There are lots of ways to save money using M&S Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spensers Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Print Your Own Wedding Stationery: Cream & Black Wedding Invitations, at Marks and Spencer
Contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties, 1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 154 x 110mm

Cecily's Garden Foxgloves Nan Card, at Marks and Spencer
Cover Text: Happy birthday Nan Inside message: With lots of love Approx size: 230 mm x 114 mm

Maxim Coffee Pot, at Mark's & Spencer
Suitable for everyday use Versatile fine dining range Pure white porcelain Removable lid Oversized handle 1 litre capacity H22cm, Manufacturer: Marks & Spencer

Sonoma Office Shelving Unit, at Marks & Spencer
H170 x W44 x D30cm 1 cupboard 2 adjustable shelves Made from White Oak Solids and veneers This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Shelves made from White Oak veneer Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

125 Years Limited Collection Cotton Rich Stripe Vest & Shorts Set, at Mark & Spensers
Part of the Commemorative Collection, celebrating 125 years of M&S. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

Jazz Café CD, at Mark's & Spencer
Audio CD, Marks & Spencer

Boy Shorts Tankini Bottoms, at Marks&Spencer
Modern and stylish, these boy shorts tankini bottoms are outstanding value. Style and quality at a great price

2 Limited Collection Cotton Rich Low Rise Shorts, at Marks & Spencer
Fabulous and modern, these shorts are part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Luxury Pure Wool Tweed Single Breasted 2 Button Jacket, at Marks n Spencer
Beautifully designed, made from superior fabric and finished with careful attention to detail, this 2 button tweed jacket is exceptionally stylish and luxurious

Solid Wood Stool, at Marks and Spenser
H43 x W33 x D33cm Triangle cut out design 4 legs Square seat Monkey pod wood Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Multi Strand Animal Bead Necklace, at Marks & Spencer
Clasp fastening Multi strand Mixed animal print bead design Necklace length: 46cm

3 Wooden Photo Frames 20 x 25cm (8 x 10"), at M&S
Set of 3 Rectangular frame Option to hang or stand H17 x W12cm Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

Autograph Chunky Silver-Plated Photo Frame (5 x 7''), at Marks and Spencers
Silver plated Chunky design Dimensions: H21 x W3 x L18.5cm Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Marananga Dam GSM 2005 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Grenache, Shiraz & Mourvedre Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ring Trim Hipster Bikini Bottoms, at Marks & Spencers
Pretty and feminine, these flattering bikini bottoms are designed in the latest shape. The ultimate in poolside glamour

Villiera Brut Natural Chardonnay 2006 - Case of 6, at Mark & Spencers
Style: Dry Grape variety: Chardonnay Country of origin: South Africa Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Cashmilon™ Mock V-Neck Jumper, at Marks & Spencers
This soft and comfortable mock V-neck jumper is outstanding value and an essential part of any wardrobe

Andante Rim Side Plate, at Marks and Spencers
Ideal for everyday use, durable Plain Round shape Diameter 21cm, Manufacturer: Marks & Spencer

Knitted Hooded Glove, at Marks & Spencers
Keep out the cold in style and comfort with these flattering soft stretchy jersey gloves finished with hooded detail

Mini Limited Pure Cotton Short Sleeve Zebra Top, at Marks & Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Happy Ever After Text Wedding Card, at Marks & Spencer
Cover text: Happy ever after Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126 mm

Niece Die Cut Letters Birthday Card, at Mark's & Spencer
Cover text: Niece you're so nice Inside message: Blank for your own message Approx size: 150 mm x 150 mm

Wooden Giraffe Toy, at Marks and Spencers
Suitable for ages 0-3 years Approx 18cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Xenon Collection Medium Rollercase, at Marks & Spenser
Free 5 year guarantee Practical and stylish, this rollercase has a built-in protective moulded rear panel and expands to give you extra 20 percent capacity, while comfort grip handles ensure easy transport

The Floral Collection Magnolia Talcum Powder, at Marks & Spensers
200g Magnolia fragrance

Autograph Precision Lash Mascara, at Marks & Spenser
Smudgeproof Hypoallergenic

Apple Tree Retirement Card, at Marks and Spencers
Cover text: On your Retirement Inside message: Enjoy the fruits of your labour Approx size: Unfolded: 174 x 126mm

Everyday Scales, at Marks & Spencer
Maximum capacity: 4kg/8lb Detachable bowl, Manufacturer: Marks & Spencer

Linen Blend Roll Up Cargo Trousers, at Marks & Spencer
Relaxed and comfortable, these linen blend cargos feature roll up legs. A practical easycare style. Made in an eco-factory, designed to use less energy and create less waste

2 Autograph Slate Coasters, at Marks and Spencers
Pack of 2 Square design H x 10cm W x 10cm, Manufacturer: Marks & Spencer

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."