, Info, Preset, Navigator, DAB/FM and Menu LCD Display: Orange backlit LCD display with 16x2 characters, function icons (volume, battery life, time, EQ, signal strength, DAB/FM and stereo) and clock. Key-press activated backlight can also be set to 'always on' for optimum visibility or 'always off' for longer battery life Mains power supply: 230V AC to 5V (0.6A) DC external power adapter Battery power supply: ChargePAK-inside Li-ion 4200 mAh rechargeable battery provides over 40 hours of portable DAB listening Aerial: Recessed telescopic aerial supplied. Headphones act as an aerial when connected. (Headphones not supplied.) Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles USB: Add new features as they become available via USB RDS: RDS support for station name display on FM and RDS scrolling text 20 presets: 20 presets (10 DAB and 10 FM) Connection: Connect an iPod/MP3 player or portable CD Dimensions: W15 x H8.5 x D2.7cm Weight: 280g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

8 Mini Craft Floral Cards Multipack, at Marks & Spencer
Contains: 8 cards, 4 designs Cover text: Design 1: Blank, design 2: Just to say..., design 3: Blank, design 4: Thank you Approx size: 95 x 80mm

Antonio Fattori Soave Classico 2007 - Case of 12, at Marks & Spenser
Style: Dry Grape Variety: Garganega Country: Italy Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Orange Blossom Scented Candle, at Marks and Spencer
Single wick Circular glass holder Orange blossom scented Presented in a box, Manufacturer: Marks & Spencer

Gold Plated Bedazzled Stone Ring, at Marks & Spencer
Cluster surround Large gemstone centre

Japanese Floral Cushion With Recycled Filling, at Marks and Spencer
Floral design 50 x 50cm, Manufacturer: Marks & Spencer

Sonoma Bedstead, at Marks & Spencers
H103 x L207 x W114 Headboard: H108cm Underbed: H16cm Single: L204 x W108cm Double: L214 x W158.5cm King size 5ft: L224 x W173.5cm Super king size 6ft: L224 x W203cm Mattress sold separately Finished with 2 coats of durable, clear lacquer of low sheen Made from solid oak and oak veneer Side and back made from White Oak veneer This range features natural wood characteristics Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Breasted 2 Button Stripe Jacket, at Marks & Spencer
Smart and contemporary, this suit is made from a special wool blend fabric for extra strength, comfort and durability

16-Piece Manjaro Brushed Cutlery Set, at Marks & Spenser
16-piece set Includes 4 forks, 4 knives, 4 dessert spoons and 4 teaspoons Brushed stainless steel finish 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Gold Burst Spots Roll Wrap, at Marks and Spencer
Gold burst design 200 x 70cm

Signature Lemongrass & Bamboo Scented Filled Candle, at M&S
Lemongrass and bamboo fragrance Glass holder Burns up to 40 hours, Manufacturer: Marks & Spencer

Collezione Single Breasted 2 Button Micro Texture Jacket with Silk, at Marks and Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Per Una Bronzing Pearls, at Marks and Spencer
Soft smooth texture Hypo-allergenic Carmine free and GMO free Animal Free - No ingredients of animal origin

Dan's Mouse Bouquet Wife Birthday Card, at Marks & Spenser
Cover text: To my darling wife... Inside message: ...happy birthday! Approx size: 150 x 150mm

Short Sleeve Cable Knitted Longline Jumper, at Marks and Spenser
Elegant and feminine, this dress features cable knit design. Stylish, practical and fashionable

Sleeveless Side Panel Dress, at Mark & Spencers
Sleek and chic, this side panel dress is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

5 Pairs of Unisex Trainer Liner Socks, at Marks & Spenser
Featuring a cotton rich weave and added stretch for soft, breathable comfort, these great value trainer liners are the perfect choice for young athletes

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.