When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.

Per Una Longline Riviera Cardigan, at Marks & Spencers
A fashionable longline cardigan featuring pleated chiffon trim

Artificial Light-Up Mirror Cluster Ornament, at Marks and Spencers
Disc-shaped mirrors Lights Decorative wrapping Long stem Ready Made arrangement that needs no after care H43cm Weight: 65kg This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Angel Cotton Rich Stripe First Bra & Shorts Set, at M & S
This simply styled great value bra set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Perfect Double Breasted Mid Length Belted Mac, at Marks and Spenser
Stylish and functional, this water repellent mac with button-out lining will keep you dry and smart this season and beyond

Little Hands Shapes, at Mark & Spencers
Lift the flap shapes will help young children to develop shape recognition, and provide the ideal basis for simple learning games

Reader's Digest - The Most Amazing Places On Britain's Coast, at Marks and Spencers
A unique guide to more than 1000 captivating and curious locations

Large Leather Tassel Purse, at M & S
This stylish purse is made from real leather with reinforced stitching and a secure popper fastening. A high quality and chic essential

Cashmilon™ V-Neck Long Sleeve Jumper, at Marks and Spencers
Supersoft cashmilon™ makes this outstanding value jumper feel so comfy to wear. A practical easycare style

Vintage Handbag 60th Birthday Card, at Mark & Spensers
Cover text: Sixty and stylish Youre not old, youre vintage Inside message: Blank for your own message Approx. size: 230 x 114mm

AVG 8.5 Internet Security - 1 Year License for 1 User, at Marks and Spencer
Anti-Virus: Protection against viruses, worms and trojans Anti-Spyware: Protection against spyware and adware Identity Protection: Prevents new and unknown threats from stealing your personal information like bank and credit card details Anti-Spam with anti-phishing: Filters out unwanted and fraudulent e-mails Anti-Rootkit: Protection against hidden threats (rootkits) Web Shield & LinkScanner: Protection against malicious websites Firewall: Blocks hacker attacks System Tools: AVG's System Tools let you easily configure your privacy settings, connections, and browser plug-ins all in one place Real-time: Real-time scanning, automatic updates, low-impact background scanning for online threats, and instant quarantining or removal of infected files to ensure maximum protection All inclusive: Technical support, virus updates, and new program versions included for the length of your license Minimum system requirements for AVG Anti Virus: Intel Pentium 1.2 GHz, 250 MB free hard drive space (for installation), 256 MB RAM available, MS Windows 2000

Ingredients Cocoa Bean Body Butter, at Marks n Spencer
Cocoa bean scented 200ml Not tested on animals Pot dimensions: H5.5 x Diam10cm

Single Breasted 1 Button Angled Pleat Jacket, at M & S
Chic and stylish, this jacket is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

Rococo Style Photo Frame 10.2 x 15.2cm (4 x 6''), at Marks & Spencer
Rococo style design Aperture: 10.2 x 15.2cm (4 x 6''), Manufacturer: Marks & Spencer

Long Sleeve Stormwear™ Ruffle Coat, at Marks n Spencer
Fashionable and practical, this cosy coat is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Schoolwear Boutique Plain Tank Top, at M+S
A fashionable and practical choice for school

Pure Cotton Tatty Teddy Vest, at Marks and Spencer
Fans of Tatty Teddy will love this pure cotton vest featuring a studded slogan. A practical, easycare style

Blue Harbour Pure Cotton Assorted Check Shirt, at Marks & Spencer
Relaxed and stylish, this long sleeve shirt is made from pure cotton so it feels soft and comfortable to wear

Wrattonbully Tempranillo 2007 - Case of 6, at M+S
Style: Dry Grape variety: Tempranillo Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Floral Print Frill Trim Blouse, at Marks & Spenser
Feminine and pretty, this floral print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Luxury Pure Cotton Non-Iron Shirt, at Marks and Spencer
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Slim Leg Patent Piping Trousers, at Marks & Spencers
Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit and patent piping adds a fashionable update

Classic Collection Self Check Blouse, at Marks & Spencer
Smart and stylish, this self check blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Margaret River Semillon Sauvignon Blanc 2007 - Case of 6, at M & S
Style: Dry Grape variety: Semillon and Sauvignon Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

4 Oslo Wine Glasses, at Marks & Spencers
Pack of 4 Approx size: H22cm Dishwasher safe, Manufacturer: Marks & Spencer

Cotton Rich Drawstring Bootleg Joggers, at Marks and Spencers
These comfy and practical cotton rich joggers are great for heavy workouts or relaxing in style

Sony RHT-G500 Integrated Home Theatre System, at Marks&Spencer
Designed for use with 32-40 inch BRAVIA™ LCD TVs 3.1 Channel S-Force Pro Surround with centre, left and right speakers and subwoofer built into the TV stand Audio inputs for TV, DVD and Blu-ray Disc™ - can accept sound from a wide range of sources: the TV, DVD players and satellite/cable/terrestrial digital set-top boxes. It even delivers high-definition sound from a Blu-ray Disc™ player or Playstation 3 Three HDMI inputs, compatible with the latest Full HD 1080p picture formats: connect all your video New BRAVIA Sync - perfect syncronization of BRAVIA LCD TV and home theatre with a push of a button Digital Media Port - connect your Network WALKMAN, i-Pod, mobile phone, or computer to enjoy your music through the speakers Portable Audio Enhance - enhance the sound from portable audio devices by connecting them to the HTS M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Maternity Cotton Rich Straight Leg Jeans, at Marks and Spencer
Smart and stylish, these straight leg jeans are designed to flatter you and your bump. The stretch waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Nintendo Wii™ LEGOŽ Batman™ : The Videogame, at M+S
Fight for justice as Batman and Robin or create chaos as The Joker, Catwoman and other villains, as you save or wreak havoc in Gotham City Rocket through sewers and bound across rooftops as you take the fight to the criminals across classic locations in Gotham City Fight on land, sea and in the air using a number of powerful Batman, Robin and villain-controlled vehicles, including the rocket-powered Batmobile, sleek Batboat and stealthy Batwing Enhance the abilities of the Dynamic Duo by unlocking Batman's Demolition, Sonic and Glide suits and Robin's Gravity, Magnetic and Dive suits to help fight Gotham's villains Play through the game in Story Mode from both the hero and villain sides You must be 7 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Nintendo Wii, ESRB Rating: Everyone 10+

Sonoma Dark Extending Dining Table, at Marks & Spenser
H75 x W100 x L180/230cm Extends to L230cm Seats 6 people Comes with extension leaf to seat 8 Extension leaf can be stored beneath the table top Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Top panels made from White Oak veneer with a solid Oak edging for strength Legs made from solid hardwood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Dark Sonoma Collection Set. , Manufacturer: Marks & Spencer

Pure Cotton 3/4 Sleeve V-Neck Jumper, at Marks&Spencer
Contemporary and casual, this 3/4 sleeve jumper is made from pure natural cotton and features a v-neck for a fashionable look

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.