Besides Marks and Spencers Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Antigua Bedstead, at M&S
Mattress sold separately Headboard: H100cm Endboard: H33cm Underbed: H10cm Double: L208 x W146cm Super: L218 x W161cm King: L218 x W191cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Body Formula Luxury Shaving Butter, at Marks and Spencers
Ideal for legs, bikini and underarms Shea butter fragrance 200ml

Classic FM: Dinner Parties CD, at Marks & Spencers
Audio CD, Marks & Spencer

The Floral Collection Magnolia Talcum Powder, at Marks and Spencer
200g Magnolia fragrance

Limited Collection Lace Low Rise Lace Shorts, at M & S
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace trim design and stretchy fabric to create the perfect knickers for day to day wear

Per Una 3/4 Sleeve Ruffle Front Top, at M&S
A fashionable 3/4 sleeve stripe top featuring ruffled neckline

Cotton Denim Skirt & Leggings, at M & S
You will love this cotton rich denim skirt with a plain pair of leggings. A practical, easycare style

Ultimate Wordsearch Puzzles, at Marks & Spencers
The is a superb collection of over 600 puzzles to challenge and entertain. Perfect for everyone, these books will suit both the beginner and puzzle expert

Single Breasted 3 Button Stitch Detail Jacket, at M & S
Fashionable and modern, this tailored single breasted jacket features three button fastening and stitch detail. A smart and stylish choice

Limited Collection Cotton Rich Dogtooth Mini Skirt, at M & S
Part of Limited Collection's Club Rio trend - get tropical in a heady mix of hot, sun-drenched hues and modern graphic prints with fresh white accents. A fashion-conscious holiday look

Bubble Base Wine Glass, at Marks and Spencer
Bubble base design Hand made glass with heavy base Height: 19.5cm Capacity: 250ml (25cl), Manufacturer: Marks & Spencer

4 Pairs of Cotton Rich Contrast Heel & Toe Socks, at Marks & Spenser
Soft and comfortable, these cotton rich socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Nokia 2630 - Vodafone Pay as you talk Mobile Phone, at Marks and Spencer
A maximum of 2 phones per customer may be purchased Talk Time: Up to 6 hours Stand-by Time: Up to 320 hours Screen: 128 x 160, TFT with up to 65,536 colors Ringtones: Pre-installed MP3 and 24-voice polyphonic MIDI ringtones Camera: 4x zoom Battery: Nokia battery BL-4B, 700mAH Dimensions: L10.4 x W4.5 x D0.9cm Weight: 66g (with battery) Memory 11 MB user available memory Vodafone Pay as you talk: Your mobile service provider will be Vodafone. A Vodafone SIM card is included with this handset. Click here to view Vodafone's Pay as you talk tariffs. Click Click here here for information on Vodafone's Pay as you talk price plans and tariffs Radio: FM radio with One Touch shortcut access key Video: Video recorder with dedicated button Applications and games: Native email, converter, calculator, world clock, download, Nokia FM radio Email Access your work and private email on the move Messaging: SMS and MMS Included in the box: Nokia Travel Charger AC-3, Nokia stereo headset HS-47 and Nokia 230 handset M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Campo Bravo Rioja Blanco 2008 - Case of 12, at Marks and Spencer
Grape variety: 100% Viura Country of origin: Spain Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5 % vol Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handcrafted Flowers Easter Card, at Mark's & Spencer
Cover text: Happy Easter Inside message: Blank for your own message Approx size: 230 x 114mm

Pure Cotton Stripe Towels, at Marks & Spencer
Stripe design Comes in 3 sizes, Manufacturer: Marks & Spencer

2 Hepworth Upholstered Dining Chairs, at Marks&Spencer
H97 x W46 x D62cm Seat H48cm Neutral-coloured stripe fabric Sold as a pair Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Chairs made from solid wood for strength Solid European Birch legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Frill Trim Floral Print Swimsuit, at Marks and Spencers
Fresh and pretty, this fashionable swimsuit is specially designed to give great support and a flattering, comfortable fit. A sleek, shapely look

Collezione Wide Fit Leather Saddle Moccasins, at MarksandSpencer
Round toe Slip-on Stitch detail Block heel Wide fit

Collezione Apron Suede Lace-Up Shoes, at Mark & Spensers
Square toe Stitch detail Lace-up Block heel

2 Body DD-G Non Padded Bras, at Marks and Spencers
Sleek and stylish, this plain bra is smoothly finished, so there are no visible outlines under clothes. It's underwired and structured to give fuller busts great support and an enhanced natural shape. Designed for a streamlined silhouette

PlayStation®3 Tiger Woods PGA Tour 08 Game, at Marks & Spenser
All-New EA Sports GamerNet, where online interaction has been taken to the next level Record everything from your greatest rounds to crazy, awe-inspiring shots, then post each challenge on EA SPORTS GamerNet for the world to beat Put yourself in the game like never before. Upload real-life photographs of yourself, friends, and family All-new Shot Confidence tracks your performance on every hole Featuring the greatest PGA Tour and LPGA Tour pros, including Tiger Woods, John Daly, and Vijay Singh Plus Annika Sorenstam, Natalie Gulbis, Christie Kerr, and Morgan Pressel Suitable for ages 3 years + 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Kids to Adults

Cecily's Garden Yellow Roses Engagement Card, at Marks and Spencer
Cover text: With love on your Engagement Inside message: Blank for your own message Approx size: 150 x 215mm

Ashton Bedstead, at Marks n Spencer
Headboard: H111.5cm Endboard: H69cm Underbed: H28cm Single: L201 x W101cm Double (4ft 6''): L201 x W147cm King size (5ft): L201 x W162cm Mattress sold separately Made from solid poplar and rubberwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Delivered flatpack due to size Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Linen Rich Single Breasted 1 Button Pinstripe Jacket, at M&S
Chic and stylish, this pinstripe jacket is tailored to fit and flatter. A great choice for work or smart occasions

Gold Band Champagne Glass, at Marks&Spencer
Flute style Gold band Long stem Wide base Height: 27.5 cm Capacity: 14cl, Manufacturer: Marks & Spencer

Spot Print Bow Dress, at Marks and Spencer
Fashionable and practical, this cute dress features spot print. It's made from soft fabric to keep her comfortable and happy

Collezione Multi-Coloured Check Cufflinks, at Marks & Spencers
Smart and sophisticated, these cufflinks add a touch of Italian-inspired style

Ceriso Essentials Floral Embroidered Padded Plunge Bra, at Mark & Spencers
Flirty and fashionable, this sheer bra is beautifully detailed with contrasting floral embroidery. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage. Designed for women who want the latest look

Thelema Shiraz 2004 - Case of 6, at M&S
Style: Dry Grape variety: 100% Shiraz Country of origin: South Africa Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.