There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks&Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Besides Marks and Spencer Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Multi-Aperture Photo Frame, at Marks & Spensers
Holds 7 photos Various size apertures Rectangular frame H53 x W47cm, Manufacturer: Marks & Spencer

Suzie Damask Jacquard Quilt, at Marks and Spencer
L250 x W265cm Quilted Cotton Rich Damask design, Manufacturer: Marks & Spencer

Disney Pixar Cars Wrap Pack, at Marks and Spencers
Pack contains: 2 sheets, 2 tags Approx size: Each sheet: 495 x 695, Tags: 80 x 55mm (folded) Disney / Pixar

Pure Cotton Long Sleeve Spot Vest Top & Shrug, at Marks and Spencers
This fashionable layered look is a 2 piece set - a long sleeve spot vest top and shrug both in soft comfortable pure cotton. Stylish, practical and easycare

Large Handkerchief Vase, at Mark & Spencers
Fluted opening Narrow base Twisted look H30 x Diam 20cm, Manufacturer: Marks & Spencer

Per Una Essentials Striped Non Padded DD-G Bra, at Mark's & Spencer
Fresh and feminine, this stylish bra is beautifully detailed with a striped pattern. It's underwired and structured to give great support and a natural uplifted shape. Pretty everyday fashion

Construction Set, at Mark & Spensers
Suitable for ages 3-6 years 5 construction vehicles Includes a die cast dumper truck, excavator, crane, bulldozer and a digger Imaginative play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Purple Flower Luxury Wrap Pack, at Marks & Spencers
1 x sheet wrapping paper 1 x length ribbon 1 x gift tag Approx Size: Wrap: 685 mm x 98 mm. Tag: 115 mm x 65 mm. Ribbon: 2m

Single Sprung-Edge Non-storage Divan & F300 Memory Foam Mattress, at Marks and Spenser
Single Mattress (3ft): W90 x L190 cm Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 25cm Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Soft knitted cover adds extra comfort to the mattress and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Minnie Mouse Top, at Marks and Spencers
Fans of Disney will love this long sleeve cotton top featuring Minnie Mouse. A practical, easycare style

Blue Harbour Pure Cotton Polo Shirt, at Marks and Spencers
Stylishly smart and casual, this polo shirt is made from pure cotton, so it's soft, breathable and comfortable to wear.

Pure Cotton Gem Buckle Captain Hat, at Marks & Spenser
Keep ahead of the trends with this contemporary gem buckle sunhat, an essential look for style in the sun

Little Oxford English Reference Set, at Marks & Spenser
The Oxford English reference set is the perfect package to help them ace their essays and to prepare for their next exam

Bonded Jacquard Underwired DD-G Bra, at Marks and Spencer
Soft and comfortable, this jacquard bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Per Una Floral Jacquard Scarf, at Marks & Spencer
This sophisticated floral jacquard scarf is the perfect accessory to this season's fashions. The tasselled edge adds a stylish finishing touch.

Forest Heart Cluster Necklace, at Marks and Spencer
Tie fastening Multiple bead design

Classic Collection Leaf Print Kaftan Top with Camisole, at Marks and Spencers
This elegant leaf print top has an integrated camisole for a feminine layered look. It makes the perfect match for skirts or trousers in coordinating colours from the Classic collection

Jemima Puddleduck Soft Toy, at M+S
Suitable for ages 0-3 years Approx 25cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Large Print Crossword Book, at Marks and Spencer
There are 160 straight forward crosswords in this brand new book. Whether you have only a few moments, or hours to devote to your favourite puzzles, these crosswords will challenge and entertain you

Double Bridge Rimless Sunglasses, at Mark & Spencers
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Sticker Dolly Dressing Dolls Book, at Marks and Spencer
This sticker book will keep them busy as they look for an incredible over 400 stickers inside!

Gingerbread Print Reversible Bedset, at Marks & Spensers
Gingerbread print Reversible Set includes single duvet cover and pillow case Duvet cover: L198 x W137cm Pillowcase: L76 x W48cm, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Wide Stripe Polo Shirt, at M & S
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Cotton Rich Leaf Damask Quilted Bedcover, at Marks and Spencer
Quilted design Leaf jacquard pattern L250 x W265cm, Manufacturer: Marks & Spencer

James Last - The Legend CD, at Marks&Spencer
Album, Marks & Spencer

M&S USB Cable, at M&S
1.8 metre cable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Animal Print Mesh Tights, at Marks and Spencer
Treat your legs to a touch of style. These animal mesh tights have a durable reinforced design to keep them looking good, wear after wear

AA 1001 Great Family Days Out, at Marks and Spencer
Wherever you are, you'll never be far from an enjoyable day out with this colourful guide to the best of Britain's heritage and attractions. The guide features suggestions for great days out and weekends away all year round. There are 1001 places of interest to choose from stately homes, castles and country potteries, to theme parks and zoos. You can find helpful advice from refreshments to disabled access, parking and access for dogs as well as email and web addresses for ease of booking. Each entry is organised by region and then alphabetically by county

Limited Collection Border Studded Leggings, at Mark & Spencers
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Younger Boys' Thomas & Friends™ Rucksack, at Marks n Spencer
A must-have for fans of Thomas & Friends, this zipped double compartment rucksack features Thomas, the tank engine

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.