There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spensers Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M&S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.

Spots on Kraft Large Gift Bag, at Marks & Spencers
Pack Contains: 1 gift bag Approx Size: H: 270 mm, W: 360 mm, D: 100 mm

Diamanté Square Photo Frame 17 x 13cm (4 x 6"), at Marks & Spensers
Celebrate those special memories in timeless style with this contemporary glittering photo frame

Maternity Ruched Front Bikini Top, at Mark's & Spencer
Relaxed and casual, this ruched front bikini top is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

5 Older Girls' Pure Cotton Tatty Teddy Shorts, at Marks & Spensers
Fun and fabulous, this 5 pack of cotton shorts feature assorted Tatty Teddy designs

Scrapbook Style 60th Birthday Card, at Marks and Spencer
Cover text: 60 today Inside message: With love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Pure Cotton Hooded Mock Layer Top, at Marks & Spencers
Ideal for your workout or when you just want to relax, this hooded top is made from pure cotton

Single Pleat Straight Leg Trousers with Wool, at Marks and Spencer
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried

Philips QC5045 Hair Clipper, at Marks and Spencer
Extra strong motor: Delivers the constant power you need to cut any hair type Heavy weighted Ultra silent Self-sharpening stainless steel blades 14 lock-in length settings (up to 41 mm) Special 1.6 mm stubble comb Safely cleans under the tap Lubrication for life Accessories: cleaning brush, charger

Footglove™ Wide Fit Bow Wedge Shoes, at Marks and Spencer
Put your best foot forward with these stylish Footglove™ shoes in soft leather. They're lightweight, flexible and exceptionally comfortable

Chateau Darzac Reserve 2008 - Case of 12, at Marks and Spencer
Grape variety: 35% Sauvignon, 40% Smillon, 25% Muscadelle Country of origin: France Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12% vol Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product

Pure Cotton V-Neck Nightdress, at Marks & Spencers
Pretty and feminine, this v-neck nightderss is made from soft breathable cotton for a comfortable night's sleep

Cool Soft Cotton 3.0 Tog Duvet, at Marks and Spencer
3.0 tog Naturally breathable, keeping your body refreshed Pure cotton cover and filling Available in Single, Double, King size and Super King size, Manufacturer: Marks & Spencer

Schoolwear Plus Fit 3 Easycare Long Sleeve Blouses, at Marks and Spencer
This 3 pack of larger sized easycare long sleeve blouses is outstanding value. Reinforced seams give extra strength and durability View Plus Schoolwear Size Guide. Find out more

Golf Lite Umbrella, at Marks and Spencer
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Puligny-Montrachet 1er Cru Les Chalumeaux 2007 - Case of 6, at Mark's & Spencer
Style: Dry Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Long Sleeve Funnel Neck Fleece Jacket, at M&S
An essential part of any wardrobe, this great value fleece is warm and cosy. A fashionable and practical choice.

Brass Collection Damask Table Lamp, at Marks and Spenser
Brass finish Damask shade 30.5 x 30.5 x 70cm, Manufacturer: Marks & Spencer

Autograph Leather Shopping Bag, at Marks & Spensers
Fashionable and practical, this leather shopping bag is a useful accessory with bags of style!

Autograph Pure Silk Paisley Print Dress, at Marks & Spensers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Seed Embroidered Cushion, at Marks and Spencer
Rectangle shape Seed embroidered design L30 X W40, Manufacturer: Marks & Spencer

Collezione Wool Rich Single Breasted 2 Button Jacket with Silk, at M & S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Perfect Lace Wing Push-Up Padded Bra, at Marks and Spencers
Be bold and beautiful this autumn with this smooth super low front bra that'll give you the ultimate cleavage. Matching rich purple Brazilian knickers complete the set

Ultimate Pure Wool Single Pleat Stripe Trousers, at Marks and Spenser
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Pure Silk Stripe Tie, at Marks and Spencers
Add a luxurious finishing touch with this contemporary stripe tie in pure silk

Barletta Love Seat, at Marks and Spencer
H85 x W132 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Leather Centre Seam Slip-On Shoes, at Marks and Spencer
Square toe Center seam feature Slip-on Low block heel Comes in sizes 6-12, including half sizes

Per Una Assorted Charms Necklace, at Marks and Spenser
Clasp fastening Adjustable length Assorted charms Mixed bead design Necklace length 40cm, extendable by 8cm

Pima Cotton Long Sleeve Tie Front Top, at Marks n Spencer
Chic and modern, this fashionable tie front top is made from supersoft fabric that looks and feels great. Modern styling details give a contemporary edge

Classic Collection Cotton Rich Straight Leg Trousers, at Marks & Spensers
An ideal choice for casual everyday wear, these straight leg trousers are finished with a centre crease. They look stylish worn with knitwear or casual tops in complementary colours

Classic Collection Check Skirt, at Marks&Spencer
Elegant, stylish and comfortable, this knee length pull-on skirt is finished with a check design. The ideal match for blouses and fine knits in coordinating colours

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.