Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the M+S online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at MarksandSpencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Pure Cotton Long Sleeve V-Neck Top, at M+S
Chic and modern, this long sleeve v-neck top is made from cool comfortable cotton and features a floral print

Ruched V-Neck Knitted Tank Jumper, at MarksandSpencer
Modern and stylish, this jumper features a v-neck. Ideal for layering

Autograph Cherry Blossom Small Jewellery Box, at Marks and Spencers
3 drawers Cherry blossom design Mirror finish

Autograph Tassel Necklace Made with CRYSTALLIZED™ - Swarovski Elements, at M&S
Clasp fastening Adjustable length Tassel design Made with CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Cotton Rich Short Sleeve Criss Cross Print Top, at M & S
This fabulous short sleeve top features a stunning criss cross design. A vibrant new look, perfect for this season

Cotton Rich Velour Hooded Dress, at Marks & Spencer
Fun and casual, this easywear dress feels so comfy to wear. Frill hem keeps the look fabulously fashionable.

Cotton Rich Contrast Trim Plain Shorts, at Marks and Spencer
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

Gold Plated Frosted Loop Set, at Marks & Spencer
2 part set Butterfly fastening loop earrings Clasp fastening frosted loop necklace Diamant detail

Rosina Corner Group, at Marks and Spencer
H82 x W252 x D97cm (actual length 252cm from end to back) Seat H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Emerald Pleated Wave Bedcover, at Marks & Spencer
L250 x W265cm Pleated design, Manufacturer: Marks & Spencer

Luxury Pure Wool Single Breasted 2 Button Stripe Jacket, at Marks and Spencers
Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

Ingredients Pomegranate Shower Gel, at M+S
Pomegranate scent This fruity shower gel will leave your skin feeling fresh and clean 200ml

Perfect 2 Autograph Plain Trunks, at Marks&Spencer
Made from soft, stretchy microfibre, these fit like a second skin and have supersoft seams to reduce irritation. Perfect comfort, all day every day

Dualit Food Processor - Chrome, at Marks and Spencers
Three long life stainless steel chopping blades with sure grip handles Fully adjustable slicing blade - 0.5mm to 7.5mm Reversible grating disc - 2.5mm and 4.5mm Reversible shredding disc - 1mm and 3mm Chipping disc - 8mm square x 8 chips Emulsifying disc (Edisc) Bakery grade dough blade Pulse setting Takes 3 different bowl sizes which fit inside each other, allowing you to start with the small bowl, then move on to the medium and large bowls with no washing up in between Every bowl is perfect for multiple tasks and includes a giant 3.25L sized bowl Non-slip suction feet and multiple safety interlocks Heavy duty induction motor with 12 year guarantee 1.5kW Dimensions: W21 x L25 x H42.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Suedette Panelled Skirt with Belt, at Mark & Spensers
A fashionable panelled skirt featuring jacquard print

7 Pure Cotton Assorted Heart Print Bodysuits, at M+S
Cute and practical, this pack of 7 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep her feeling comfy and happy

Pink Heart Thank You Card, at Marks and Spenser
Cover text: Thank you Inside message: blank for your own message

Per Una Ditsy Floral Print Dress, at M+S
A fresh sleeveless dress featuring a floral print, finished with a frill neckline

Pear Necklace and Earrings Set, at Marks & Spenser
2 part set Adjustable length pear design necklace with a clasp fastening Hook fastening pear style drop earrings

Pure Cotton Henley Neck Stripe Top, at Marks & Spensers
Soft and comfortable, this cotton pyjama top can be worn with a number of our pyjama bottoms and shorts to create your own style

Bright Stripes Dad Birthday Card, at M & S
Cover Text: Dad happy birthday Inside Message: Blank for your own message Approx size: 150 x 150mm

Detroit Dining Table & 6 Alton Plain Leather Chairs Set, at Marks n Spencer
7 piece set Table: H75 x W90 x D150cm Chair: H98.5 x W46 x D49cm Table seats 6 Plain leather upholstered chairs Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Triple Bead Drop Earrings, at M+S
Hook fastening Drop style Triple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Button V-Neck Cover Up with Belt, at Marks and Spencers
Comes with belt shown in image Modern and stylish, this flattering beach dress is designed in the latest shape. A fabulous fashionable look

Chevron Print Scarf, at M&S
Add a fashionable finishing touch to your look with this elegant chevron print scarf. The perfect accessory to this season's styles

Pure Cotton Denim Shorts, at Marks and Spencer
Practical and fashionable, these relaxed denim shorts make a great choice for warmer weather

Flitter Text Wedding Card, at Marks & Spencer
Cover text: Wedding Inside message: Blank for your own message Approx size: 178 x 126mm

Plain Boy Shorts Tankini Bottoms, at Marks and Spencer
Modern and stylish, these tankini bottoms are designed to fit and flatter. Make a splash!

Petite Single Breasted 3 Button Jacket, at Marks and Spencer
Modern and stylish, this single breasted jacket is beautifully designed for a flattering, sophisticated look. Specially designed and perfectly proportioned for the petite frame

50/50 Bed Linen - Valance, at Marks and Spencers
Single: L190 x W91cm, frill depth 39cm Double: L190 x W137cm, frill depth 39cm King Size (5ft): L200 x W152cm, frill depth 39cm Super King Size (6ft): L200 x W183cm, frill depth 39cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Finance financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance House Insurance than you will anywhere else, and you may even pay less with M&S.