When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Mark & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Mark & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Autograph Pure Cotton Wide Leg Jeans, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Pure Cotton Loop Bathmats, at Marks and Spencers
Block colour design Bathmat: L80 x W50cm Pedestal:: L55 x W50cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

The Floral Collection Rose Mini Gift Set, at Marks & Spencer
Rose fragrance Moisturising hand and body lotion 50ml ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol. Petrolatum, Glyceryl Stearate, Parfum, Rosa Centifolia (Rose), Polysorbate 60, PEG-100 Stearate, Isopropyl Palmitate, Dimethicone, Panthenol, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Triethanolamine, Propylparaben, Xanthan Gum, Benzyl Salicylate, Citronellol, Linalool, Alpha-Isomethyl Ionone, Geraniol, Phenoxyethanol, Isobutylparaben, Ethylparaben, Butylparaben Guest soap 25g ingredients: Sodium Palmate, Sodium Palm Kernelate, Aqua, Parfum, Rosa Centifolia (Rose), Tetrasodium EDTA, Glycerin, Sodium Chloride, Benzyl Salicylate, Glyceryl Ricinoleate, Titanium Dioxide, Citronellol, Linalool, Alpha-Isomethyl Ionone, Tetrasodium Etidronate, Disodium Phosphonate, Phenoxyethanol, Methylparaben, Butylparaben, Isobutylparaben, Propylparaben, Ethylparaben Moisture rich hand wash 50ml ingredients: Aqua, Sodium Laureth Sulfate, Glycerin, Ammonium Lauryl Sulfate, Lauryl Betaine, Cocamide DEA, Sodium Chloride, Peg-70 Mango Glycerides, Disodium EDTA, Parfum, Benzophenone-2, BHT, Imidazolidnyl Urea, Citric Acid, Magnesium Nitrate, Methlchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Rosa Centifolia (Rose), Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben, Benzyl Salicylate, Citronellol, CI 17200, CI 1470

Football Manager 2008 PC Game, at M&S
Football Manager 2008 PC is the next iteration of the prize-winning Football Manager series developed by world-respected studio Sports Interactive. The latest version of Football Manager will be fully updated for the new season and will allow players to select their favourite club or international team and guide them to glorious success by putting them through Cup matches, Leagues, European Championships and even major international tournaments, with over 5,000 playable teams from over 50 countries

Maxim Square Serving Bowl, at Marks n Spencer
Pure white porcelain Suitable for everyday use Versatile fine dining range L13.5 x W13.5cm, Manufacturer: Marks & Spencer

Autograph Pure Marble Soap Dispenser, at Mark & Spensers
Pump action Textured finish Cuboid H18.5 x W6 x L6cm, Manufacturer: Marks & Spencer

2 Alton Fabric Dining Chairs, at Marks & Spencers
H99 x W46 x D56cm Seat: H48cm Sold as a pair Upholstered in fabric Solid walnut All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ultimate Non-Iron Pure Cotton Oxford Stripe Shirt, at M & S
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Mirrored Leaves Wall Art, at Marks & Spencers
Wire tree design Mirror leaf design, Manufacturer: Marks & Spencer

Lightweight Embroidered Flower Scarf, at Mark & Spensers
This sophisticated embroidered flower scarf is the perfect accessory to this season's fashions. The tassel details add a stylish finishing touch

Fairtrade Rose Bouquet, at Marks&Spencer
Internet Exclusive Our beautiful Fairtrade certified bouquet features vibrant yellow and cream spray roses and a selection of tree ferns and lavender Fairtrade Certified Flowers Available for delivery from 1st April to 30th September 2009

Anthony Bear Have Fun Birthday Card, at Marks & Spencers
Cover text: Have Fun! It's Your Birthday! Inside message: Have a great time! Approx size: 174 x 126mm

Traditional Scroll Cushion, at M&S
Square shape Traditional scroll design L50 x W50cm, Manufacturer: Marks & Spencer

Long Sleeve Belted Zip Coat, at Marks and Spencer
A smart coat in a flattering shape will never go out of style. This coat is made from a machine washable, non iron fabric for added convenience

Single Sprung-Edge Suede Divan with 2 Small + 2 Large Drawers & Autograph F500 Latex Pillowtop Mattress, at Marks & Spencer
Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 28.5cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Assorted Charms Stretch Bracelet, at Marks and Spencer
Stretch style Mix bead design Assorted charms

Angel Cotton Rich Stripe First Bra & Shorts Set, at Marks and Spencer
This simply styled great value bra set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Cut Out Wedge Heel Sandals, at Marks&Spencer
Open toe Cut out detail Stud feature Wedge heel Comes in sizes 3-8, including half sizes

1.7L Cordless Zebra Kettle, at Marks and Spencer
1.7 litre capacity 1850 - 2200W Black and white finish Anti-slip base with cord storage Water window and contrasting on/off switch Concealed element for fast boiling and easy cleaning Removable washable limescale filter 2 year guarantee

Dainty Handbag Large Gift Bag, at Marks and Spencer
1 gift bag Approx size: H270 x W360 x D100 mm

Garmin® nüvi® 5000 Satellite Navigation System, at Marks & Spencer
Maps: nvi 5000 comes with preloaded City Navigator NT street maps and millions of points of interest (POIs) such as hotels, restaurants, fuel stations, ATMs and more Directions: Touch the colour screen to enter a destination, and nvi takes you there with 2-D or 3-D maps and turn-by-turn voice directions. It even announces the name of exits and streets so you never have to take your eyes off the road, and its 3-D digital elevation map view gives you fair warning of grade changes Display: 5.2" diag (13.2 cm), 4.5"W x 2.7"H (11.4 x 6.9 cm), WVGA color TFT with auto dimming backlight Display type: WVGA color TFT with auto dimming backlight Go Beyond Navigation: Navigation is just the beginning. nvi 5000 includes many must have entertainment and travel tools including MP3 player, audio book player (subscription to Audible.com required), JPEG picture viewer, Garmin Games and more. With nvi 5000's wireless FM transmitter you can hear audio, including voice prompts, MP3s and audio books, through your vehicle's stereo. It's also compatible with FM traffic alerts or MSN Direct content (receiver and subscription required) It comes with Garmin Lock™ (an anti-theft feature) and is compatible with our free Garmin Garage where you can download custom vehicles that show your location on the map Battery life: External power only (no battery) Bluetooth Wireless Technology: Connect to your phone for hands-free calling Dimensions: W14.3 x H9.4 x D2cm Weight: 263.3g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

5 Pairs of Newborn Cotton Rich Plain Socks, at Marks and Spenser
Comfortable, practical and fashionable, this pack of 5 pairs of socks is made with soft breathable cotton

Portfolio Quilted Shopper Bag, at Marks and Spenser
Stylish and useful, this shopper bag features quilted design. A practical and fashionable accessory

Big & Tall Flat Front Trousers with Wool, at Marks & Spenser
Smart and stylish, these trousers are made from a hardwearing wool blend. An ideal choice for work or everyday wear. Perfectly proportioned for big and tall men

T397718, at Marks & Spensers
Manufacturer: Marks & Spencer

Large Double Cover Umbrella, at Marks & Spencer
Stylish and practical, this large traditional umbrella gives good coverage to protect you from the elements

Pure Cotton Ribbon Trim Hat, at Marks & Spensers
Keep ahead of the trends with this contemporary ribbon trim sunhat, an essential look for style in the sun

Stormwear™ 3 in 1 Hooded Parka, at Marks & Spenser
Smart and modern, this 3 in 1 parka is treated with Stormwear™ technology, an innovative finish that repels water and stains. Comfortable, breathable, easycare style whatever the weather

Per Una Roma Pure Cotton Straight Leg Jeans, at Marks and Spencer
A smart pair of straight leg jeans in pure soft cotton. Sheen finish gives it the Per Una touch

T397799, at Mark & Spencers
Manufacturer: Marks & Spencer

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.