Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks&Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spencers are so useful. M&S Finance financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Household Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Autograph Pure Cotton Polo Shirt & Argyle Top Set, at Mark's & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Tuxedo Jacket, at Marks and Spencer
Modern and stylish, this tuxedo jacket is ideal for proms, balls and special occasions. It's extra durable and added stretch keeps it in great shape and gives enhanced comfort and ease of movement

3 Pure Cotton Assorted Sleepsuits, at Marks and Spencer
Soft and snuggly, this practical pack of sleepsuits is great value! The cotton fabric is comfy to sleep in and popper fastenings make quick changes easy

Clear Crook Umbrella, at Marks and Spencer
This stylish umbrella features a wide canopy for extra protection from the elements, keeping you drier

Limited Collection Cotton Rich Spot Print Vest & Shorts Set, at Marks & Spensers
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Classic Thinking of You Card, at Marks and Spenser
Cover text: Thinking of You Inside message: During this difficult time Approx size: 175 x 127mm

Double Breasted Mid Length Check Coat, at Marks and Spencers
Designed in a figure-flattering style, this contemporary coat captures a key trend with its check design

Autograph Cotton Rich Trousers, at Marks and Spencer
Stylish and comfortable, these straight leg trousers give a regular fit through the hip and thigh

Electronic Decision Maker Husband Birthday Card, at Marks & Spensers
Cover text: To my, Gorgeous, Charming, Hunky, Cheeky, Fabulous, Handsome, Husband Inside message: Blank for your own message Approx size: 215 x 150mm

Artificial Light-Up Mirror Cluster Ornament, at Marks&Spencer
Disc-shaped mirrors Lights Decorative wrapping Long stem Ready Made arrangement that needs no after care H43cm Weight: 65kg This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Frill Front Blouse, at Mark & Spensers
A feminine short sleeve blouse in a textured fabric featuring a ruffle front and self stripe design

Collezione Pure Wool Single Breasted 3 Button Jacket, at Marks & Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care to give you a feeling of luxury like no other

Classic Collection 3/4 Sleeve Cardigan, at Marks&Spencer
Soft and comfortable, this 3/4 length sleeve cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Philips HP6509 Satinelle Soft Sensitive Epilator, at Marks and Spencer
Double waved massage roller minimises the pulling sensation and soothes the skin after epilation Specifically adapted cap for more sensitive skin, allowing for gentle epilation in delicate areas Ergonomic grip for comfortable handling Extra speed setting for more sensitive zones Washable epilation head Voltage: 100-240V Power consumption: 7.5W Number of discs: 21 Number of catching points: 20 Comes with adapter plug and cleaning brush

Everyday Wear False Nail Set, at Marks & Spencer
24 nails Adhesive Cuticle Stick Natural everyday length Comfortable fit Long lasting wear

Disney Fairies Jewellery Beads Kit, at Mark's & Spencer
Suitable for ages 5+ Includes assorted beads and fairy charms Disney This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Skintex® Anti-Cellulite Thigh Slimmer Spray, at Marks&Spencer
50ml Light control For use on tummy, hips and thighs

Margaret River Semillon Sauvignon Blanc 2007 - Case of 6, at M & S
Style: Dry Grape variety: Semillon and Sauvignon Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pots and Containers Book, at Marks & Spencers
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

Autograph Peeptoe Bow Platform Shoe, at Marks & Spencers
Peeptoe Bow detail Satin finish High heel Heel height: 4 inches Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Coloured Glass Collection - Shallow Bowl, at M&S
H9 x Diam 20.5cm Coloured glass, Manufacturer: Marks & Spencer

Age Repair Intensive Collagen Treatment Mask, at Marks and Spencer
Helps rebuild the skins protective barrier Helps protect the skin from damaging environmental factors Ceramide Complex leaves skin hydrated, smoothed and firmer Hypoallergenic 75ml

Fire Engine Cake, at Marks&Spencer
Order by 5pm to collect in 7 days 40 portions Sponge cake 17 x 23cm 2.4kg Available for collection in the majority of our UK mainland stores As featured on page 63 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Autograph Pure Cotton Slim Leg Jeans, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

5 Pairs of Younger Girls' Cotton Rich Assorted Socks, at Marks and Spencer
Fun and fashionable, this pack of 5 pairs of cotton rich socks features assorted design

Perfect Cotton Rich Long Sleeve Shirt, at Marks and Spenser
A well cut shirt is a wardrobe staple. Ours has a touch of stretch for extra comfort and it's great value, too

Per Una Pure Cotton Lily Print Kimono, at Marks & Spencers
Modern and feminine, this pretty kimono is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Handcrafted Diamante Words Valentine Card, at MarksandSpencer
Cover Text: I LOVE YOU Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Multi Strand Twist Design Necklace, at Marks & Spencers
Clasp fastening Adjustable length Multi strand style Twist design Length: 91cm

5 Pairs of Older Boys' Cotton Rich Assorted Socks, at Mark & Spensers
Brighten up his underwear drawer with these fashionable assorted designs socks made with soft breathable cotton

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.