M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Value Hard Luggage, at Marks and Spencer
Free 3 year guarantee on Value Luggage Built for durable practicality, this rollercase features a robust ABS outer shell and locking trolley system to ensure your belongings are safely secure and easy to transport

Cashmilon™ Long Sleeve Knitted Cardigan, at Marks&Spencer
Fashionable and flattering, this knitted cardigan is made from supersoft cashmilon™ and features a deep v-neck

XBOX 360® Halo® 3 Game, at Marks&Spencer
The thrilling conclusion to the epic Halo trilogy Next-generation high-definition visuals, enhanced A.I., an advanced real-time lighting engine, and new weapons, characters, and challenges are just a few examples of Halo 3's evolution of design and technology 4 player split-screen and system-link gameplay, letting gamers battle it out online, via Xbox LIVE or with a group of friends Record and save a memorable match and watch it again from any angle or player viewpoint. A simple press of a button saves the entire game to a file sharing area where players can watch favourite films and recommend them to friends Create and customise a variety of content that can be shared with anyone around the world who is connected to Xbox LIVE You must be 15 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

2 Pure Cotton Joggers, at Marks&Spencer
Comfortable enough for crawling or napping in, these soft cotton joggers are a practical and fashionable choice

Sunny Town People Set, at Marks and Spencers
4 sunny town people and dog Promotes imaginative play Suitable for ages 12+ months This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

5 Cotton Rich Floral Print Bikini Knickers, at Marks & Spencer
These flower print cotton rich knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

5 Cotton Rich Assorted Bikini Knickers, at Marks & Spencers
These assorted cotton rich bikinis are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Kaituna Hills Forty Knots Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Snap Trilby with Linen, at M&S
Make a stylish impression with this trilby. It adds a smart touch to formalwear and looks contemporary with casuals

Toy Story 2 Sticker Activity Book, at M&S
Includes storys Various activities Mulitple stickers Disney, Manufacturer: Marks & Spencer

Special Friend Text Birthday Card, at Marks & Spensers
Cover text: Special Friend Inside message: Blank for your own message Approx. size: 150 x 150mm

Collezione Stitch Detail Leather Shoes, at Marks & Spencers
Luxurious and contemporary, these leather shoes are part of Collezione, inspired by Italian style. Their superior design, quality and hand finishing make them a sophisticated and fashionable choice

3D Heart & Text Wife Birthday Card, at M&S
Cover text: Wife, Birthday wishes to my wonderful wife, To my wonderful wife birthday wishes, Wife birthday wishes to my wonderful, Wishes to my wonderful wife birthday, Wonderful wife birthday wishes to my, To my wonderful wife birthday wishes, Birthday wishes to my wonderful wife, Wife birthday wishes to my wonderful, Wishes to my wonderful wife birthday, Birthday wishes to my wonderful wife Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Per Una Short Sleeve Cornflower Cardigan, at Marks and Spencers
A feminine knitted cardigan, the single button fastening gives it the Per Una touch

Big & Tall Single Pleat Trousers, at Marks & Spencer
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Ingredients Bath Essence Mini Collection, at Marks and Spencer
Pomegranate Bath Essence 60ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride Laureth-4, Polysorbate 20, Limonene, Parfum, Benzophenone-3, Disodium EDTA, Alcohol Denat, Glycerin, Triethylene Glycol, Benzyl Alcohol, Linalool, Propylene Glycol Punica, Granatum (Pomegranate Extract), PEG-40 Hydrogenated Castor Oil, Trideceth-9, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Sodium Benzoate, Tocopherol, Lactic Acid, Potassium Sorbate, Methylisothiazolinone, CI 15985, CI 17200, CI 42090 Lemon Bath Cream 60ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, Sodium Chloride, PEG-18 Glyceryl Oleate/Cocoate, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Parfum, Limonene, Citral, Linalool, Polyquaternium-39, Triethylene Glycol, Benzyl Alcohol, Alcohol Denat, Citronellol, Propylene Glycol, Geraniol, Benzyl Benzoate, Hexyl Cinnamal, Citrus Medica Limonum Oil (Lemon Oil), Sodium Lauryl Sulfate, Citric Acid, Magnesium Nitrate Methylchloroisothiazolinone, Methylparaben, Magnesium Chloride, Methylisothiazolinone, Propylparaben, CI 19140, CI 15985 Shea Bath Cream 60ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, Sodium Chloride, PEG-18 Glyceryl Oleate/Cocoate, Parfum, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Sodium Sheabutteramphoacetate, Polyquaternium-39, Triethylene Glycol, Benzyl Alcohol, Propylene Glycol, Glycerin, Alcohol Denat, Sodium Lauryl Sulfate, Citric Acid, Magnesium Nitrate, Methylchloroisothiazolinone, Methylparaben, Magnesium Chloride, Caramel, Methylisothiazolinone, Propylparaben, CI 19140, CI 15985 Cocoa Bean Bath Essence 60ml Ingredients: : Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Parfum, Laureth-4, Polysorbate 20, Theobroma Cacao Extract, Benzophenone-3, Citric Acid, Disodium EDTA, Hexyl Cinnamal, Citrus Aurantium Dulcis Oil, Limonene, Triethylene Glycol, Benzyl Alcohol, Caramel, Propylene Glycol, Coumarin, Alcohol Denat, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, CI 15985 Lime Bath Cream 60ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Polysorbate 20, Parfum, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Limonene, Linalool, Citrus Aurantium Dulcis Oil, Triethylene Glycol, Benzyl Alcohol, Citrus Aurantium Bergamia Oil (Bergamot Oil), Propylene Glycol, Alcohol Denat, Citrus Aurantifolia Oil (Lime Oil), Sodium Lauryl Sulfate, Litsea Cubeba Berry Oil, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, CI 19140, CI 42090

Sun Formula Airbrush Propellant, at Marks and Spencer
For use with airbrush self-tan 300ml This product is not available for international delivery. Find out more

Water Repellent Funnel Neck Mac, at Marks & Spencer
Fashionable and practical, the mid length mac is a wardrobe essential this season. This version in a water resistant easycare fabric features a modern tie waist belt

Autograph Pure Silk Donatello Stripe Tie, at Marks and Spencer
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

Party Cocktail Invitations - Pack of 10, at Marks & Spencers
Cover text: Party.....Celebrate Inside message: Dear........, You are invited to a party, On............, Time..........., Place........., Hope you can come, RSVP............... 10 cards, 1 design This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120 mm

Cashmilon™ Long Sleeve Ribbed Trim Cardigan, at Marks & Spencer
Fashionable and flattering, this long sleeve cardigan is made from supersoft cashmilon™ and features a button fastening

Portfolio Faux Pearl Bracelet, at Marks & Spencers
Multi strands Faux pearl design

The Dangerous Book for Boys Paper Plane Birthday Card, at Marks and Spencer
Cover text: The Dangerous Book for Boys...Dangerous birthday plan: Reach for the sky!...World's best paper plane - dangerous blueprints inside Inside message: Have a dangerous birthday! Approx size: 150 x 150mm

Floral Body Sponge, at Marks and Spencers
Suction cup Hanging rope Flower design

5 Pairs of Older Boys' Skull Socks, at Marks & Spencers
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Sleeveless Active Performance Vest, at Marks & Spenser
Ideal for active wear, this Performance vest incorporates moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement.

M&S HP 57 Compatible Cartridge, at Marks & Spensers
Colour cartridge Compatible with HP printers using HP 57 For use in deskjet: 450ci/cbi/wbt, 5145, 5150, 5151, 5550, 5551, 5552, 5650, 5652, 5655, 5850, 9650, 9670, 9680/gp For use in photosmart: 100, 130, 145, 230, 245, 7150, 7260, 7345, 7350, 7450, 7459, 7550, 7655, 7660, 7755, 7760, 7762, 7960/gp For use in officejet: 4105, 4110, 4215, 4219, 4252, 4255, 5505, 5510, 5515, 6110 For use in PSC: 1100, 1110, 1200, 1205, 1210, 1215, 1217, 1219, 1310, 1311, 1312, 1315/s, 1317, 1340, 1350, 1355, 2105, 2108, 2110, 2115, 2150, 2171, 2175, 2179, 2210, 2410, 2510 This cartridge is not an original product but has been manufactured to the highest quality using the most exacting technical standards M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund

Weekend Leather Curvy Overnight Bag, at Marks & Spencer
Recommended in Guardian Weekend Curvy and colourful, this weekend bag is a must-have for stylish overnight stays and mini breaks. Real leather gives an irresistibly luxe look and feel

Roberts RD-21 FM RDS/DAB Portable Digital Radio in Black, at Marks and Spencer
FM/DAB wavebands FM RDS station name display and easy read 16 x 2 character LCD display Menu display/selection of all major functions Search/manual tuning Rotary tuning, volume, bass and treble controls Line output, headphones and AC mains socket Uses 6 x LR20 (D size) batteries (Not included) with up to 150 hours battery life W300 x H180 x D95mm Weight 2kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

3 Enamel Diamanté Photo Frames 5 x 7.5cm (2 x 3''), at Marks & Spencer
Set of 3 assorted shapes: circle, rectangle and square Diamant detail, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.