M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Finance financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

Pure Cotton Long Sleeve Hooded Jacket, at Mark & Spensers
Comfy and cosy, this hooded jacket feels soft and warm and is great value. A practical, easycare style

Pure Cotton Floral Embroidered Shorts, at Marks & Spenser
Casual and comfortable, these embroidered shorts make a fashionable and practical choice

Winchester Collection - Floor Lamp, at Marks & Spencer
Conical shade Ridged top Round base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Short Sleeve Bow Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

2 Melamine Mixing Bowls, at Marks & Spencers
Set of 2 Plain Pouring spout, Manufacturer: Marks & Spencer

Chapel Down English Sparkling Rosé Brut - Case of 6, at Marks & Spensers
Style: Dry Grape variety: Pinot Noir, Reichensteiner and Muller-Thurgau Country of origin: England Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Panasonic HDC-SD20 Camcorder, at Marks & Spencer
Pixels: 1.47 megapixels Zoom: 16x optical zoom / 1000x digital zoom Screen: 2.7 Wide LCD ( 230,400 pixels) Dimensions: H6.7 x W6.4 x 12.7cm Weight: 270g (without batteries and card) Recording Format: MPEG4-AVC/H.264 (AVCHD standard compliant) Audio Recording System: Dolby Digital (5.1ch) Microphone: 5.1ch Surround, Zoom mic. Media: SD/SDHC Memory Card Power Supply: DC7.2V / 9.3V

M&S Classic Blender, at Marks & Spencer
2 speeds Safety feature stops the motor when the lid is removed Pulse function Safety lock mechanism Stainless steel finish M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lavender Moisturising Hand & Nail Cream, at Marks n Spencer
Moisturising Lavender fragrance 100 ml Ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Lavandula Angustifolia(Lavender), Polysorbate 60, Glyceryl Stearate, PEG-100 Stearate, Dimethicone, Isopropyl Palmitate, Panthenol, Parfum, Coumarin, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Butylphenyl Methylpropional, Limonene, Linalool, Alpha-Isomethyl Ionone, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer Triethanolamine, Propylparaben, Xanthan Gum, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben

Airflex™ Flexi Apron Lace-Up Shoes, at Mark & Spencers
Square toe Apron stitch detail Lace-up 3 eyelets Low heel Unique Airflex™ airflow system for unbeatable comfort

Formula Age Restructure™ Age Spot Away Cream & Calcium Complex, at Marks n Spencer
Luxuriously rich cream for the 60+ complexion Proven results after 4 weeks Helps reduce appearance of age spots and discolouration Calcium complex to firm and improve the structure of the sagging skin Collageneer a lupin extract to strengthen and improve skin elasticity Blend of extracts to target age spots Wheat biovector to redensify and smooth Suitable for all skin types Hypoallergenic 15ml This product is not available for international delivery. Find out more

My First Caterpillar Phone Rattle, at Marks & Spencers
Suitable for ages 0-3 years Light up feature Push buttons Beads Rattle handle Contains 3 x LR44 button cell batteries This product conforms to the EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Play Iron, at Marks & Spencers
Suitable for ages 3+ Promotes imaginative play Height: 17cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Ultimate Non-Iron Pure Cotton Oxford Stripe Shirt, at Marks & Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Straight Leg Crease Resistant Trousers, at Marks n Spencer
Stay smarter for longer with these innovative crease resistant trousers

Pink & White Sponge Three-Present Stack Cake, at Marks & Spensers
64 portions Sponge cake: All-butter sponge filled with buttercream and raspberry jam. Sponge cakes can be eaten up to 5 days after collection 19.5cm square/15cm square/11cm square 3.4kg As featured on page 67 of the Food to Order brochure Not suitable for nut allergy sufferers Suitable for vegetarians Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Stainless Steel Whisk, at Marks and Spencers
Loop handle for hanging storage L31cm, Manufacturer: Marks & Spencer

Decorative Vintage Photo Frame 13 x 18cm (5 x 7"), at Mark's & Spencer
Pearl effect and diamant detail Aperture: 13 x 18cm (5 x 7") Dimension: 21.6 x 16.2 x 1.8cm, Manufacturer: Marks & Spencer

Collezione Luxury Wool Rich Trousers with Silk, at Marks and Spencers
Smart and stylish, these trousers are made from fine quality wool with silk for a touch of luxury. A practical, hardwearing and fashionable choice

3 Pairs of Collezione Square Socks, at Marks and Spencer
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

3 Cool & Fresh Cotton Rich Assorted Trunks, at Marks and Spencer
Made from soft breathable stretch cotton, these comfy trunks are ideal for everyday wear.

Cotton Rich Knee Length Shorts with Belt, at Marks and Spenser
Casual and comfortable, these knee length shorts make a fashionable and practical choice

In The Night Garden Wrap Pack, at Marks and Spencers
2 sheets, 2 tags Each sheet: 495 x 695mm Tags: 80 x 55mm (folded)

Plain Hipster Bikini Bottoms, at Marks and Spenser
Modern and stylish, these bikini bottoms are outstanding value. Style and quality at a great price

24 Mini Cured Pork Pies, at Marks & Spensers
Contains 24 pieces Serves 12 Ready to eat Suitable for freezing 4 x 300g As featured on page 16 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Masquerade Stretch Bracelet, at Marks & Spencer
Wide style Marble stone effect Chunky design Stretch fit

Valmont Rouge 2008 - Case of 12, at Marks and Spencer
Style: Medium Dry Grape variety: 60% Grenache, 20% Carignan and 20% Cinsault Country of origin: France Closure: Screw Cap Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Silk Textured Circles Tie, at Marks & Spencer
Add a luxurious finishing touch with this contemporary textured circles tie in pure silk

Shell Bloom Necklace, at Marks and Spencer
Clasp fastening Adjustable length Fabric strap Shell flower with turquoise gemstone centre Necklace lengths: 41cm, extendable by 5cm

Blue Harbour Straight Leg Stretch Denim Jeans, at Marks and Spencers
Classically styled thanks to their straight legs and five pocket design, these are as comfortable and durable as you'd expect from Blue Harbour. Team anything from trainers to boots and jumpers to vest tops

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks&Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.