M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks & Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

First Readers Goldilocks & the Three Bears, at Mark & Spensers
Based on the traditional folk tale 'Goldilocks and the Three Bears', this vibrantly illustrated story is sure to become a favourite in every home. Follow the naughty Goldilocks into the house of the three bears, and see what happens when they come home and find her!

Domaine Hubert Brochard Sancerre 2008 - Case of 6, at M&S
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Stitched Vintage Style Leather Belt, at M+S
This leather vintage style belt is ideal for wearing with casual styles

Performance Lace Up Shoes, at Marks and Spencer
Round toe Lace up Lace stitch design Contrast stitch detail

Mini Limited Pure Cotton Tulip Skirt with Leggings, at Marks and Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Cotton Rich V-Neck Cardigan, at Marks and Spencer
A practical choice for school, this soft cotton rich cardigan is easycare for convenience

3 Pure Cotton Eskimo Bibs, at MarksandSpencer
Cute and practical, this handy pack of 3 pure cotton bibs is great value

Girlie Dress Up Drawstring Bag, at Marks & Spencers
This folding drawstring bag is a brilliant addition to any school kit. Keep it folded up in its pouch inside a school bag and unfold when you need to carry extra kit such as homework, library book or games kit. The drawstrings feature special safety catches which snap apart under pressure

Large Pillar Candle, at Marks and Spenser
Pillar shape Plain H19cm, Manufacturer: Marks & Spencer

Girls' Limited Hello Kitty Hat & Scarf Set, at Marks&Spencer
Snug and cosy, this cute hat and scarf set is a fashionable choice for chilly weather.

Portfolio Pure Linen Pleated Blouse, at Marks and Spencers
Part of Portfolio's C'est Chic trend, featuring a cosmopolitan palette of black, off white and neutral, this is a feminine and elegant look for the new season

Younger Boys' Mr Bump Slippers, at Marks & Spencers
Round toe 'Mr Bump' motif Lined Flat sole Copyright 2009 Mister Men Limited (a Chorion company). All rights reserved.THE MR MEN SHOW™ and DILLYDALE™ are trade marks of THOIP (a Chorion company). All rights reserved.

Per Una Zebra Print Flared Skirt, at Marks and Spencer
An elegant zebra print flared skirt. Crinkle fabric makes it extra stylish

Bright Prints Lunch Bag, at Mark & Spencers
This bright green and blue bag is a great way to keep your sandwiches cool and fresh until lunchtime. The top of the bag rolls down and is secured with hook and loop fabric, and the bag is insulated to keep food cool

Leather Camera Pouch, at Marks and Spencers
Use this durable leather pouch to keep your camera safe when you are out and about

Hepworth Console Table, at Marks & Spencers
H75 x W117 x D40cm 3 drawers Toughened-glass shelf Brass detailing Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Drawer boxes made from solid European Birch. Drawers made from veneers Handles made of solid antiqued brass Solid European Birch legs Side panels and back panels are veneered. Top panel is veneered with solid birch edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Woven Silk Floral Dot Tie with Stain Defence™, at Mark & Spencers
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Perfect Autograph Cotton Rich Stormwear™ Military Mac, at Marks and Spencers
This mac has it all. Water repellent, with a Stormwear finish and fully lined for warmth, it's stylishly cut, too, with a sim fit and military detail

Per Una Swirl Print Blouse, at Marks and Spencer
A beautiful swirl print blouse featuring a ruffle trim and contract stitch detail

Nubuck Leather Belts, at Marks & Spensers
This leather nubuck finish belt is ideal for wearing with casual styles

Autograph Knot Cushion, at Mark's & Spencer
Rectangular shape Embroidered mink knot design Lined Dimension: L30 x W50cm, Manufacturer: Marks & Spencer

125 Years Family Organiser, at Marks and Spencer
Approx size: 331 x 430mm

Footglove™ Riptape Trainers, at Marks and Spenser
Step out in style in these Footglove™ trainers, made from soft leather. Comfortable, lightweight and flexible

Multipurpose Suede Brush, at Mark & Spensers
Multipurpose suede brush, ideal for use on medium weight suede

Per Una Mule Slippers, at Marks and Spenser
Mule style Round toe Flat sole Embroidered 3 hearts logo

Pure Cotton Cropped Cargo Trousers, at Marks and Spencers
A stylish summer staple at home or on holiday. Just add a t-shirt and flip flops

Same Difference - Pop CD, at Marks and Spenser
Audio CD, Marks & Spencer

Autograph Pure Cashmere Knitted Scarf, at Marks & Spencer
Indulge in a touch of luxury with this pure cashmere knitted scarf. It looks and feels gorgeous and comes in a range of beautiful colours so you'll be able to accessorise every outfit

Playmobil Tractor with Hay Trailer, at Marks & Spencers
Suitable for ages 3+ Includes working front loader The cargo container can be tilted and the side walls flip down This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Adored Low Rise Floral Embroidered Shorts, at Mark's & Spencer
Pretty and elegant, these embroidered shorts are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The modern shorts style gives a flattering shapely fit. Feminine everyday lingerie

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.