When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Heat - Magazine Gift Subscription, at Marks & Spensers
It's a sense of humour and irreverent take on the showbiz world that makes Heat magazine unique. Embarrassing photos, the latest gossip, exclusive interviews, hot fashion and a brilliant TV guide make heat the ultimate celebrity bible

Check Chenille Throw, at MarksandSpencer
Bold check design Fringed edges 150 x 200cm, Manufacturer: Marks & Spencer

Linen Blend Flat Front Lightweight Trousers, at Marks & Spensers
Fashionable and smart, these lightweight flat front trousers are the perfect choice for warmer weather

Pocket Sprung Nursery Mattress, at Marks & Spencers
L140 x W70 x D15cm Spring count: 264 Pocket sprung for excellent support Cot bed not included Hygienic, moisture-resistant covering Suitable for the feet-to-foot sleeping position recommended by health professionals Fully conformed to current safety standards We recommend you ensure it is the correct size for the cot and that any gaps at the sides and ends are less than 3cm Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Floral Print Shorts, at Marks and Spencer
These pretty floral shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Indian Summer Collection - Pink Filled 1-Wick Candle Holder, at Marks and Spencer
Circular shape Single wick candle Frosted baroque design Glass holder 10.7 x 10.7 x 10cm Burning time: Approx: 50 hours, Manufacturer: Marks & Spencer

Big & Tall Blue Harbour Pure Cotton Straight Leg Jeans, at Marks&Spencer
Comfortable and stylish, these pure cotton straight leg jeans are outstanding value!

Leather Flip Toe Shoes, at Mark & Spencers
Square flip toe Stitch detail Slip on Block heel

Mary Poppins 45th Anniversary Edition DVD, at Marks & Spencer
Rating Universal, suitable for all,

Handkerchief Bowl, at Marks&Spencer
Handmade Handkerchief detail making each piece individual and unique Clear glass Chunky base H13 x Diam 28cm 2kg, Manufacturer: Marks & Spencer

Autograph Loretto 2 Right-Hand Chaise & Coffee Table/Footstool Set, at Mark & Spencers
3 piece set - 2 chaise longue and 1 combination Coffee Table/Footstool Coffee Table/Footstool has a removeable top cushion. Can be used as a footstool or a coffee table All-weather synthetic rattan Silver-effect rattan Quick drying seat pads in 100% polyester Chaise dimensions: H62 x W200 x D97.5cm, seat H30.5cm Coffee table/Footstool dimensions: H30.5 x W80.5 x L80.5cm Suitable for indoor or outdoor use *Save 30% when you buy this set. Individually 2047. Save 648. Cannot be used in conjunction with any other offer This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Welcome Reds & Whites - Case of 12, at MarksandSpencer
1 Domaine Cambos Gros Manseng 2008 1 Miradou, Ctes de Provence Ros 2008 1 Domaine Lafage VdP des Ctes Catalanes 2007 1 Campo Bravo Rioja Vendimia Seleccionada 2007 2 Santa Gloria Chardonnay 2008 2 Ponticello, Pinot Grigio di Sicilia 2008 2 Santa Gloria Merlot 2008 2 Villagio, Negroamaro Puglia 2008 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Floral Embroidered Maximum Total Support Bra, at Marks & Spencer
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Collezione Silk Rich Ethnic Self Print Tie, at Mark & Spensers
Stylish and luxurious, this silk rich tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Pure Cotton Check Print Batwing Shirt, at Marks and Spencers
Smart and stylish, this check print 3/4 sleeve shirt is made from pure soft cotton. Batwing design adds a fashionable finishing touch

Adored Lily Embroidered Non Padded Bra, at Mark's & Spencer
Pretty and elegant, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear

Blue Harbour Cotton Rich Funnel Neck Parka, at Marks & Spencer
A contemporary design and funnel neck makes this parka a fashionable choice

10 Personalise Your Own Pink Heart Place Cards, at M+S
Pack contains: 10 cards, 1 design Approx size: Flat: 90 x 90mm, Folded: 45 x 90mm The cards in this pack are made with material from FSC certified sustainable forests

Athenian Column Table Lamp, at M+S
Antique brass finish Parchment style shade Column detail stem Square base Resin base H57 x Diam 23cm Bulb: 60W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cosmetox Rejuvenating Cleansing Cloths, at Marks & Spencer
Visible results in 4 weeks Suitable for all skin types Hypoallergenic

Autograph Wool Blend Straight Leg Trousers, at M & S
Luxurious and elegant, these smartly tailored style/fabric trousers are part of our exclusive Autograph range

Autograph Pure Silk Paisley Print Dress, at Mark's & Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Peach Floral Birthday Card, at Marks & Spencers
Cover Text: Happy birthday Inside Message: Blank for your own message Approx size: 150 x 150mm

Pure Cotton Spencer Chemise, at Marks & Spenser
Pretty and feminine, this spencer nightdress is made from soft breathable cotton for a comfortable night's sleep

DD-G Lace Built-Up Shoulder Bra, at Marks & Spensers
A lovely addition to your day to day underwear drawer. This versatile bra combines the shaping and support of underwiring and adjustable straps with the convenient comfort of an easy to care for design

Lavender Moisturising Hand & Nail Cream, at Mark & Spensers
Moisturising Lavender fragrance 100 ml Ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Lavandula Angustifolia(Lavender), Polysorbate 60, Glyceryl Stearate, PEG-100 Stearate, Dimethicone, Isopropyl Palmitate, Panthenol, Parfum, Coumarin, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Butylphenyl Methylpropional, Limonene, Linalool, Alpha-Isomethyl Ionone, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer Triethanolamine, Propylparaben, Xanthan Gum, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben

The Floral Collection Magnolia Liliflora Anti-Perspirant Deodorant, at Marks & Spenser
Alcohol free 150ml

Stainless Steel Meat Prong, at MarksandSpencer
Loop in the handle for hanging Stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Total Support Blossom Print Non-Wired DD-G Bra, at Marks & Spencer
Soft and comfortable, this non-wired gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Silver Plated Diamanté Floral Stud Earrings, at Marks and Spenser
Butterfly stud fastening Diamant detail Floral design

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.