There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks & Spensers Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Pure Cotton Collegiate Baseball Cap, at Marks & Spencer
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in the park, the baseball cap is a true summer essential

Blue Harbour Long Sleeve Stripe Shirt, at Marks and Spencer
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Blue Harbour Stormwear™ Trek Trousers, at Marks and Spenser
These trousers are treated with Stormwear™ technology, a breathable finish that repels water and stains. They feature a versatile zip-off leg design, so are a fantastic choice for voyaging during the summer months

Penthouse Leaf Pencil Pleat Curtains, at Marks & Spenser
Manufacturer: Marks & Spencer

Ceriso Essentials Embroidered Non-Padded DD-G Bra, at MarksandSpencer
Feminine and fashionable, this modern bra is beautifully detailed with floral embroidery. It's underwired and structured to give fuller busts great support and a flattering uplifted shape. Designed for women who want the latest look

Platinum Plated Sparkle Pear Ring, at Marks & Spenser
Add a stylish finishing touch with this beautiful platinum plated ring featuring a sparkling pear stone

Cuvée Cédric Cabernet Sauvignon 2008 - Case of 12, at Marks and Spencers
Grape variety: 85% Cabernet Sauvignon, 15% Syrah Country of origin: France Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

The Floral Collection Lavender Bath Cream, at Marks and Spenser
Moisture rich Foaming Lavender scented 500ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Decyl Glucoside, Sodium Chloride, Glycerin, Glycol Distearate, Laureth-4, Disodium EDTA , Citric Acid, Parfum, Lavandula Angustifolia (Lavender) Butylphenyl Methylpropional, Linalool, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Styrene /Acrylates Copolymer, Sodium Lauryl Sulfate, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben

Oscar Wardrobe, at Marks&Spencer
H180 x W96 x D55cm 1 drawer Hanging rail and 2 shelves Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Leather Hip Wallet, at Mark & Spencers
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Sterling Silver Organic Double Oval Necklace, at Marks and Spencer
Clasp fastening Double oval design Length: 41cm

Limited Collection Geo Beaded Hipster Bikini Bottoms, at Marks & Spensers
Smooth and sleek, these glamorous stylish bikini bottoms is designed in a fabulous flattering shape and detailed with a bead trim. A stylish, shapely look

Linen Blend Short Sleeve Stripe Shirt, at Marks and Spencers
Fashionable and versatile, this linen blend short sleeve shirt is ideal for smart casual dressing and looks great layered over a t-shirt

Per Una Floaty Linen Trousers, at Marks and Spencers
A stylish wide leg pair of trousers featuring an on the waist design and side tab feature

Pure Cotton Quick Iron Long Sleeve Check Shirt, at M&S
Stylish and innovative, this pure cotton check easycare shirt is quick and easy to iron for a smart crisp look

Blue Harbour Pure Cotton Straight Leg Chinos, at Marks & Spenser
A stylish smart casual look, these straight leg chinos are made from soft cotton and designed for a fashionable and comfortable relaxed fit

BT Studio 3500 Twin Cordless Phones with Answering Machine, at Marks and Spencer
50 name and number phonebook Assign melodies to specific phonebook entries Caller display stores your last 40 numbers and displays their name and number each time they call Call waiting 10 last number redial and recall Secrecy facility - allows you to talk to someone else in the room without the caller hearing Earpiece, base station and handset ringer volume control Choice of 5 handset and 5 base ringer melodies Display language options Answer machine with up to 13 minutes digital recording time Talktime up to 10 hours, 30 minutes/standby time up to 160 hours Range of up to 300 metres outdoors/50 metres indoors Low battery and out of range warnings Tone and pulse dialling and dialling pause Switchboard compatible 2 pre-recorded outgoing messages - Answer and Record, and Answer Only Answer delay setting and voice prompts Private playback via the handset Call screening/call intercept Memo facility Base unit loudspeaker Answer machine remote access Includes: 2 x BT Studio 3500 bases, 2 x BT Studio 3500 handsets, 4 x NiMH AAA rechargeable batteries, 2 x mains power adaptors, 2 x telephone line cords M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Tear Drop Vase, at Marks and Spencer
Narrow neck Tear drop design W13 x D13x H43cm, Manufacturer: Marks & Spencer

Per Una Pure Cotton Stripe Kaftan, at Marks&Spencer
A fashionable stripe kaftan in pure soft cotton. The corsage design on the neckline makes it extra stylish

Pure Cotton Floral Print Mock Layer Top, at Mark's & Spencer
Mock layer design makes this soft cotton top fabulously fashionable

Not Shy Retirement Card, at Marks and Spencer
Cover Text: Not shy just retiring! Inside Message: Enjoy your retirement! Approx Size: 174 mm x 126 mm

Autograph M500 Mattress - Firm, at Marks and Spencers
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Depth: 28cm Entirely handmade Individually pocketed springs Deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop Double row of hand side-stitching to add support to the edges Spring count: 1225 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK Zip & Link mattresses unzip into 2 pieces - easier to fit into your home A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

White Ceramic Collection Toilet Brush, at Marks & Spenser
Cylindrical holder Ceramic vase Plain H39 x Diam 10cm, Manufacturer: Marks & Spencer

BT Verve 450 Trio Cordless Phones with Answer Machine, at Marks & Spencer
Fully GAP compatible (register up to 5 handsets) 200 name and number directory Text messaging Clock/alarm Call timer Caller groups with individual ring tones Conference call 10 hours talktime, 100 hours standby Up to 15 minutes recording time for the answering machine Message counter Answer only option Playback through base or handset Call screening M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Ruffle Front Jersey Top, at Marks & Spencer
Smart and stylish, this jersey top is made from cool comfortable cotton and features a ruffled front

Limited Collection Cotton Rich Studded Trim T-Shirt, at M+S
Part of Limited Collection's Club Rio trend - get tropical in a heady mix of hot, sun-drenched hues and modern graphic prints with fresh white accents. A fashion-conscious holiday look

Leather Hip Wallet, at MarksandSpencer
Stylish and practical, this leather wallet is outstanding value

Star Print Dome Umbrella, at Marks and Spencers
This stylish umbrella features a wide canopy for extra protection from the elements, keeping you drier

Cream Floral and Polka Dot RSVP Cards - Pack of Ten, at Marks and Spencer
Inside message: Many thanks for your kind wedding invitation................................................................Would be pleased to accept/cannot accept 10 cards, 1 design Approx size: 133 x 73mm

Large Woven Straw Holiday Bag, at Marks and Spencer
Functional and stylish, this spacious holiday bag is ideal for carefree days on the beach or shopping at home

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or House Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.