M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but M & S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Finance financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Pocket Sprung Nursery Mattress, at M+S
L140 x W70 x D15cm Spring count: 264 Pocket sprung for excellent support Cot bed not included Hygienic, moisture-resistant covering Suitable for the feet-to-foot sleeping position recommended by health professionals Fully conformed to current safety standards We recommend you ensure it is the correct size for the cot and that any gaps at the sides and ends are less than 3cm Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Spot Print Balcony Bra, at Marks and Spencer
Feminine and delicate, this stylish bra features lace detail and spot print. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

125 Years Pure Cotton Long Sleeve Marl Stripe Shirt, at Marks and Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Silver Plated Penelope Floral Drop Earrings, at Marks & Spenser
Hook fastening Drop style Faceted faux gemstones Diamant detail This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Marble Collection Soap Dish, at M & S
3 drain holes Curved edges H14 x W8.5cm, Manufacturer: Marks & Spencer

Pink Christening Cake (25 Portions), at Marks and Spencers
25 portions Fruit Cake: Made with vine fruits, nuts and cherries laced with brandy. Fruit cake is 20.5cm (diam) and weighs 3.12kg. Can be eaten up to 14 days after collection Sponge Cake: All-butter sponge filled with buttercream and raspberry jam. Sponge cake is 20.5cm (diam) and weighs 1.86kg. Can be eaten up to 5 days after collection Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 68 of the Food to Order brochure Order before 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Airflex™ Grain Leather Shoes, at M&S
Square toe Stitch detail Slip-on Shallow block heel Unique Airflex™ airflow system for unbeatable comfort

Performance Pure Wool Twin Pleat Plain Trousers, at Marks & Spensers
aspirational copy

Pure AVANTI Flow DAB Radio, at Marks and Spencer
Radio: Stereo radio with Internet (Wi-Fi), DAB digital radio (DAB Band III and L-Band), FM (with RDS and RadioText) Wireless: 802.11b and 802.11g supported with WEP and WPA/WPA2 encryption iPod support: Dock supports iPod mini, iPod with colour display, iPod 4th generation, iPod nano, iPod nano 2nd generation, iPod nano 3rd generation with video, iPod nano 4th generation, iPod with video (5th generation), iPod classic, iPod touch and iPod touch 2nd generation. Supports iPod shuffle, iPod shuffle 2nd generation and iPod 1st, 2nd and 3rd generation via auxiliary input Media Streaming: Audio codecs supported include WMA (Standard V9), WAV, AAC, MP3, MP2, Real Audio. Media streaming requires UPnP server or PC/MAC running UPnP server software (supplied upon registration at The Lounge) Speaker: 2 x Full-range 3'' drive units, 5.25''subwoofer. Audio power output: 75W RMS total (2 x 20W + 35W) Input connectors: 220-240V AC power socket (power cable supplied). 3.5mm Aux-in for auxiliary devices. iPod connector with adapters. USB (mini-B type) for product upgrades Output connectors: 3.5mm headphone socket LCD Display: High contrast yellow-on-black graphical 128 x 22 auto-dimming OLED display Mains power supply: 220-240V AC internal supply Aerial: Removeable telescopic aerial Wi-Fi/USB: Add new features as they become available via Wi-Fi (or USB) Flow: Connected radio for Internet radio, listen again, podcasts, DAB & FM, media streaming and PURE Sounds. Alarm: Easy-to-use tone or radio alarm with large snooze button Timer: Set a sleep timer to switch off AVANTI Flow automatically Presets: Save up to 30 DAB and 10 FM presets Dimensions: W38.5 x H12.5 x D22.5cm Remote: Reach F10 RF remote control M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Pure Cotton Animal Print Sarong, at Marks and Spencer
Feminine and pretty, this fashionable sarong features a striking animal print. The ultimate in poolside glamour

Chateau Richemont Rosé 2008 - Case of 12, at Marks & Spenser
Style: Dry Grape variety: 70% Merlot and 30% Cabernet franc Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Transformers Hooded T-Shirt, at Marks n Spencer
A must for fans of Transformers this hooded t-shirt feature the popular character Optimus Prime

Petite 3/4 Sleeve Longline Tunic, at M+S
Smart and stylish, this lonline tunic is made from softly draping stretch viscose for a fluid look. The front pleat design adds a fashionable finishing touch. Specially designed and perfectly proportioned for the petite frame

Photographic Jug of Flowers Nan Birthday Card, at Marks & Spencer
Cover text: Nan Happy Birthday Inside message: Have a lovely birthday Approx size: Unfolded: 178 x 126mm

Small Curl Edge Glass Bowl, at Marks & Spencer
Hand decorated Curl edge design, Manufacturer: Marks & Spencer

Party Cocktail Invitations - Pack of 10, at Marks & Spencer
Cover text: Party.....Celebrate Inside message: Dear........, You are invited to a party, On............, Time..........., Place........., Hope you can come, RSVP............... 10 cards, 1 design This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120 mm

Extra High Impact Racerback Sports Bra, at Marks and Spencers
Offering the superior support and control you need for those high energy workouts. This extra high impact sports bra features a racerback design and sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Single Pleat Crease Resistant Trousers, at Marks & Spencer
Stay smarter for longer with these innovative crease resistant trousers

Utensils & Gadgets - AUTOGRAPH MASHER, at Marks & Spencer
Manufacturer: Marks & Spencer

5 Floral Embroidered Full Briefs, at Marks and Spencer
These floral embroidered cotton rich full briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Perfect Double Breasted Mid Length Belted Mac, at Mark's & Spencer
Stylish and functional, this water repellent mac with button-out lining will keep you dry and smart this season and beyond

M&S Create Your Own Greeting Card Software, at MarksandSpencer
Includes 10,000 pieces of clipart Full scaleable images This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

3 Pure Cotton Assorted Heart Print Tops, at Marks and Spencers
Comfortable, fashionable and practical, these pure cotton tops feature assorted, plain and heart print design. A great value pack

Floral Foil Cousin Birthday Card, at Marks and Spencers
Cover text: Happy Birthday Cousin Inside message: Blank for your own message Approx size: 150 x 150 mm

Older Boys' Lace Up Trainers, at Marks & Spenser
Round toe Lace-up fastening Stitch detail Mesh panel design Grip sole Comes in sizes 1-7

Long Sleeve Stripe Hooded Top, at MarksandSpencer
A stylish wardrobe essential in pure soft cotton. Ideal for layering

Cake Stand Mum Birthday Card, at Marks and Spencer
Cover text: For you Mum Inside message: Happy birthday Approx size: 178 x 126mm

Sleeveless Chevron Belted Dress, at Marks&Spencer
Sleek and chic, this sleeveless chevron detail dress is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

North Coast Check Print Floral Swim Shorts, at Marks & Spenser
Practical and fashionable, these swimming shorts give a comfortable, flattering and secure fit

Blue Harbour Self Stripe Polo Shirt, at Marks n Spencer
Stylishly smart casual, this polo shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."