Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Besides Mark & Spensers Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Ceriso Essentials Embroidered Non-Padded DD-G Bra, at Marks and Spencer
Feminine and fashionable, this modern bra is beautifully detailed with floral embroidery. It's underwired and structured to give fuller busts great support and a flattering uplifted shape. Designed for women who want the latest look

Lavender Infusion Sticks, at Marks and Spencer
Scented infusion sticks Fragrance lasts upto 8 weeks Glass holder included, Manufacturer: Marks & Spencer

Bolt DVD, at Mark's & Spencer
Rating Parental Guidance,

Cotton Rich Straight Leg Jeans, at Marks and Spencers
Simple and stylish, straight leg jeans are a modern classic. This pair sits on the waist and are cut to give a sleek flattering shape that's always in style. Added stretch gives the perfect fit

Older Boys' Short Sleeve Paradise T-shirt, at Marks and Spenser
A practical, casual top in pure cotton featuring a fun paradise slogan and motif. A great value easycare style

Autograph Older Boys' T-Line Stitch Laced Leather Shoes, at Marks and Spencer
Square toe Lace up 4 eyelets Block heel Raised stitch Lined Comes in sizes 1-7

3 Non-Iron Long Sleeve Blouses, at Mark's & Spencer
A great value 3-pack of long sleeve school blouses, non-iron for convenience

Sony 52'' KDL- 52V4000 HD Ready LCD TV, at Marks and Spencers
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-Ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 52 inch LCD screen with 6.2 megapixels Contrast Ratio: Dynamic contrast 33000:1 Integrated Digital and Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand 126.2 x 87.1 x 34.7cm, without table stand 126.2 x 82.9 x 11.9cm Weight: Weight Inc. Stand (kg) 38, Weight Without Stand (Kg) 32 Surround Sound Effect: BBE ViVA high quality sound and built-in Virtual Dolby creating the effect of full surround sound from only 2 front speakers Connections: Digital Audio Output (optical), 3 x HDMI™ Inputs, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, 1 x Component Inputs, Composite Video In, 3.5mm MiniJack (Head/Earphone), PCMCIA Card Slot, RCA Audio Out, RF In, 2 x Scart Inputs (RGB) and BRAVIA Sync BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation: Delivers natural colour like no other 24p True Cinema: Shows films at 24 frames per second, just like a real cinema BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

AVG 8.5 Internet Security - 1 Year License for 1 User, at Mark & Spencers
Anti-Virus: Protection against viruses, worms and trojans Anti-Spyware: Protection against spyware and adware Identity Protection: Prevents new and unknown threats from stealing your personal information like bank and credit card details Anti-Spam with anti-phishing: Filters out unwanted and fraudulent e-mails Anti-Rootkit: Protection against hidden threats (rootkits) Web Shield & LinkScanner: Protection against malicious websites Firewall: Blocks hacker attacks System Tools: AVG's System Tools let you easily configure your privacy settings, connections, and browser plug-ins all in one place Real-time: Real-time scanning, automatic updates, low-impact background scanning for online threats, and instant quarantining or removal of infected files to ensure maximum protection All inclusive: Technical support, virus updates, and new program versions included for the length of your license Minimum system requirements for AVG Anti Virus: Intel Pentium 1.2 GHz, 250 MB free hard drive space (for installation), 256 MB RAM available, MS Windows 2000

Autograph Pure Marble Soap Dispenser, at M&S
Pump action Textured finish Cuboid H18.5 x W6 x L6cm, Manufacturer: Marks & Spencer

M&S Pizza Maker, at Marks & Spenser
Cooks up to 12" frozen, pre-baked or fresh pizza's 1000-1200W Rotating stone base to ensure even cooking Display window to check pizza while cooking Plastic handle to open while pizza maker is hot and in use 4 heat settings Top grilling element to melt / brown toppings Anti-slip base 2 year guarantee, Manufacturer: Marks & Spencer

Dan's Mouse Balloon Hearts Wedding Card, at Marks & Spencer
Cover text: Congratulations Inside message: With love on your wedding day

MoDA Carriages Bamboo Paper Blank Card, at Marks and Spencer
Cover text: Blank Inside message: Blank for your own message Dimensions: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

5 Cotton Rich Low Rise Shorts, at Marks & Spencer
These low rise cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Patent Faux Crocodile Skin Belt, at Marks & Spenser
Define your waistline with this fashionable patent faux crocodile skin belt

Small Glass Candle Holder, at Marks & Spenser
Tall candle holder Cut glass design Dimensions: H22cm, Manufacturer: Marks & Spencer

Retro Pedal Bin, at Marks & Spenser
Contrast pedal Classic design Circular shape, Manufacturer: Marks & Spencer

Cotton Rich Mock Layer Jumper, at M+S
Fashionable and flattering, this mock layer jumper is made with comfortable breathable cotton. A smart modern look

Formula Calming Night Cream + Vitamin E, at Marks and Spencer
Suitable for all skin types Fragrance free Hypoallergenic 50ml

Per Una Long Sleeve Dip Dye Cardigan, at Marks & Spensers
A stylish long sleeve cardigan featuring a dip dyed design and twin front pockets

Pheasant Gully Bin 312 Shiraz Merlot 2008 - Case of 12, at M & S
Style: Medium bodied Grape variety: Shiraz, Merlot Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Domaine des Serres du Colombier 2007 - Case of 6, at Marks and Spenser
Style: Dry Grape Variety: Shiraz (Syrah) Country: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Luxury Pure Cotton Long Sleeve Hairline Stripe Shirt, at M+S
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Relaxed Pure Cotton V-Neck Pyjama T-Shirt, at Marks and Spencers
Soft and comfortable, this cotton pyjama t-shirt can be worn with a number of our pyjama bottoms and shorts to create your own style

5 Pure Cotton High Leg Knickers, at Mark's & Spencer
Indulge in serious comfort every day of the week with the breathable - and easy to care for pure cotton of these great value knickers. A high leg cut provides a flattering fit you'll adore

Per Una Floral Embroidered Lace Shorts, at Marks & Spencer
Elegant and feminine, these stylish shorts feature a floral embroidery and are finished with lace and a bow. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Mixed Bead Necklace, at Mark's & Spencer
Mixed bead design Adjustable length Clasp fastening Necklace length: 53cm, extentable by 5cm

ARCHOS 5 DVR Station for Internet Media Tablets, at Marks and Spencers
TV Recording: Easily record your favorite programs with the included TV program guide.Select your program on the program grid and schedule the recording with a click of the remote control. Record from most any external analog video source such as your satellite receiver, Digital TV adapter (DVB-T), VCR or cable box HD content playback: Play back HD videos up to 720p from your ARCHOS to your TV Full internet experience: Browse the Web comfortably and write your emails using the included remote control Faster charging: Charge your Internet Media Tablet quickly Media club: Discover a large library of movies, documentaries, music albums and games. Buy or rent your content in a few clicks and get instant access to it on your TV Stream from PC: Stream any of the music, movies or photos from your PC to your TV using your WiFi home network Multi-channel sound: Enjoy your films with 5.1 Surround Sound on your home cinema system through the SPDIF output Suitable for the ARCHOS 5 Internet Media Tablet M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Collezione Wool Rich Flat Front Trousers with Cashmere, at Marks n Spencer
A fine pure wool blend provides the perfect complement to the smart design of these flat front. Providing formal versatility, they're the perfect choice for the office or smart occasions

Chandelier Gift Card, at M & S
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.