There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Pure Cotton Short Sleeve Surf Tiger T-Shirt, at Marks & Spencer
Cute and fun, this "Surf's Up" t-shirt makes a colourful, fashionable and easycare choice

Pure Cotton Plain Long Sleeve T-Shirt, at Marks and Spencer
An essential part of every woman's casual wardrobe, this great value tee is made from pure cotton, while long sleeves offer the perfect antidote to the winter chill

Sweet Bergamot Filled Candle, at Marks & Spencers
Tinted glass holder Sweet bergamot fragrance Burns up to 45 hours, Manufacturer: Marks & Spencer

Firm Control Magic Low Leg Lace Panel Full Briefs, at MarksandSpencer
As if by magic, these knickers control and shape you where you need it most, flattening tummies and lifting bottoms. They're comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Assorted Stripe Throw, at Marks & Spencers
Assorted stripe design Tasselled trim, Manufacturer: Marks & Spencer

2 Fairtrade Spotted Rich Cotton Vests, at Mark & Spensers
Look below to see a video clip about Fairtrade Fairtrade certification shows that suppliers have been paid a fair price for their products and their work. Buying Fairtrade helps support farmers in developing countries and their communities

Gold Finish Wood Photo Frame 10 x 15cm (4 x 6"), at Marks & Spensers
Rectangle shape Pine wood border Gold finish Aperture: 10 x 15cm (4 x 6") Dimensions: H19.1 x W24.2 x D2.7cm, Manufacturer: Marks & Spencer

Per Una Supersoft Button Mule Slippers, at Marks and Spencers
Mule style Round toe Flat sole Button embellishments

3 Pairs of Cotton Rich Trainer Liner Socks, at Marks and Spencers
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, superior shape retention and durability

Older Girls' Soft Fluffy Dressing Gown, at Marks and Spenser
Perfect for bathtime, this cute dressing gown is made from soft, comfy towelling

Classic Collection Floral Embroidered Nightdress, at M&S
Flattering and stylish, this nightdress is comfortable to sleep in and features a pretty floral embroidered design

Classic Collection Floral Print Long Skirt, at Marks and Spencer
Elegant, stylish and comfortable, this long skirt is finished with a floral print. The ideal match for blouses and fine knits in coordinating colours

Sprung Edge 2 Small & 2 Large Drawer Divan & Autograph M500 Zip & Link Mattress, at Marks and Spenser
No turn mattress: medium / firm tension Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Divan drawer sizes: 2 x small H15 x W40.5 x D53cm, 2 x large H15 x W78.4 x D53cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Wisteria Small Rollercase, at Marks and Spencer
Smart and practical, this rollercase is made from hardwearing fabric and is fully lined. It features lock trolley system and comes with a padlock for security

Silver Jewel Effect Roll Wrap, at MarksandSpencer
Includes 1 roll wrap Approx. size: 150 x 70cm

4 Ruby Mugs - Red, at Marks & Spenser
Set of 4 Stripe design H9cm, Manufacturer: Marks & Spencer

4 Maxim Stainless Steel Forks, at Marks and Spencer
4-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Double Button Skinny Jeans, at Marks and Spencer
Long and lean, skinny jeans are an edgy modern style. This stretchy pair sits below the waist and is cut to fit and flatter. Wear with some volume on your top half to balance the shape and give an even leggier look

Photographic Puppy Aunty Birthday Card, at Mark & Spensers
Cover text: Aunty... Hope you have a relaxing birthday Inside message: Blank for your own message Approx size: 150 x 150 mm

Multiway Underwired Embroidered Bra, at Marks and Spencer
Whether you wear it strapless, cross-over or conventional, this smart bra offers the best in versatile comfort thanks to a multiway design and non-padded padded cups. An essential addition to any wardrobe

Spot Design Shower Curtain, at MarksandSpencer
Spot print design, Manufacturer: Marks & Spencer

Big & Tall Blue Harbour Knee Length Trekking Shorts, at Marks & Spencers
These classic shorts are an excellent addition to any causal wardrobe thanks to a smart, easy to wear design. Team with a long sleeve shirt or plain tee for an effortless summer look

Pure Merino Wool V-Neck Jumper, at Marks and Spencer
Elegant and feminine, this long sleeve v-neck jumper is made from fine merino wool for luxurious warmth and softness.

Autograph Leather Desert Boot, at Marks and Spencer
Round toe Stitch detail Low heel Contrast sole

2 Older Boys' Pure Cotton Gorilla Pyjamas, at Marks and Spencer
Soft and comfy, this 2-pack of pure cotton pyjamas features monkey motifs

Text Uncle Birthday Card, at Marks & Spencer
Cover text: To a fantastic uncle Inside message: Have a very happy birthday Approx size: 215 x 150mm

3 Authentic Woven Pure Cotton Stripe Assorted Boxers, at Marks and Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Artificial Lisianthus & Wide Bud Vase, at Marks & Spenser
Wide bud vase Circular base Pebble lined Diameter: 41cm, Manufacturer: Marks & Spencer

Musical Mirror Hair Brush, at Marks n Spencer
Star shaped mirror Brush Musical, Manufacturer: Marks & Spencer

Autograph Embroidered Multiway Body, at Marks & Spencers
Look slimmer in seconds! This light control body gently shapes your figure all over for a smoother, sleeker silhouette. The versatile multiway style can be worn strapless, halterneck, cross back or one-shoulder

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.