M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Puligny-Montrachet 1er Cru Les Chalumeaux 2007 - Case of 6, at M&S
Style: Dry Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Silver Jewel Effect Roll Wrap, at Marks and Spencers
Includes 1 roll wrap Approx. size: 150 x 70cm

Older Boys' Pure Cotton Check Shorties, at Marks&Spencer
He'll love the fun 'Don't worry this is just my morning face' slogan on these comfy pure cotton shorties

5 Pairs of Older Girls' Cotton Rich Assorted Design Socks, at Marks & Spensers
Stock up on stylish essentials with this pack of 5 pairs of cotton rich socks

Ogee Damask Cushion, at Marks & Spencer
L50 x W50cm Real feather inner Square Damask design, Manufacturer: Marks & Spencer

Handcrafted Country Bunch Grandma Mother's Day Card, at Marks & Spenser
Cover text: To a Very Special Grandma on Mother's Day Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Long Faux Leather Mirror, at Marks & Spensers
Long length Faux leather border Dimensions: H116 x W44cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Crayon Letters Thank You Card, at Marks & Spencer
Cover text: Thank you Thank you Thank you Thank you Thank you Inside message: Have a fantastic day! Approx size: 175 x 127mm

First Readers Sleeping Beauty Sticker Book, at Marks & Spencers
First Reader sticker books are a fun way to help develop your child's early reading skills. With over 60 stickers, they provide interactive learning fun, promoting word prediction & joining in. The sticker books support the First Readers story books

Clear Glass Console Table, at Marks & Spencer
H71 x W105 x D35cm Contemporary clear glass design Made from clear glass Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Petite Cotton Rich Circle Print Top, at M & S
Fresh and feminine, this short sleeve petite top features a stunning circle design. A vibrant new look, perfect for this season. Specially designed and perfectly proportioned for the petite frame

Essential Padded Laptop Briefcase, at M & S
This smart padded bag makes a stylish and practical way to carry and protect your laptop and cables

Girls' Limited Slogan T-Shirt with Check Scarf, at Mark & Spensers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable.

Plait Belt Halterneck Swimsuit, at M&S
Stylish and shapely this flattering swimsuit is designed in the latest shape. Designed to fit and flatter

Very Wacky Jokes, at Marks & Spensers
This wacky book is jam packed with hundreds of side-splitting jokes! You'll laugh out loud at the crazy, gross and stupidly stupid jokes!

Fire Engine Cake, at Marks&Spencer
Order by 5pm to collect in 7 days 40 portions Sponge cake 17 x 23cm 2.4kg Available for collection in the majority of our UK mainland stores As featured on page 63 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Lavender Scented Pot Pourri Bag, at Marks & Spenser
Lavender fragrance, Manufacturer: Marks & Spencer

Château Ventenac Élevé en fûts de chêne 2004 - Case of 6, at Mark & Spencers
Style: Full Bodied Grape variety: Syrah, Merlot, Cabernet Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

TomTom GO 540 Live Satellite Navigation System with LIVE Services, at MarksandSpencer
Access TomTom LIVE services A real-time connection to the latest traffic information straight to your device. Automatic updates also provide real-time safety camera alerts, fuel prices, weather, and Google search for local shops and businesses. Updates are sent directly to the SIM card of your TomTom device - no need to activate anything or connect a mobile phone Maps: Full door to door maps of the UK & ROI are pre-loaded Display: 4.3" widescreen 16:9 format LCD (WQVGA: 480 x 272 pixels) LIVE Services: Your navigation experience got even smarter! You are connected to real-time information with premium services like HD Traffic, Safety Alerts, Local Search with Google and Fuel Prices so you always have access to useful and relevant information en route IQ Routes™ technology: Calculates your routes based on the real average speeds measured on roads. This will always provide you with the smartest route hour-by-hour, day-by-day, saving you time, money and fuel Voice command and control The latest in speech recognition technology lets you control your TomTom GO using voice commands. From planning a route to making a call, over 100 tasks are easily activated by voice, making your drive smoother and safe TomTom Map Share™ technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Latest map guarantee: Your device houses our best maps and our latest map guarantee makes you right up to date. If we release a new version of your device's map within 30 days of your purchase, you can download that map for free via TomTom HOME Active Dock: Gives you easy docking and charging to optimise your TomTom GO for daily use Plug & Go: No installation needed, works straight out of the box Battery: High quality lithium-polymer battery giving upto 3 hours autonomous battery life Sound: Echo cancellation and noise reduction give you excellent sound quality when calling hands-free. The high quality speaker Get voice instructions and enjoy songs and hands-free phone calls with remarkable sound quality at the volume that you want Extra Features: QuickGPSfix™, TomTom HOME desktop software, Bluetooth remote control (optional), 1GB internal flash memory and a microSD card socket compatible with microSD cards Dimensions: W127 x H85 x D23mm Weight: 224g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more Please note: TomTom LIVE Services is a subscription service. A free 3 month trial is included TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009. Click here for more information

Sun Formula Self Tan Facial Applicator Mitt, at Marks & Spensers
Water resistant barrier protects your hands from staining Hand wash for repeated optimum results This product is not available for international delivery. Find out more

Côtes du Rhône 2007 - Case of 12, at M & S
Style: Light bodied Grape variety: Grenache, Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Winchester Collection - Floor Lamp, at MarksandSpencer
Conical shade Ridged top Round base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3/4 Sleeve Spot Print Pyjama Top, at Marks & Spensers
Pretty and feminine, this 3/4 sleeve pyjama top is made with modal, a supersoft fabric that feels luxurious and comfortable to wear

Bling Style Sunglasses, at Marks and Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Autograph Pure Cotton Stripe Long Sleeve Shirt, at Marks and Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Gold Spot Bursts Large Gift Bag, at Marks and Spenser
1 gift bag Spot design Approx size: H420 x W300 x D100mm

Body Formula Replenishing Foot Salve, at M&S
Replenishing foot salve with shea and illipe butters, and pro vitamin B5 to soften 125ml

Limited Collection Brushed Hoop Earrings, at Marks and Spencer
Hoop style Brushed detail Butterfly fastening

Centre Crease Bootleg Trousers, at M+S
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Blue Harbour Short Sleeve Block Stripe Rugby Shirt, at M&S
Casual and relaxed, this stripe rugby shirt is made from cotton so it's soft, breathable and comfortable to wear

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or House Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.