M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks & Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks n Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money. Not least of these is M+S Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

Long Sleeve Zip-Up Hooded Jacket, at Marks & Spenser
Cute and cosy, this hooded jacket is made from soft fabric to keep him feeling comfy. Part of our fabulously stylish Limited Collection

Heat - Magazine Gift Subscription, at Marks and Spencer
It's a sense of humour and irreverent take on the showbiz world that makes Heat magazine unique. Embarrassing photos, the latest gossip, exclusive interviews, hot fashion and a brilliant TV guide make heat the ultimate celebrity bible

In Bloom Lime Blossom & Bergamot Rich Hand & Body Crème, at M&S
Lime blossom and bergamot fragrance Softens the skin 200ml This product is not available for international delivery. Find out more

Performance Long Sleeve Zip Neck Top, at Marks and Spencers
Innovative and high-performance, this top is made with moisture control and anti-odour technology. It's designed to keep you at a comfortable temperature so you feel warm, fresh and dry

Kerpow Glow in The Dark Bedset, at M&S
Wham pow print Set includes single duvet cover and 1 pillowcase, Manufacturer: Marks & Spencer

Dressing Table Gift Card, at Marks & Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Steel Slotted Spoon, at Marks & Spencer
Slotted design Suitable for non-stick saucepans Hanging loop, Manufacturer: Marks & Spencer

Lambswool Rich Gem Detail Beret Hat, at Marks & Spencer
Add a chic contemporary twist to your look with this modern beret hat. Gem detail adds a subtle twinkle to the warm finished knit

36 Indian Style Chicken Kebabs, at Marks & Spencer
Contains 36 pieces Serves 8 Ready to eat Suitable for freezing 500g As featured on page 15 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Cotton Long Sleeve Hooded Coat, at Marks n Spencer
Fashionable and practical, this coat is fully lined and features a hood. A comfortable, easycare style

Dorrien Estate Bin 442 Shiraz 2007 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Shiraz Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Children of the World Puzzle, at M&S
45 pieces, including 9 stand-up pieces Explore the globe and meet some friendly faces Suitable for ages 3+ This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Per Una Flower Crochet Jersey Top, at Marks and Spencer
A beautiful cap sleeve top featuring crochet design finished with a scalloped trim

Perfect Autograph Weekend Satin Honeycomb Print Pyjama Bottoms, at M+S
Loungewear goes glamorous with these gorgeous pieces in slinky satin and soft modal. Who needs to get dressed, anyway ?

Sony Bravia 20'' KDL-20B4050 Portable HD Ready LCD TV, at Marks & Spensers
HD Ready: Enjoy clearer, sharper and more vibrant images with this 'High Definition' ready TV. Perfect for the display of High Definition signals, i.e PlayStation3, Blu-ray Disc™ etc. Display: 20 inch LCD, Display Resolution: 1366 x 768 pixels Contrast: On screen contrast; 700:1. Dynamic contrast; 5000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W51.6 x H37.3 x D12.4cm (with table stand) Weight: 7.5kg (including stand) Surround Sound Effect: BBE ViVA high quality sound and built-in Virtual Dolby creating the effect of full surround sound from only 2 front speakers Connectors: 2 x scart sockets, 1 x HDMI™ port, PC input + audio in, 4 pin (Y/C) In (S Video) BRAVIA Engine Picture Enhancement: It uses the advanced BRAVIA engine to create stunning images with enhanced clarity, depth and definition Audio Description Compatible: Audio Description compatible allowing for blind or partially sighted people to follow television programmes (where available) BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band Aerial. Suitable portable TV Aerials can be used to receive freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using a indoor aerial Use wall mount

Ceriso Frill Dot & Bow Push Up DD-G Bra, at Marks & Spencer
Feminine and fashionable, this modern push up bra features an intricate fril trim. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage for a push up effect. Designed for women who want the latest look

16GB Apple iPod nano - Latest Generation, at Marks and Spenser
Holds up to 4,000 songs, 16 hours of video, 14,000 photos, or some of each Genius feature finds the songs in your library that go great together and makes a Genius playlist for you Shake iPod nano to shuffle your music Cover Flow - turn it on its side to flip through album art Watch movies, TV shows, and video Curved, anodized aluminum and curved glass design Large, bright display with 320-by-240 resolution Tilt, move, and play accelerometer-inspired games (games available separately) 2-inch (diagonal) color LCD display with LED backlight. 320 by 240 pixels at 204 ppi Dimensions: H9 x W3.9 x D0.6cm Weight: 36.8g In the box: iPod nano, earphones, USB 2.0 cable, dock adaptor, Quick Start guide Built-in rechargeable lithium ion battery capable of up to 24 hours of audio playback and up to 4 hours of video playback For Mac and Windows. Requirements: Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Weekend 3/4 Sleeve Lace Print Top, at Marks & Spenser
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season.

Limited Collection Short Sleeve Jumper, at Marks & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Collezione Pure Wool Single Pleat Stripe Trousers, at Marks and Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Sateen - SATEEN STRIPE DC, at Marks and Spenser
Manufacturer: Marks & Spencer

Sonoma Extending Dining Table & 6 Alton Damask Chairs Set, at Marks & Spencer
7 piece set Table: H75 x L180 x W100cm Extends to L230cm Seats 6-8 people, comes with extension leaf to seat 8 Chair: H99 x W46 x D56cm Made from solid ash and fabric seat Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mechanical Dancing Friends Birthday Card, at Marks and Spencer
Cover Text: a friend is someone to dance like crazy with... Inside Message: With love Approx size: 135 x 135mm

Pure Cotton Hooded Stripe Polo Shirt, at Marks & Spensers
A stylish smart-casual look, this long sleeve hooded polo shirt in soft cotton features a stripe design. Practical, comfortable and easycare

Linen Blend Aztec Embroidered Skirt, at Marks & Spencer
Long and elegant, this linen blend skirt is a stylish, versatile choice. A smart modern choice

Older Boys' Bart Simpson Swimming Shorts, at Marks&Spencer
These Simpson shorts are sure to make a splash. The contrasting drawstring waist helps give a secure fit. Fashionable, practical and easycare

Portfolio 3/4 Sleeve Geo Floral Print Blouse with Camisole, at Marks & Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Older Boys' Batmobile Slippers, at Marks and Spencer
Round toe Grip sole Batmobile motif Slip on ™ & DC Comics

Adored Pure Cotton Floral Embroidered Long Nightdress, at Marks & Spencers
Stylish and elegant, this flattering long nightdress is part of our feminine Adored collection. It's made from the softest fabrics for the ultimate in comfort

Pure Cotton Damask Bathmat, at M+S
Damask design Bathmat: 50 x 80cm Pedestal mat: 50 x 55cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."