Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days MarksandSpencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

5 No VPL Thongs, at MarksandSpencer
For the ultimate no-show look, these stretchy thongs are perfectly smooth with bonded edges. They won't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

150 Maths and English Activities, at Marks & Spencer
150 Maths and English activities designed to support learning at school. Carefully linked to the National Curriculum. With over 200 gold stars and sticker badges to encourage and reward your child

Château Peymartin St Julien 2003 - Case of 6, at Marks and Spencers
Style: Full Bodied Grape variety: Cabernet Sauvignon & Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Silver Plated Pave Ball Ring, at Marks and Spencer
Large ball design

Younger Boys' Monkey Slippers, at M&S
Round toe Riptape fastening Monkey motif Contrast trim Lined Comes in sizes 4-13

Xenon Collection Large Rollercase, at Marks and Spencer
Free 5 year guarantee Practical and stylish, this rollercase has a built-in protective moulded rear panel and expands to give you extra 20 percent capacity, while comfort grip handles ensure easy transport

2 Floral Embroidered Bras, at Marks and Spenser
Soft and comfortable, this pack of 2 floral embroidered bras is great value. They're designed to give gentle support and a flattering fit

Road Monsters Police Vehicle Set, at Marks & Spencer
Suitable for ages 3+ 5 police vehicles Die cast police car, van, 4x4 vehicles and a helicopter Imaginative play This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Little Acorn Artwork Masterpiece Clipboard, at Mark's & Spencer
Contains: 1 masterpiece clipboard Approx size: 297 x 210mm

Signature Natural Cotton Scented Candle, at Marks & Spencer
Glass holder Natural cotton fragrance Burns up to 40 hours, Manufacturer: Marks & Spencer

Pacific 2 Seater Sofa, at Marks and Spenser
H90 x W136 x D90cm Seat H50cm, arm H68cm, top back rail H67cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Other cushions made from polyester fibre All cushions are reversible Cushion covers can be removed Pine feet with a light finish This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Essentials Wool Rich Wide Leg Trousers, at Mark's & Spencer
Luxurious and contemporary, these smartly tailored wool rich wide leg trousers are part of our exclusive Autograph range

Non-Wired Padded T-Shirt Bra, at Marks & Spencers
Non-wired to provide you with a more natural silhouette. This great bra offers superior support thanks to adjustable straps and added stretch, while the easycare design guarantees convenient comfort

Pure Cotton Velvet Table Runner, at M&S
Drop chain design Dimensions: L230 x W33cm, Manufacturer: Marks & Spencer

My First Wooden Xylophone, at M&S
Suitable for ages 1-3 years Includes xylophone and two mallets This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Formula Age Defence 4 in 1 Revitalising Cleansing Wipes, at M&S
Contains 25 wipes Specially formulated for use in combination with the rest of the Age Defence range Skin appears revitalised and visibly brighter Formulated to cleanse, moisturise and refresh without irritating or drying your skin Suitable for all skin types Hypoallergenic

Angle Stack Table Lamp with Faux Silk Shade, at Marks and Spencer
Chrome plated base Triple stack stem Round base Cylinder shade Faux silk shade Dimensions: H61.5 x Diam 35.5cm Bulb: 60W ES or 11W CFL, Manufacturer: Marks & Spencer

Boneless Leg of Lamb with Rosemary & Garlic Butter, at Marks & Spencers
Serves 6-8 Ready to cook Suitable for freezing 1.6kg As featured on page 36 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Kerpow Glow in The Dark Bedset, at Marks and Spenser
Wham pow print Set includes single duvet cover and 1 pillowcase, Manufacturer: Marks & Spencer

White Pearl Damask Small Wedding Photograph Album, at Marks and Spencer
Contains: 1 album, 105 glue dots, gift box, 700Mb CD-R Album: H155 x W200 x D33 mm Box: H168 x W215 mm x D40 mm

Perfect Knee Length Panelled Pencil Skirt, at M+S
Sophisticated and stylish, this pencil skirt in easy-to-wear jersey makes dressing for work an absolute breeze this autumn

Autograph Luxury Leather Despatch Bag, at Marks and Spenser
This Autograph despatch bag is smart and fashionable, this luxury leather design also features an adjustable strap and internal pocket for extra storage

T397861, at Marks and Spenser
Manufacturer: Marks & Spencer

Tiga Side Table, at Marks and Spencer
H45 x W46 x D46cm Cube design Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

James Morrison - Songs For You, Truths For Me CD, at Marks & Spencer
Audio CD, Marks & Spencer

Autograph Positano Dining Table, at Marks and Spenser
All-weather synthetic rattan Aluminium frame Glass top H76.5 x Diam 130cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Leaf Print Brocade Blouse, at Marks and Spenser
Feminine and pretty, this leaf print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Small Taper Dinner Candle Holder, at Marks & Spenser
Tapered design Cut glass design Dimensions: H32cm, Manufacturer: Marks & Spencer

Per Una Pure Cotton Star Print Dressing Gown, at Marks&Spencer
Modern and feminine, this pretty dressing gown features a star print. It's made from cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Pure Cotton Block Stripe Hooded Top, at Marks and Spencer
Relaxed and casual, this comfortable hooded top is made from pure cotton and features a block stripe design. A great value easycare style

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money House Insurance than you will anywhere else, and you may even pay less with M&S.