When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

M&S 50 Laminator Pouches, at Marks & Spencers
Pack of 50 A4 size Clear laminator pouch quality ensures true to original colour reproduction Can be used for photo documents M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

De Saint Gall Champagne Premier Cru Brut - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Pinot Noir & Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portfolio Beaded Drop Earrings, at Marks & Spencers
Hook fastening Drop style Bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Girlie Dress Up Stamper Set, at Marks & Spenser
Contains: 1 case, 5 stamps, 1 ink pad and 10 sheets of notepaper Approx size: 11 x 9cm

Autograph Luxury Microfibre & Cashmere Pillow, at Marks & Spensers
1 pillow Non-allergenic 300 thread count jacquard cover, Manufacturer: Marks & Spencer

25 Fresh Rose Room Scenters, at Marks n Spencer
Pack of 25 Fresh rose scented Burns upto 4 hours each, Manufacturer: Marks & Spencer

Autograph Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencer
Stylish and contemporary, this long sleeve stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Firm Control Chevron Stripe High Waist Thong, at Marks and Spencer
This firm control thong shapes you where you need it most, flattening your tummy and nipping in your waist. The thong back is ideal under trousers and close-fitting clothes. The chevron stripe design gives a modern look

Rosina Large 2-Seater Sofa, at Marks & Spencer
H82 x W196 x D97cm Seat: H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Pure Cotton Floral Cardigan, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Girls' Fashion Schoolwear - City Turn-Up Shorts with Stain Defence™, at Marks & Spencers
Fashionable as well as practical, these city shorts make a stylish alternative to skirts or trousers for school. Stretch fabric gives a comfortable and shapely fit. Our unique Stain Defence™ finish repels everyday stains

Dualit Jug Kettle- Red, at Marks and Spencers
1.5 Litre - 12 cup capacity 3000 watt Cordless operation Hinged lid Washable limescale filter Rapid boil concealed element Large viewing windows on both sides Can be turned to any angle on its base Heatproof handle, ball knob and finger-guard Non-slip rubber feet Oversized non-drip spout Weight: 1.36kg Dimensions: H27cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Glass Collection Tealight Lantern, at Marks & Spenser
Reusable Ideal for outdoor use Holds tealight candles 0.60kgs 10 x 10 x 26.5cm, Manufacturer: Marks & Spencer

Portfolio Cotton Rich Straight Leg Jeans, at Marks&Spencer
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Fruity-Beauty Spot Hair Brush, at M&S
Round pins Spot design Oval brush

Pure Cotton 3/4 Sleeve V-Neck Jumper, at Marks and Spenser
Contemporary and casual, this 3/4 sleeve jumper is made from pure natural cotton and features a v-neck for a fashionable look

Griffin iClear for iPhone Invisible Protection, at Marks & Spencers
iClear encases your iPhone to provide total protection and total access to screen, controls, ports, and switches. Unobtrusive (almost invisible) design in a tough polycarbonate shell, strong enough to take the daily abuse of active lifestyles

Wisteria Luggage Trolley Bag, at Mark & Spensers
Free 5 year guarantee Supported by sturdy wheels and a stand-alone feature, this trolley bag is the ideal option for short trips or flying abroad

Non-Iron Cotton Blend Long Sleeve Stripe Shirt, at Marks and Spencer
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Autograph Leather Multiple Pockets Holdall, at Mark & Spensers
Stylish and contemporary, this leather holdall featuring multiple pockets and stitch detail is a fashionable and practical must-have

Nostalgic Photo Our Anniversary Card, at Marks & Spenser
Cover text: Happy anniversary since always, till forever... Inside message: With lots of love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx Size: 175 x 125mm

Pure Cotton Mini Check Shirt, at Marks and Spenser
This fab long sleeve shirt features a stunning mini check design. A sophisticated new look, perfect for this season

Wavy Die Cut New Job Card, at Mark's & Spencer
Cover text: New Job ... Hurray! ... Well done! ... Yipee! ... You star! ... Congratulations! Inside message: Congratulations! Approx size: Unfolded: 150 x 150mm

Pure Cotton Ruffle Front Jersey Top, at Marks & Spencer
Smart and stylish, this jersey top is made from cool comfortable cotton and features a ruffled front

2 Autograph Cotton Rich Cropped Leggings, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

PSP™ Secret Agent Clank Game, at Marks & Spencer
Unleash Clank's cutting edge array of weapons and gadgets, such as Cufflink Bombs, Tie-a-Rangs, Spy Sunglasses and the ever helpful Holo-Disguise Monocle Launch into a variety of gameplay styles, from all-out action to cunning stealth and brain-busting puzzle solving Drive state-of-the-art super spy vehicles including speedboats, snowboards and sports cars Journey to space resorts, maximum-security prisons, intergalactic casinos and beyond M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Kids to Adults

Cotton Rich Scallop Trim Low Rise Shorts, at Marks & Spencer
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

Autograph Essentials Animal Print Blouse, at Marks n Spencer
This short sleeved blouse will make a useful addition to your wardrobe. It features pretty animal print for a stylish casual look

Peter Rabbit Mother's Day Card, at M&S
Cover text: To a Special Mum Inside message: With love on Mother's Day BEATRIX POTTER™ Frederick Warne & Co. 2009 Frederick Warne & Co. is the owner of all copyrights and trademarks in the Beatrix Potter characters names and illustrations Licensed by opyrights group

Double Handle Quilted Shopping Bag, at Marks & Spencer
Fashionable and environmentally conscious, this quilted shopping bag makes a great alternative to plastic carriers

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.