M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks&Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Ruby Side Plate - Red, at Marks & Spensers
Plain centre Stripe edge Diam 21.5cm, Manufacturer: Marks & Spencer

7 Pairs of Freshfeet Stripe Socks with Silver Technology, at Mark's & Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Woven Pure Silk Diagonal Stripe Tie, at Mark's & Spencer
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Younger Boys' Monkey Slippers, at Marks & Spencers
Round toe Riptape fastening Monkey motif Contrast trim Lined Comes in sizes 4-13

WALL-E DVD, at M+S
Rating Universal, suitable for all,

Airflex™ Wide Fit Leather Raised Tramline Lace Up Shoes, at Mark's & Spencer
Square toe Stitch detail Lace up Raised tramline Block heel Unique Airflex™ airflow system for unbeatable comfort

Signature - GRN FIG REFIL, at Marks and Spencers
Manufacturer: Marks & Spencer

Portfolio Reversible Leather Belt, at Marks and Spenser
Define your waistline with this fashionable leather belt

Per Una Speziale Long Wear Nail Polish, at Marks & Spenser
Long wear nail polish Chip resistant Up to 5 days wear 9ml This product is not available for international delivery. Find out more

Body Solutions Smoothing Sleeveless Plain Full Slip, at Mark's & Spencer
A practical fashion essential you can't do without! It's a must-have for enhancing the look of your dresses, particularly those that look see-through under light

3D Floral Lace Duvet Cover, at Mark's & Spencer
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Pure cotton, Manufacturer: Marks & Spencer

Samsung 40'' LE40B650 HD Ready LCD TV, at Marks & Spencers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD screen, 1920 X 1080 resolution Dynamic Contrast Ratio: Ultra contrast Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W995.1 x D255.0 x H705.9 (with stand), W995.1 x D78.6 x H650.4 (without stand) Weight: 18.5kg (with stand), 14.5 (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 3 x HDMI, PC input, PC audio input, component, ethernet (LAN), 2x scart DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Ultra Clear Panel: Retains the same high performance in any light conditions 100 Hz Motion Plus: Motion Plus technology uses extra frames to create seamless, smoother more precise images on screen Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Cotton Rich Eskimo Top & Dungaree Outfit, at Mark's & Spencer
Soft cotton rich fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. This high quality, great value top and dungaree outfit is designed to keep baby looking adorable and feeling comfy and happy

Sartorial Fine Tasselled Trim Stripe Scarf, at Marks and Spencer
Keep out the cold in style with this warm, soft luxury scarf

Cotton Rich High Leg Bikini Knickers, at Marks and Spencer
Pretty and feminine, these cute plain bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

4 Size Funnel Set, at MarksandSpencer
Set of 4 Mixed sizes, Manufacturer: Marks & Spencer

Leather Tramline Riptape Shoes, at Marks & Spensers
Tramline design Square toe Stitch detail Riptape fastening Ruched feature Grip sole

5 Pure Cotton Racoon Bibs, at M & S
Cute and practical, this handy pack of 5 cotton bibs is great value

Classic Collection Stitch Detail Long Skirt, at Marks and Spencers
Long and lovely, this flared skirt is a stylish, versatile choice.

Vintage Wine 60th Birthday Card, at Marks and Spencer
Approx. size: 230 x 114mm Cover text: Celebrating 60 years Inside message: Have a wonderful birthday

Wrap Platter, at Mark's & Spencer
Contains 18 pieces Serves 4-6 5 different sandwich fillings Ready to eat As featured on page 9 in the food to order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Maritza Swirl Necklace, at Marks and Spencers
Clasp fastening Adjustable length Mixed bead design Necklace length: 100cm

A Year In Your Garden Book, at Mark & Spensers
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

PURE ChargePAK C6L Rechargeable Battery Pack, at Marks & Spencer
Easy to install - can be fitted in seconds Easy to use - just fit and forget Charges inside the radio, no separate charging unit required Increased battery life per charge over standard rechargeable batteries Replaces the need for throwaway alkaline batteries Provides up to 40 hours wireless listening Chearger specification: lithium-polymer 7.4V 4000mAh Compatible with PURE radios: Elan DX40, Elan RV40, EVOKE-2XT, EVOKE-3, ONE, ONE Classic, ONE Elite M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Free 2 year guarantee

Younger Boys' Mr Bump Slippers, at Marks n Spencer
Round toe 'Mr Bump' motif Lined Flat sole Copyright 2009 Mister Men Limited (a Chorion company). All rights reserved.THE MR MEN SHOW™ and DILLYDALE™ are trade marks of THOIP (a Chorion company). All rights reserved.

Pure Cotton Shirt & Stripe T-Shirt Set, at Mark & Spencers
This fashionable layered look is a 2 piece set - a short sleeve shirt and a long sleeve stripe t-shirt both in soft comfortable cotton fabric. Stylish, practical and easycare

Art Nouveau Table Lamp, at Marks and Spencer
Conical panelled shade Chunky base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here

6 Square Hair Clips, at Marks and Spencers
Dress up those tresses in fabulous style with these colourful hair clips

Autograph Pure Cotton Parisian Damask Duvet Cover, at MarksandSpencer
Floral design Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

Detroit Bookcase, at Marks & Spencers
H180 x W90 x D40cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Drawer boxes made from solid European hardwood. Draw fronts made from oak veneer Solid oak legs Shelves made with oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.