M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Finance financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Property Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Pin Dot Underwired Padded Multiway Bra, at Marks and Spencer
Smooth and versatile, this pin dot bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Embossed Floral Flourish Your Anniversary Card, at Marks & Spencers
Cover text: On your anniversary Inside message: Blank for your own message Approx size: 150 x 150mm

Bright Prints A5 Academic Diary, at Marks and Spencer
1 diary (week to view) Approx size: 21 x 15 cm (including spiral binding)

2 Older Girls' Pure Cotton Lace Trim Crop Tops, at Marks and Spenser
Cute and comfortable, these comfy crop tops make a great way of getting girls used to the idea of wearing bras

Gel High Heel Insoles, at Marks and Spenser
Provides instant relief for the balls of your feet and under your heels

Younger Girls' Pure Cotton Bunny Pyjamas, at Marks & Spencer
Cute and comfy, this pack of 2 pure cotton pyjamas features a bunny motif and floral print

Multipack of Assorted Hair Bands, at Marks & Spensers
Tie back those tresses in style with these fabulous hair bands

Wool Blend Double Breasted Coat, at Marks & Spencer
Fashionable and practical, this coat is fully lined and features a detachable hood. A comfortable, easycare style

Autograph Eye, Lip & Cheek Palette, at M & S
9 eyeshadows 2 lip colours 2 powder blushes Applicators included

Autograph Addison Coffee Table, at Mark's & Spencer
SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Addison Collection Set. H35 x W120 x D65cm Made from American Black Walnut solids and veneers, with Beech veneer on unseen faces Finished with 2 coats of durable, clear lacquer of mid sheen All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Château de Saÿe 2006 - Case of 6, at M&S
Style: Full Bodied Grape variety: Merlot and Cabernet Franc Country of origin: France Closure: Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Easy Iron Pure Cotton Oxford Honeycomb Shirt, at Marks & Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Per Una Eau De Toilette Limited Edition Spray, at Mark & Spencers
Clear bottle with Per Una floral print Floral and fruity fragrance 50ml This product is not available for international delivery. Find out more

Autograph Pure Silk Leaves Tie, at MarksandSpencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Leather Crocodile Belt, at Mark & Spencers
Define your waistline with this fashionable crocodile finish waist belt

Autograph Siberian Goose Down Duvet 10.5 Tog, at M&S
10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating Highest quality class 1 Siberian goose down Large down clusters within a multi-pocket construction - provides warmth without weight Each pocket is individually filled ensuring even down distribution Comes in single (3ft), double (4ft 6in), king-size (5ft) and super king-size (6ft) Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Autograph Precision Tweezers with Pouch, at Marks and Spencers
Contains 1 pair of tweezers Comes in an attractive pouch Presented in a box

5 Younger Girls' Pure Cotton Sleeveless Plain Vests, at Marks & Spensers
Stock up on stylish essentials with this 5 pack of cotton vests

Autograph Pinstripe Suit Jacket, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Per Una Pure Cotton Corduroy Coat, at Marks & Spencers
A smart single breasted coat in pure soft cotton featuring notch lapel

Footglove™ Ruched Trouser Shoes, at Marks and Spencer
Pointed toe Ruched design Low ankle fit Footglove™ soles are comfortable, highly flexible and lightweight High heel

Watercolour Floral Print Bikini Top, at Marks and Spencer
Stylish and elegant, this fashionable bikini top features a striking floral print. A fabulous fashionable look

Collezione Luxury Wool Single Pleat Raised Stripe Trousers, at M&S
Add a smart dimension to your formal wardrobe with these single pleat trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

3 Non-Iron Short Sleeve Blouses, at Mark's & Spencer
A great value 3-pack of school blouses, non-iron for convenience. Taped reinforced sleeves give a smooth neat look

Fenton Large 2-Seater Sofa, at Marks and Spencer
H90 x W218 x D103cm Seat: H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Hard-Top Non-Storage Divan & M100 Mattress, at Marks & Spencer
Single (3ft): W90 x L190 Double (4ft 6): W135 x L190 King Size (5ft): W150 x L200 Super king size (6ft): W180 x L200 Mattress depth: 21.5cm Divan height: 41cm A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Plastic Wrap Sunglasses, at Marks & Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Sonoma Dark 3-Door Glazed Top Unit, at Mark & Spensers
H110 x W179 x D33cm 6 glass shelves Glass doors and shelves made from toughened safety glass Internal lights with on/off switch This top unit is designed to sit on the Sonoma Dark 3-Drawer Sideboard. Click hereto view the Sideboard Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this top unit as part of a set. Click here to view the Dark Sonoma Collection Set. , Manufacturer: Marks & Spencer

Autograph Pure Cotton Slim Fit Plain Poplin Shirt, at Marks and Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Ataraxia Sauvignon Blanc 2007 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: 100% Sauvignon Blanc Country of origin: South Africa Closure: Natural Cork Suitable for vegetarians and vegans Bottle: 6 x 75cl Alcohol by volume: 13% Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."