M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but M & S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

There are lots of ways to save money using M+S Money. Not least of these is Marks&Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Limited Collection Plain Padded Plunge Bra, at Marks and Spencers
Fun and fabulous, this t-shirt bra is part of our Limited Collection lingerie. It's perfectly smooth so you won't get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Autograph Chaton Drop Earrings Made With CRYSTALLIZED™ - Swarovski Elements, at Marks & Spencers
Hook fastening Drop style Made With CRYSTALLIZED™ - Swarovski Elements

M&S Classic Stone Grill & Raclette Set, at Marks and Spencer
Removable oval stone grill plate Stone grill with non-stick coating Creates healthy low-fat food Includes 8 pans and wooden spatulas 1100 watt Dimensions: H12 x W50 x D31cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Square Check Wrap Mini Skirt, at Mark & Spencers
Short and sweet, this mini skirt looks and feels luxurious. Stylish, practical and fashionable

Antigua Footstool, at Mark & Spensers
H44 x W72 x D58cm (all dimensions are approximate) Cushions made from Quallofil Extralife filling Frame made from solid wood wrapped with banana fibre Other cushions made from polyester fibre Wooden feet wrapped with rattan All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Non-Iron Long Sleeve Herringbone Shirt, at Marks and Spencers
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

4 Windsor Tall Tumblers, at Marks and Spencers
Set of 4 Dishwasher safe 38cl H15cm, Manufacturer: Marks & Spencer

Sony DCR-SX30ES Camcorder, at Marks and Spencers
Pixels: 800k pixel CCD sensor Zoom: 60x optical zoom / 2000x digital zoom Screen: 2.7'' Wide LCD with easy to use touchscreen Dimensions: 59 x W57 x 107mm Weight: 240g (without batteries and card) Video: AVI (MJPEG) movie files. Size: 640x480, 320x240, Frame rate: 30 fps, 15 fps Memory 4 GB internal flash memory, HYBRID recording on optional Memory Stick™ Image Stabilization: SteadyShot image stabilization for clearer video and stills Indexes Face Index and Film Roll Index for quick, easy searches Sound Stereo sound recording with zoom mic for clearer dialogue and sound of foreground subjects BatteryUp to 13 hours STAMINA continuous shooting time (with optional battery) USBOne Touch Disc Burn and Easy PC back up via USB 2.0 Hi-Speed connection (Output only) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

2 Older Girls' Pure Cotton Crop Tops, at Marks and Spencers
Cute and comfortable and soft and stretchy, these comfy crop tops make a great way of getting girls used to the idea of wearing bras

Bingley Bear Horseshoe Wedding Card, at Marks & Spencers
Cover message: Wedding! Inside message: A wish for the happy, New Husband and Wife, For a wonderful start, To a wonderful life! Approx. size: 230 x 114mm

Lightweight Stripe Tassel Scarf, at Mark & Spencers
This sophisticated border square scarf is the perfect accessory to this season's fashions. The tassel details add a stylish finishing touch

Floral Lace Panel High Leg Knickers, at Mark & Spensers
A great style for making your legs look longer, these floral lace panel knickers are designed with a flattering high cut

Combination Salt & Pepper Shaker, at Marks & Spencer
Combination of salt and pepper Stainless steel-effect rim, Manufacturer: Marks & Spencer

Woven Pure Silk Bold Stripe Tie, at Marks & Spencers
Add a luxurious finishing touch with this smart bold stripe tie in pure silk

Pure Cotton Flap Pocket Casual Cargo Trousers, at Marks and Spencers
Casual, relaxed cargos in pure soft cotton featuring multiple pockets

Silver Numbers 30th Birthday Card, at Marks n Spencer
Cover text: Party 30 Happy birthday Inside message: With love Approx size: 174 x 126mm

Super Hydrating Body Cream Oil, at Marks & Spencer
Nourishes extra dry skin Olive oil to replenish Glycerin to hydrate Suitable for all skin types 250ml

Sapporo Bookcase & Desk Set, at Marks and Spencer
2 piece set Bookcase:H180 x W80 x D37cm Desk set: H180 x W80 x D50 Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood All joints are glued and pressed together in the factory, giving ore inherent strength than flat pack fittingsm Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hermits Hill Botrytis Semillon 2005 - Case of 12, at Marks&Spencer
Style: Sweet Grape variety: Semillon Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 37.5cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 4.5 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Girls' Fashion Schoolwear - Stain Defence™ Embroidered Pinafore, at Mark & Spencers
This pleated pinny features a long zip that makes it easier for her to dress and she'll love the embroidered pocket and heart shaped zip pull. It's treated with Stain Defence™, a high performance finish which repels stains

Fox Gordon Brothers & Sisters Viognier 2008 - Case of 6, at M&S
Grape variety: 91% Viognier, 9% Sauvignon Blanc Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Contains sulphites

Artificial Orchid in Cylindrical Vase, at Marks&Spencer
Artificial orchid Cylindrical glass vase Height: 49cm, Manufacturer: Marks & Spencer

Autograph Occasions Feather & Floral Headpiece, at Marks and Spencer
Keep tumbling tresses off your face with this stylish flower and feather headpiece

Petite Funnel Neck Water Repellent Belted Mac, at Marks and Spencer
Practical and fashionable, this water resistant mac is perfect for drizzly days. Specially designed and perfectly proportioned for the petite frame

Underwired Push-Up T-Shirt Bra, at Marks and Spencer
Flattering and comfortable, this push-up bra is designed to give a fuller uplifted shape and enhanced cleavage

Sony VAIO VGN-NS30Z/S Laptop, at Marks and Spencer
Processor: Intel Core™2 Duo Processor T6500 with Enhanced Intel SpeedStep Technology Processor speed: 2.1(GHz) RAM: DDR2 SDRAM (2x2GB) Screen: 15.4in. X-black LCD Operating System: Genuine Windows Vista Home Premium Hard Drive: Serial ATA 500(GB), 5400(rpm) Graphics card: Mobile Intel Graphics Media Accelerator 4500M Memory stick slot: Memory Stick™ Std / Duo, Memory Stick™ PRO Std / Duo, high speed data transfer Digital camera: Built-in 'Motion Eye' Digital Camera Optical Drive: Built-in DVD+-RW/+-R DL/RAM Interfaces: 4 Pin i.LINK™ (IEEE1394), 400 Mbps; 4 USB Ports Connectivity: Built-in Modem: V.92/V.90, Integrated Wireless LAN, Wireless LAN Type: 802.11b/g Draft n; Ethernet network: 10BASE-T/100BASE-TX/1000BASE-T Battery: Lithium-Ion battery (VGP-BPS13/B), Battery Life (min): 200; Battery Charging Time (min): 210 Video & TV software: Picture Motion Browser, Content Importer / Exporter, WinDVD 8 for VAIO, VAIO Movie Story Audio software: VAIO Music Box, Windows Media Player 11 Photo software: Picture Motion Browser, VAIO Movie Story CD-DVD burning software: Easy Media Creator 9, Click to Disc/Editor Office application software: Adobe Reader 9, Microsoft Office Home&Student (60 days Try & Buy) Security & other software: McAfee Internet Security Suite (with 60 days free virus update), VAIO Recovery Utility - HDD recovery (hidden partition), Google software package Accessories included: AC Adaptor, Battery, Power Cord Dimensions: H32-38 x W36 x D27cm Weight: 2.9kg (with Supplied Battery and Supplied Drive) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Linen Blend Short Sleeve Bold Stripe Shirt, at Marks & Spencers
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Adored Jacquard Lace Shorts, at Marks and Spenser
Delicate and pretty, these briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The modern shorts style gives a flattering shapely fit. Feminine everyday lingerie

Gentle Music for Babies CD, at MarksandSpencer
Audio CD, Marks & Spencer

Sponge Cutting Cake, at Mark's & Spencer
Order by 5pm to collect in 7 days Serves 22 Sponge cake: all-butter sponge filled with buttercream and raspberry jam Choose from white or ivory soft icing 950g Available for collection in participating M&S UK stores Click here for a list of stores As featured on page 61 in the food to order brochure Not suitable for nut allergy sufferers

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.