Besides Marks and Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Collezione Luxury Cotton Rich Flat Front Trousers with Cashmere, at Mark's & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Official ECB Pure Cotton Hooded Top, at Marks&Spencer
A must for cricket fans! This official top features a contrasting zip and hood lining and the England Cricket logo. An easycare style in soft comfortable cotton

North Coast Pure Cotton Short Sleeve Check Shirt, at M & S
Relaxed and stylish, this check shirt is made from pure cotton so it feels soft and comfortable to wear

August Bouquet, at Marks & Spencers
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses Available for delivery from 1st to 29th August 2009

Large Value Hard Rollercase, at Marks & Spencer
Free 3 year guarantee on Value Luggage Built for durable practicality, this rollercase features a robust ABS outer shell and locking trolley system to ensure your belongings are safely secure and easy to transport

Pure Cotton Floral Embroidered Trousers with Belt, at Mark & Spensers
The pretty floral embroidery makes these fashionable trousers extra special. Soft cotton fabric and an elasticated waist will keep her feeling comfy

Hamilton Armchair, at Marks & Spenser
H95 x W103 x D99cm Seat H49cm, arm H66cm, top back rail 73cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Cushions are reversible on fabric upholstery options Solid birch feet Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Perfect Blue Harbour Fleece Jacket, at M&S
If you're enjoying the great outdoors this autumn, you'll want this jacket. It's both water repellent and wind resistant, has a warm fleece lining and a concealed hood

3 Assorted Check Print Boxers, at Marks and Spencer
Fashionable and hardwearing, these boxers offer comfort and reliability at a great value price

Butterfly Photo Frame 10 x 15cm (4 x 6''), at Marks and Spencers
Butterfly design Rectangle shape Aperture 10 x 15cm (6 x 4''), Manufacturer: Marks & Spencer

Trace & Learn Wipe Clean ABC Kids Book, at MarksandSpencer
A wipe-clean pack that provides practice in handwriting. It provides letters and numbers for children to trace over, with red dots showing the starting point in each case. It also features animal pictures to trace and complete

Special Friend Text Birthday Card, at Marks and Spenser
Cover text: Special Friend Inside message: Blank for your own message Approx. size: 150 x 150mm

Rockridge Merlot 2008 - Case of 12, at M&S
Style: Medium bodied Grape variety: Merlot Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Montreal Large 2-Seater Sofa, at Marks & Spencers
H94 x W218 x D104 Seat H44cm, arm 63cm, top back rail 70cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Slinky Lace Trim Camisole, at Marks and Spencer
Stylish and feminine, this lace trim camisole is made from soft touch fabric which feels blissfully comfortable to wear

Blue Harbour Pure Cotton Short Sleeve Stripe Shirt, at Marks & Spenser
Relaxed and casual, this pure cotton shirt has been pre-washed to make it extra soft and comfortable

Girl's Fashion Schoolwear - 2-Pack 3/4 Sleeve Blouses, at Marks and Spencer
Practical and easycare, this 2-pack of blouses makes an ideal choice for school and the fitted shape gives a fashionable twist. Taped reinforced seams give a smooth neat look

2 Angel Lace Wing First Bras, at Mark's & Spencer
These great value bras are ideal for everyday wear. They're made with stretchy fabric for a supportive and comfortable fit. The unique soft underwiring is perfect for girls who have been wearing our non wired bras for 2 years

Limited Collection Strappy Slingback Sandals, at Marks & Spensers
Open toe Strap front Elasticated ankle strap Slingback High heel 8cm

Pacific Armchair, at Marks and Spencer
H92 x W83 x D91cm Seat: H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid wood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Firm Control Sheer Floral Waist Cincher, at Marks & Spencers
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Performance Stormwear™ Flat Front Pure Wool Plain Trousers, at Marks & Spenser
This smart suit is treated with Stormwear™ technology, a breathable water and stain repellent finish keeps it in great shape while giving enhanced comfort and ease of movement

Gold Band Champagne Glass, at M&S
Flute style Gold band Long stem Wide base Height: 27.5 cm Capacity: 14cl, Manufacturer: Marks & Spencer

Ceriso Embroidered Thong, at M&S
Flirty and feminine, this modern thong features intricate embroidery. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Sun Formula Protect & Refine Facial Sun Lotion, at Marks & Spencer
Helps to prevent the signs of aging Powerful antioxidant complex Anti-wrinkle Anti-aging Prevention of age spots Australian formula 12 hour moisturisation SPF50 gives up to 50 times your natural skins protection 50ml This product is not available for international delivery. Find out more

Pure Cotton Leaf Embroidered Runner, at Marks and Spencer
Leaf embroidered design Dimensions: L235 x W35cm, Manufacturer: Marks & Spencer

Classic Duckling Ceramic Breakfast Set, at M&S
Pack Contains: 1 plate, 1 bowl, 1 cup Approx Size: Plate: 150 mm diameter. Bowl: 130 mm diameter. Bowl: 130 mm diameter

Girls' Limited Cotton Rich Stirrup Denim Leggings, at Mark's & Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Heart Embroidered Towelling Slippers, at M+S
Dip your feet into lush comfort with the slip-on design of these cosy mule slippers. The non-slip sole ensures peace of mind, while the inner lining feels like a heavenly treat

Collezione Pure Cotton Satin Stripe Long Sleeve Shirt, at Marks & Spencers
Luxurious Italian cotton provides the base for this stunning satin stripe long sleeve shirt. The classic double button cuff and smart single breast pocket add further elegance to this meticulously designed summer choice

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.