Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Household Insurance than you will anywhere else, and you may even pay less with M&S.

50/50 Bed Linen - Bed Set, at M&S
Single set: Duvet cover, 1 fitted sheet, 1 pillowcase Double set: Duvet cover, 1 fitted sheet, 2 pillowcases King Size (5ft) set: Duvet cover, 1 fitted sheet, 2 pillowcases Single set: Duvet cover - L198 x W137cm, fitted sheet - L190 x W91cm Double set: Duvet cover - L198 x W198cm, fitted sheet - L190 x W137cm King Size (5ft) set: Duvet cover - L218 x W228cm, fitted sheet - L200 x W152cm Fitted sheet depth: 25cm Pillowcase: L76 x W48cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Autograph Pure Cashmere Knitted Scarf, at Marks and Spencer
Indulge in a touch of luxury with this pure cashmere knitted scarf. It looks and feels gorgeous and comes in a range of beautiful colours so you'll be able to accessorise every outfit

The Travel Book: A Journey Through Every Country in the World, at Marks & Spencer
This pint-sized paperback version of the best-seller The Travel Book inspirational images and text will make travel from your armchair a delight and inspire your future travel plans A-to-Z coverage of 218 countries

Big & Tall Ultimate Pure Wool 3 Button Single Breasted Jacket, at Marks & Spensers
Specially proportioned for big and tall men, this single breasted suit is designed to give a flattering, comfortable fit

Autograph Pure Silk Christening Dress, at Marks&Spencer
Beautifully embellished with floral embroidery, this special dress is so pretty. The soft silk will keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Baby Driver, at Mark's & Spencer
Baby driver Suitable for ages 0-3 years Encourages activity and develops interactive play This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Sonoma Office Swivel Chair, at Marks & Spencer
H98 x W57 x D54cm Adjustable seat H45 - 54cm Gas-lift function Padded arms Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lichfield Bureau, at M+S
H125 x W102 x D45cm Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength Shelves made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ultimate Non-Iron Pure Cotton Long Sleeve Shirt, at Marks and Spencer
No more Monday morning mayhem with this non-iron shirt. Keeping all the smart qualities of a standard long sleeve, it's specially treated for a no fuss finish

Autograph Flat Front Bootleg Trousers, at Mark's & Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Pure Cotton Tatty Teddy Vest, at Marks and Spencers
Fans of Tatty Teddy will love this pure cotton vest featuring a studded slogan. A practical, easycare style

Double Breasted Mid Length Coat, at Marks and Spencer
A smart coat in a flattering shape will never go out of style. This coat is made from a machine washable, non iron fabric for added convenience

Long Sleeve Stripe V-Neck Jumper, at Marks n Spencer
Soft and comfy, this warm knitted v-neck jumper is outstanding value. A fashionable easycare style

Teddy Car Son Birthday Card, at Marks and Spencer
Cover text reads: To a very special son Inside message: On your very special birthday x Approx size: 175 x 127mm

The Floral Collection Magnolia Liliflora Anti-Perspirant Deodorant, at Marks and Spencers
Alcohol free 150ml

Rainbow Stretch Bracelet, at Marks&Spencer
Mixed bead design Stretch style

Le Signal 2005 - Case of 6, at Marks & Spencer
Grape variety: 75% Carignan, 15% Grenache, 10% Mourvdre Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Tie Waist Hello Kitty Dressing Gown, at Mark's & Spencer
Fans of Hello Kitty will love this fluffy dressing gown featuring the popular character

Cotton Rich Short Sleeve Single Button Jacket, at Marks and Spencers
Chic and stylish, this cotton rich single breasted jacket is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

Classic Collection Floral Embroidered Nightdress, at Mark's & Spencer
Fresh and feminine, this nightdress is comfortable to sleep in and features a pretty embroidered floral design

The Knee Length Zig Zag Stripe Bow Skirt, at Marks and Spencer
Figure-hugging and super flattering, this striking skirt features an origami style bow for a catwalk-inspired feel. Geometric stripes give it an edge

Hot Tropic Stack Necklace, at Marks and Spencers
Adjustable length Clasp fastening Mixed beads Chunky style Necklace length 41cm, extendable by 8cm

Pure Cotton V-Neck Cropped Cardigan, at Marks and Spencers
Pretty and feminine, this cropped cardigan is made from pure natural cotton and features 3/4 length sleeves for a fashionable look

North Coast Pure Cotton Military Jacket, at M&S
A contemporary design makes this jacket a fashionable choice

Ceriso Frill Trim Padded Bra, at Marks&Spencer
Flirty and feminine, this modern bra features spot print and is finished with a frill trim. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

The Patriot Blu-Ray DVD, at Marks and Spencers
Rating Suitable for 15 years and over,

Classic Collection Leaf Print Tunic Shirt, at M&S
Feminine and pretty, this leaf print tunic shirt will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Woodspice Body Splash, at Mark & Spensers
200ml

Miracle Foot File, at Marks & Spencers
With handle

Cream Polka Dot Table Numbers, at Marks and Spencer
12 table numbers Approx size: 150 x 110 mm

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.