Besides Marks & Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Sweet Heart Multiway Padded Bra, at Marks & Spencers
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

M400 Zip & Link Mattress - Combination Support, at Marks & Spencer
Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Zip & Link allows you to combine different levels of firmness on the left and right sides of the mattress. The two sides of the mattress zip together, so you and your partner can choose between medium or firm support Mattress unzips into 2 easier to fit into your home Filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring Count: 1054 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pearl Rochaille Bead Bracelet, at Marks and Spencers
Rochaille design Clasp fastening Faux pearl Twisted layer design

Curved Seam Skater Skirt with Belt, at Marks & Spenser
Cute and flirty, this skater skirt is a stylish, versatile choice. A smart modern look

Tile Print Crook Umbrella, at Marks and Spencer
Brighten up rainy days with this stylish lightweight umbrella

Wisteria Luggage Medium Rollercase, at Marks&Spencer
Free 5 year guarantee Capable of expanding to provide an extra 20% of luggage space, a tough, hardwearing fabric and fitted padlock for extra security helps ensure your peace of mind while on the move

Lightweight Fleece Dressing Gown, at Marks and Spencers
Relax in style and comfort in this cosy dressing gown made from soft fleece

Autograph Pure Cashmere Short Sleeve Jumper, at M & S
Elegant and feminine, this crew neck jumper is made from pure cashmere for the ultimate in luxurious softness

Luxury Total Support Classic Bra, at MarksandSpencer
Soft and comfortable, this lightweight bra is designed to give gentle all-round support and uplift. It's secure but lightweight and features extra wide straps

Orchid Floral Cushion, at Marks and Spencer
Multi-colour floral design L50 x W50cm, Manufacturer: Marks & Spencer

Formula for Skincare Men Skin Recovery Stick, at Marks and Spenser
Soothes Repairs 10 ml

Formula Skincare For Men Aftershave Balm, at Marks & Spencers
Soothes Moisturises Non-greasy balm

Antares Luggage Large Rollercase, at Marks and Spencer
Free 5 year guarantee A smart option for travel, the wheeled design and retractable pull handle offer easy mobility no matter where you are in the world. A zip fastening helps keep your belongings secure

2 Mini Limited Velour Jogging Bottoms, at Mark & Spensers
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Big & Tall Flat Front Trousers, at Marks and Spencer
A relaxed formal look, these comfortable trousers make a stylish and practical choice for everyday wear

Schug Carneros Chardonnay 2006 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: USA Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Fabric Beer Glass Card, at M&S
Cover text: Happy Birthday Inside message: Have a great day! Approx size: 178 x 125mm

Maxim Sugar Bowl, at Marks and Spencers
Suitable for everyday use Pure white porcelain Versatile fine dining range Includes lid Diameter 10cm Height 9.5cm, Manufacturer: Marks & Spencer

Post Surgery Total Support Non-Wired Bra, at Marks & Spenser
When we were challenged to produce a range of beautiful, post surgery garments, we wanted to get it right - so we asked women affected by breast cancer what they wanted. The result is a range of gorgeous, feminine lingerie designed to feel incredibly comfortable and the perfect fit for you. Every element has been considered for maximum comfort against delicate scar tissue. This lingerie has been extensively tested so you can be confident that every part stays in place

Per Una Drawstring Hooded Parka, at Marks & Spencers
A modern drawstring hooded parka featuring a water repellent finish

Clever Baby Touch & Learn Shapes Book, at Marks & Spencers
Touch and Learn Shapes encourages 1 to 2 year olds to build on their learning skills. It's lots of fun with chunky tabs to choose from and different textures to touch and explore

Autograph Noire Eau De Toilette, at Marks & Spencers
Eau De Toilette for women 100ml This product is not available for international delivery. Find out more

Coconut Shy, at MarksandSpencer
Contains: 4 poles, 4 coconut targets with small peg fasteners, 4 beanbags, instructions Beanbags: 105 x 80 x 25mm Coconut targets: 160 x 120 x 45mm Poles: 2 x 25 x 700mm & 2 x 25 x 900mm

Pure Cotton Long Sleeve Joggers Outfit, at Marks & Spenser
Fun and practical, this joggers outfit is outstanding value. The soft cotton will keep her feeling comfy

Côtes du Rhône Les Closiers 2007 - Case of 6, at Mark's & Spencer
Grape variety: 65% Grenache, 35% syrah Country of origin: France Closure: Natural Cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ultimate Non-Iron Short Sleeve Stripe Shirt, at MarksandSpencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Portfolio Pure Linen 3/4 Sleeve Blouse, at Marks & Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Limited Collection Cotton Rich 3/4 Sleeve Top, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Girly Images Multipack of Card, at MarksandSpencer
Cover text: Design 1 - happy birthday Design 2 - birthday girl Design 3 - just for you Inside message: blank for your own message Pack contains: 9 cards, 3 designs Approx size: 120 x 120mm

In Bloom Rose & Amber Eau De Toilette, at Marks & Spensers
Rose and amber fragrance 100ml This product is not available for international delivery. Find out more

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Home Insurance than you will anywhere else, and you may even pay less with M&S.