Besides Marks and Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Handcrafted Dan's Mouse Mother's Day Card, at Marks and Spencers
Cover text: Just for you Mum Inside message: On Mother's Day! Approx size: 178 x 126mm

2'' Longer Pure Cotton Ultimate Non-Iron Shirt, at M&S
Keeping the taller man specifically in mind, this smart shirt features an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

Woven Silk Multi Stripe Tie, at Marks and Spenser
Add a luxurious finishing touch with this contemporary multi stripe tie in pure silk

Portfolio Leather Almond Toe Court Shoes, at Marks and Spencers
Heel height: 60mm Almond toe Suede detail Strap fastening Mid heel Water resistant Comes in sizes 3-8, including half sizes

3 Non-Iron Short Sleeve Shirts, at Marks & Spencer
This pack of 3 shirts is great value. They're a convenient and practical choice too - easycare and non-iron to save you time

3 Easycare Long Sleeve Blouses, at Mark's & Spencer
This 3 pack of easycare long sleeve blouses is outstanding value. Reinforced seams give extra strength and durability

3 Pairs of Older Boys' Cotton Rich Assorted Chunky Knit Socks, at M&S
Comfortable, practical and fashionable, this 3 pack of chunky knit socks are made with soft breathable cotton

Short Sleeve Cocoon Dress, at Marks & Spencer
Chic and stylish, this short sleeve cocoon dress makes a great choice for work or smart occasions. It's machine washable for added convenience

Sunflower Race Kit, at Marks & Spenser
This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Limited Collection Lace Up Wellie Boots, at Marks and Spencer
Round toe Contrast lace detail Low heel Heel height: 23mm Comes in sizes 3-8

Autograph Essentials Vintage Rose Embroidered Thong, at Marks and Spencer
Elegant and feminine this modern thong features rose embroidered details. The modern, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Little Adventurer Splash Bats, at Marks & Spencers
Suitable for ages 3-6 years Game for two players 2 splash bats and a ball This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Lichfield Wardrobe, at Marks and Spenser
H195 x W115 x D60cm Full length hanging rail Half-length mirror Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Lichfield Collection Set. Click here to view the internal layout of this furniture This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Glass Column Table Lamp, at MarksandSpencer
Glass column stem feature Square base This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Large Diamanté Platinum-Plated Square Stud Earrings, at Marks and Spencer
Stud earrings Diamant design Butterfly fastening Platinum-plated For hygiene reasons, refunds will only be given in accordance with your legal rights

Valpolicella Classico 2008 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Mixed Red Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton 3/4 Sleeve Stripe Top, at Marks & Spensers
For casual elegance, you can't beat this stripe crew neck top. A great value cotton essential

Perfect 7 Pairs of FreshFeet Contrast Socks with Silver Technology, at Marks and Spenser
The original and best. The silver technology in these socks keeps them fresh and odour-free for the lifetime of the sock (which is quite a while, thanks to their reinforced heel and toe)

Autograph Pure Cotton Diagonal Dress, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Per Una Cotton Rich Roma Cropped Jeans with Belt, at Marks n Spencer
A fashionable pair of cropped jeans in stretch cotton featuring an on the waist design. Comes with a plaited belt

Firefinch Sauvignon Blanc 2008 - Case of 12, at Mark's & Spencer
Style: Dry, crisp and fruity Grape variety: Sauvignon Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites This product is not available for international delivery. Find out more

Pure Cotton Plain Long Sleeve T-Shirt, at Marks and Spencer
An essential part of every woman's casual wardrobe, this great value tee is made from pure cotton, while long sleeves offer the perfect antidote to the winter chill

Younger Boys' Gecko Sunglasses, at Marks & Spensers
Fashionable and fab, these gecko sunglasses give 100% UV protection for safer style in the sun

Star Letters Son 21st Birthday Card, at Marks and Spenser
Cover text: Happy 21st Birthday Son Inside message: Congratulations Approx size: 174 x 126mm

Top Secret Book of Girl Stuff, at M&S
Bursting with things to do, draw and fill in and with 40 cool stickers. Me Me Me! is a book for your eyes only. Make notes about your friends, your family and your favourite things. Learn about dreams, parties and star signs. Draw self-portraits, funky fashion designs and room makeovers..... and much, much more!

Pure Cotton Roll Up Broad Brim Hat, at Marks & Spencer
Express your stylish side with this wide roll up brim hat

Maritza Swirl Bracelet, at Marks and Spencers
Stretch style Mixed beads

Micro Check Trousers with Wool, at Marks and Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

The Turn-Up Wide Leg Trousers, at Marks n Spencer
Wide leg trousers skim your shape for a super flattering silhouette. Perfect with flats or heels, they're elegant and fashionable. This must have pair come with smart turn ups for a polished look

Almond Toe Gusset Feature Shoe Boots, at Marks & Spensers
Almond toe Centre stitch detail Gusset feature Slip on Mid heel Heel height: 66mm

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.