When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

Padded Stitch Free Bra, at Marks & Spencer
This smooth streamlined bra is stitch free and bonded for a no-show look under clothes. Light padding and underwiring give an enhanced natural shape

Gel High Heel Insoles, at Marks n Spencer
Provides instant relief for the balls of your feet and under your heels

Lurton La Chapelle 2006 - Case of 6, at Marks and Spencer
Style: Medium bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Chrome Collection Tumbler, at Mark & Spensers
Chrome effect Cylinder design 10 x 6.5cm, Manufacturer: Marks & Spencer

Body Puff, at Marks and Spencers
Loop handle Suction cup

Magic High Waist 15 Denier Shine Tights, at Mark's & Spencer
Look slimmer in seconds with these shine Magic high waist tights. Special support zones shape hips, thighs and bums, and they feature a special tummy shaping panel and factor 6 leg support. 70% of our testers saw an instant reduction in their measurements

Autograph Bead Trim Tankini Top, at Marks & Spencers
Fabulously fashionable, this flattering tankini is designed in the latest shape. Designed to fit and flatter

3 Pairs of Assorted Trainer Socks, at Marks and Spencers
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, superior shape retention and durability

7 Fresh Feet Stripe Socks with Silver Technology, at Marks and Spenser
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

5 Pairs of Plain Trainer Liner Socks, at Marks & Spensers
Comfortable and durable, these socks are outstanding value. They feature a reinforced toe and stretch fabric for an improved fit

Champagne Lavenue Rosé - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Chardonnay, Pinot Noir Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Mini Front Pocket Cross Body Bag, at Marks & Spencers
Both understated and useful, this cross body bag has lots of pockets to securely hold your must-have essentials

National Geographic Kids - Magazine Gift Subscription, at Marks and Spencer
National Geographic Kids is the monthly edu-tainment magazine for boys and girls. Jam-packed with the amazing images you'd expect from the National Geographic brand, National Geographic Kids is everything an inquisitive young mind needs

Pure Silk Floral Tie, at MarksandSpencer
Add a luxurious finishing touch with this smart floral tie in pure silk

Collezione Luxury Pure Cotton Flat Front Trousers, at M & S
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Long Sleeve Padded Stormwear™ Jacket, at Marks and Spencers
Fashionable and practical, this cosy jacket is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Gold Plated Faux Pearl Trio Earrings, at M&S
3 piece set Stud fastening Faux pearl design For hygiene reasons, refunds will only be given in accordance with your legal rights

Penny Sweet Row Necklace, at Marks&Spencer
Clasp fastening Mixed bead design Link chain Necklace length: 41cm, extendable by 8cm

Floral Bouquet Gift Card, at Marks and Spencers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Ceriso Styled Embroidered Non-Padded DD-G Bra, at Marks & Spenser
Feminine and fashionable, this modern bra features floral embroidery. It's underwired and structured to give fuller busts great support and a flattering uplifted shape. Designed for women who want the latest look

Long Sleeve Bead Embellished Kaftan, at Marks & Spensers
Feminine and flirty, this kaftan is designed to fit and flatter. A fabulous fashionable look

Per Una 3/4 Sleeve Dandelion Cardigan, at Marks & Spenser
A casual 3/4 sleeve cardigan featuring a floral and bead embellishment on the neckline and large 3 button fastening

Firm Control Sheer High Leg Briefs, at MarksandSpencer
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Motion Mattress, at Marks and Spenser
Sold as 2 single mattresses Designed to fit the Autograph Monroe Reclining Bedstead Double (4ft 6): King size (5ft): Super King Size (6ft): TV sold separately Bedstead sold separately This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tribeca 2 Seater Sofa AU09 Newness, at Marks and Spenser
Manufacturer: Marks & Spencer

Ceriso Essentials Spot Embroidered Shorts, at Marks and Spencer
Flirty and feminine these modern shorts feature spot embroidered details. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Charlotte 2 Seater Sofa AU09 Newness, at Marks & Spencers
Manufacturer: Marks & Spencer

5 Pairs of Younger Boys' Cotton Rich Assorted Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Portfolio Short Sleeve Jumper with Cashmere, at M & S
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Yellow Car Good Luck Card, at Marks and Spencer
Cover text: Good luck Inside message: Best of wishes and luck now and always This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings Insurance than you will anywhere else, and you may even pay less with M&S.