Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Grace Side Plate, at Marks and Spenser
Diam: 20.5cm Round Single stripe trim Leaf design Fine China, Manufacturer: Marks & Spencer

Younger Boys' Pure Cotton Car Race Shorties, at Marks & Spencers
Fun and fashionable, these comfy pure cotton shorties feature a fun car race motif

Airflex™ Mudguard Riptape Shoes, at M&S
The last word in comfort for your feet. These shoes are specially made to accommodate the breadth of your feet whilst being so easy to take on and off

Halterneck Tankini Top, at Marks and Spencers
Feminine and pretty, this fashionable tankini features a contrast empire line. A stylish, shapely look

Lucy Mannequin Jewellery Holder, at Marks & Spencer
Mannequin design Multiple hooks Height 18"

Art Deco Photo Frame 7.5 x 7.5cm (3 x 3"), at Marks & Spencer
Square shape Art deco style Aperture: 7.5 x 7.5cm (3 x 3"), Manufacturer: Marks & Spencer

Faux Pearl Candy Bead Long Necklace, at Marks and Spencer
Mixed beads Long length Necklace length: 92cm

Lichfield 5-Drawer Tall Chest, at Marks & Spencers
H119 x W66 x D50cm 5 drawers Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this chest as part of a set. Click here to view the Lichfield Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Quebec Recliner, at Marks & Spencers
H101 x W85 x D93cm Reclines to L158cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushion made from fixed foam Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Manual recline mechanism for extra relaxation All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Leather Tassel Purse, at Marks & Spenser
Glam up your look with this gorgeous purse. Just the right size for your make up and phone

Per Una Short Sleeve Floral Burntout Shirt, at M+S
A bright short sleeve shirt in a soft cotton blend. Featuring a floral print and frill placket

Large Leather Tassel Purse, at Marks & Spenser
This stylish purse is made from real leather with reinforced stitching and a secure popper fastening. A high quality and chic essential

Satin Spot Print Shirt with Belt, at Marks and Spencer
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

Firm Control Chevron Stripe High Waist Thong, at Marks and Spencers
This firm control thong shapes you where you need it most, flattening your tummy and nipping in your waist. The thong back is ideal under trousers and close-fitting clothes. The chevron stripe design gives a modern look

125 Years Pure Cotton Long Sleeve Twill Check Shirt, at Marks and Spenser
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Autograph Sport Eau de Toilette, at Marks and Spencers
Sporty fragrance 30ml This product is not available for international delivery. Find out more

Nectarine & Orange Scented Candle, at M&S
Thin stripes Chunky design Shallow dish holder Scented with nectarine and orange, Manufacturer: Marks & Spencer

5 Cotton Rich Flock Floral Print Knickers, at M+S
These flock flower print cotton rich knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Pink Trace Floral Birthday Card, at Mark's & Spencer
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 150 x 150mm

Cowl Neck Jumper & Stripe Top Set, at Marks and Spencer
Modern and stylish, this 2 part set gives a contemporary look that will take you through the season in style

Stainless Steel Stockpot, at Marks and Spenser
Glass lid Riveted handles 7-litre capacity Diameter 18.5cm, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Robot T-Shirt, at Marks and Spencers
Fun and fashionable, this long sleeve t-shirt in soft cotton features a robot motif design and slogan. A practical easycare style

Lace Embroidered Underwired Bra, at M&S
Feminine and pretty, this embroidered design bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Autograph 2 Piece Pure Cotton Hooded Outfit, at Marks and Spenser
Fun and practical, this cute 2 piece outfit features contrast trim. It's made from soft cotton to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Autograph Stainless Steel Bar Set, at M & S
4 piece set Includes a bottle opener, a screwpull, a jigger and a holder Height: 19.5 cm x 10 cm diameter, Manufacturer: Marks & Spencer

2 Mosaic Seat Pads, at Mark & Spencers
Set of 2 Seat pads for Mosaic stackable chairs Suitable for indoor and all-weather outdoor use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lock and Seal 3 Piece Container Set, at Marks and Spencer
3 piece container set Each container with own lid Compartment separators Fully sealable to keep food fresh, Manufacturer: Marks & Spencer

Autograph New York Eau De Toilette for Women 25ml, at Marks and Spenser
Pump spray 25ml This product is not available for international delivery. Find out more

Little Hands First Words, at Mark's & Spencer
Lift the flap first first words encourages 1 to 2 year olds to build on their language skills while having fun. It uses words and images familiar in a baby's world, and young children will love the combination of bright colours and photographs

Stonier Reserve Pinot Noir 2006 - Case of 6, at Marks & Spencers
Style: Dry, medium bodied Grape variety: Pinot Noir Country of Origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Besides Marks & Spencer Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.