There are lots of ways to save money using Marks & Spencers Money. Not least of these is M&S Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks n Spencer insurance products in document format too.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Autograph Weekend Cowl Neck Square Print Top with Camisole, at Marks and Spencer
Sophisticated and modern, this cowl neck top is beautifully designed and cut for a flattering shape and features a stunning overlap square print

Sunny Daze Eau De Toilette Purse Spray 25ml, at M&S
Fruity floral fragrance 25ml

Soup Recipe Book, at Marks & Spencer
This book is a celebration of great home-made soup with a huge variety of recipes to choose from. It shows not only how easy soups are to prepare, but also what a wide range of ingredients can be used to make them. There are simple everyday soups made from staple ingredients, many of which are a meal in themselves, as well as light and refreshing broths. You'll also find more sophisticated creations, using delicious ingredients from all over the world - indulge yourself in the feast of flaovours and textures. This book is beautifully illustrated with simple step-by-step instructions, making it a pleasure to use and an indispensable volume in any cook's kitchen.

Floral Embroidered Hat & Mitts, at Marks and Spencer
Keep little heads and hands warm with this embroidered hat and mittens set in soft comfy fabric

125 Years Collection Jigsaw Numbers Puzzle, at Mark's & Spencer
Suitable for ages 3+ 40 piece jigsaw Colourful numbers design, Manufacturer: Marks & Spencer

3 Enamel Storage Jars, at Marks and Spenser
3 part set Tea, coffee and sugar jars Matching lids with handle Upper and lower 3 groove detail H17 x D13.5cm, Manufacturer: Marks & Spencer

Limited Collection Etched Floral Balcony Bra, at M&S
Fun and fabulous, this bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Assorted Bead Necklace & Earrings Set, at Marks & Spencer
2 part set Mixed bead necklace with adjustable length and clasp fastening Stud earrings Assorted bead design

Bodegas Age Rioja 2008 - Case of 12, at M & S
Style: Medium bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton 3/4 Length Camouflage Belted Shorts, at Marks & Spencer
Relaxed and comfortable, these 3/4 length cotton shorts make a practical, fashionable choice

Classic Chaise Petite - Right-Hand, at Marks and Spencers
H86 x W151 x D73cm Seat H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushion is fixed foam Right-hand chaise - the arm is on the right side when viewed from the end of the chaise, thus the left side when you're seated in the chaise Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Cotton Rich Pyjama Top, at Marks & Spencer
Pretty and feminine, this scoop neck top is made from soft cotton rich fabric for a comfortable night's sleep

Piedmont Barbera 2007 - Case of 12, at Marks n Spencer
Style: Medium bodied Grape variety: Barbera Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Stripe Leg Joggers, at M & S
Relaxed and comfortable, these casual joggers are made from soft cotton rich fabric and feature a pull tie fastening waist. A practical easycare choice

Pure Cotton Long Sleeve Stripe Rugby Top, at Marks & Spenser
A fashionable smart-casual look, this comfortable cotton rugby shirt features block stripes and a stitched motif. Stylish, practical and easycare

°Climate Control Check Flat Cap, at M & S
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology. Perfect!

2 Autograph Assorted Trunks, at Marks & Spencers
Featuring the best in modern fabric and contemporary design, these luxurious trunks feel exceptionally comfortable and give a superior fashionable fit

Bamboo Toilet Brush Holder, at Marks and Spencers
Square design Bamboo style Approx size: H11 x W11 x L37cm, Manufacturer: Marks & Spencer

Adored Comfort Pansy Lace Non-Padded Bra, at Marks & Spencer
Soft and pretty, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look. Feminine everyday lingerie

Stripy Mortar Board Graduation Card, at Marks and Spencer
Cover text: Well Done! On your graduation Inside Message: Blank for your own message Approx. Size: 150 mm x 150 mm

Nudes Plain Underwired Bra, at M+S
Every woman needs underwear that looks invisible under clothing. Everyone's skin tone is different, so after some research into skin tones we've come up with Body Nudes, a range of flattering shades to suit everyone. Body Nudes is soft and comfy with no visible lumps or bumps, so you can be sure your clothes will look their best

Ruched Flower Cushion, at Marks n Spencer
Square shape Floral embroidery Ruched design, Manufacturer: Marks & Spencer

3/4 Sleeve Snake Print Tunic, at Marks & Spensers
Smart and stylish, this longline tunic features a stunning snake print. A vibrant new look, perfect for this season

Autograph 1 Button Plain Jacket, at Mark & Spensers
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

North Coast Pure Cotton Bootleg Jeans with Belt, at Marks and Spencer
Relaxed and comfortable, these pure cotton bootleg jeans give a fashionable casual look

Mr & Mrs Smith The Hotel Collection - UK and Ireland, at M+S
There are some wonderful places to stay out there, if you know where to find them. It's fine to have high expectations - so long as the experience lives up to them. Mr & Mrs Smith guides you around the UK and Ireland's most stylish and individual hotels

Classic Non Wired Support Bra, at Marks & Spencer
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Blue Harbour Cotton Rich Stripe Swim Shorts, at Marks & Spencers
A great value pair of shorts offering a secure fit, while multiple pockets should come in handy for that relaxing walk on the beach

Limited Collection Short Sleeve Jumper, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Cotton Rich Ethnic Diamond Print Scarf with Silk, at M+S
This sophisticated lightweight scarf is the perfect accessory to this season's fashions. The ethnic diamond print adds a stylish finishing touch

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."