Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks&Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M+S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Portfolio Stripe Border Cardigan, at Marks and Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Andante Rim Side Plate, at Marks & Spensers
Ideal for everyday use, durable Plain Round shape Diameter 21cm, Manufacturer: Marks & Spencer

Autograph 3 Piece Pure Cotton Jeans Outfit, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Wool Rich Coat, at Marks and Spencer
Smart and stylish, this superior quality coat is made from a hardwearing wool rich blend and is fully lined

Single Breasted Long Length Belted Mac, at Marks & Spensers
The classic long length mac is given a contemporary twist with a flattering cut and button detail for an elegant modern look

Cut Velvet Wave Cushion, at Marks & Spenser
Square shape Wave design L50 x W50cm, Manufacturer: Marks & Spencer

Die Cut Pink Flowers and Vase Birthday Card, at Marks & Spencers
Cover Text: Happy birthday to you today Inside Message: Love and wishes for a wonderful day Approx size: 230 x 114mm

Autograph Essentials V-Neck Cardigan, at Marks & Spensers
Sophisticated and modern, this v-neck cardigan has been designed for a luxurious feel and a flattering, fashionable look

Per Una Styled Embroidered Brazilian Knickers, at Marks & Spencers
Elegant and feminine, these stylish brazilian feature a delicate front panel in soft stretch lace. The modern Brazilian style gives a close fit and a flattering shapely look. Pretty everyday fashion

Château de Saÿe 2006 - Case of 6, at M & S
Style: Full Bodied Grape variety: Merlot and Cabernet Franc Country of origin: France Closure: Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handcrafted Love You Laser Cut Wife Valentine Card, at Marks and Spencer
Cover text: I Love You Inside message: Blank for your own message Approx size: 220 x 220mm

Blue Harbour Chino Shorts, at M&S
A stylish smart casual look, these chino shorts are made from soft cotton and designed for a fashionable and comfortable relaxed fit

40 Denier Silky Soft Opaque Tights, at Marks and Spencers
Complete with a reinforced toe and added stretch for lasting comfort and durability, these opaque tights are the perfect choice for giving your legs a wonderfully attractive sheen

2 Lichfield Vertical Slat-Back Chairs, at Marks & Spenser
H102 x W46 x D60m Solid oak design Micro-chenille seat pad Sold as a pair Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Chair frames made from solid European hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Mock Layer Hooded Top, at Marks & Spencer
Soft and comfy, this long sleeve mock layered hooded top is made from pure cotton and features a 'mischief' motif. A fashionable easycare style

Globe Table Lamp, at Mark's & Spencer
Fabric cylinder shade Glass globe base H41 x D33cm Bulb: E37 1000W GLS ES 18W This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tiga 2 Drawer Small Sideboard, at M & S
H80 x W117 x D50cm 2 Drawers 2 Doors with soft-touch release 2 Adjustable wooden shelves Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Palma Faux Leather Bedstead, at Mark's & Spencer
50% reduction applied 9 April - 1 June 2009. Upholstered bedstead in faux leather Sprung slats are used to provide extra comfort Mattress sold separately 4ft6: W147cm x L212cm 5ft: 162cm x L220cm Footend height - 47cm (from floor to top of footend) Headend height - 90cm (from floor to top of headend) This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Saddle Moccasins, at Marks and Spencer
Round toe Stitch detail Slip-on Block heel

Autograph Pure Linen Abstract Animal Print Scarf, at Marks and Spencers
Luxurious, fashionable and elegant, this pure linen scarf features an abstract animal print and tasselled ends

Autograph Feather Bow Headband, at M+S
Keep tumbling tresses off your face with this stylish bow and feather headband

Dhalia Stripe Mug, at M & S
Floral stripe design Slim handle Height 9.5cm, Manufacturer: Marks & Spencer

M&S Cable Tidy, at Marks & Spencers
Free 2 year guarantee Tidy up that unsightly pile of cables and wires by gathering them together in this neat cable tidy

WowWee™ RS Wrex The Dawg™, at Marks and Spencers
RS Wrex the Dawg's moods (Happy, Angry and Crazy) and desires (Exercise, Call of Nature and Hunger) are expressed by his hilarious "jackpot" eyes! His left eye displays his moods and his right eye displays his desires Change RS Wrex the Dawg's moods via the Mood Dial on the intuitive remote controller, by hitting him on his push button nose to reset his "jackpot" eyes, or allow him to change moods all by himself! Thanks to his junkyard construction, RS Wrex the Dawg occasionally malfunctions. When he begins his "malfunction animation", it is your cue to reset him using the programming hatch. If you do not enter a code in time, he will enter his "Breakdown Mode", and will not be able to do anything until you enter a reset code There are many possible reset codes that you can enter by accessing his reprogramming hatch: try programming him as a cat, or to disobey your commands! You can even re-program him as the original Robosapien™! Capable of performing a number of tricks including offering his paw, playing dead and dancing! You can select the tricks via the Trick Dial on the remote controller. Each of his moods features its own unique set of tricks Features a remote controller that matches his junkyard origins; it allows you to access all of his features and tricks using dials and picture icons! Zips around rapidly on his two hind wheels and two jointed front legs Features swivelling ears, a moving jaw, and a squeaky tail Set him to "Guard Mode" and have him warn you when strangers approach Select the Off the Leash icon from the remote controller's Mood Dial and he will explore your home all on his own! Features a Sleep Mode to conserve battery life Featuring an optional edge detection function, RS Wrex the Dawg will avoid edges and obstacles, and will know when he has been picked up Program a sequence of actions up to 80 steps and he will perform them back flawlessly! RS Wrex the Dawg can "see" in front him; he will react to movements and obstacles in his field of vision! Features an entertaining Demo Mode, in which he shows off his movements and personality! 9 motors 10 eye icon combinations IR sensors Speakers Age: 8+ Dimensions: L33.2 x H24.1 x W33.2 cm Weight: 1.8 KG Batteries: 4x "C" alkaline, 2 x "AA" (remote controller) Batteries not included M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Silicone Nipple Covers, at M & S
There are some clothes that simply don't work with a bra. These secure and effective nipple covers make the perfect solution

Official ECB Cotton Rich T-Shirt, at Marks and Spencer
A must for cricket fans! This official t-shirt features the England Cricket logo. An easycare style in soft comfortable cotton

Maternity Long Sleeve Empire Cardigan, at M&S
Fashionable and modern, this long sleeve cardigan is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. A practical, versatile choice

Electronic Salt & Pepper Mill Set, at Mark & Spencers
H21 x Diameter 4.5 cm Stainless steel effect, Manufacturer: Marks & Spencer

Per Una Cotton Rich Tonal Stripe Bootleg Trousers with Belt, at M & S
A smart pair of boot leg trousers in stretch cotton featuring a tonal stripe design and belt

Autograph Scratchy Spot Low Rise Shorts, at Marks & Spencers
Sophisticated and feminine, these flattering shorts feature a scratchy spot design. The modern low rise styling gives a flattering shapely fit. Beautiful exclusive lingerie

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."