Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Besides Marks and Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Blossom Tree Embroidered Curtains, at Marks and Spencers
Manufacturer: Marks & Spencer

Château Domeyne 2001 - Case of 6, at M&S
Style: Medium bodied Grape variety: Cabernet Sauvignon, Merlot, Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Château Haut-Carmaillet 2004 - Case of 6, at Marks & Spencers
Style: Full bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Honey Tree Cabernet Merlot 2007 - Case of 12, at Mark & Spensers
Style: Medium bodied Grape variety: Cabernet Sauvignon & Merlot Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Thelema Sutherland Chardonnay 2008 - Case of 6, at Marks and Spenser
Style: Dry Grape variety: 100% Chardonnay Country of origin: South Africa Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites This product is not available for international delivery. Find out more

5 Pairs of Younger Girls' Assorted Socks, at Marks and Spencer
Stock up on stylish essentials with this pack of 5 pairs of assorted socks

Bare Cooling Sheer Hold-Ups, at Marks and Spencers
Never lose your cool again in warmer weather with our Bare Cooling hold-ups. Crafted from a revolutionary Japanese yarn, their incredibly lightweight design releases a cooling sensation to your legs as you wear them

Medium Square Jewellery Box, at Marks and Spenser
4 drawers Square design

Per Una Long Wear Nail Colour, at Marks & Spencer
Chip resistant Long-lasting Apply two coats and allow to dry Nail colour: 11ml This product is not available for international delivery. Find out more

2 Lichfield Dining Chairs, at Marks and Spencer
Set of 2 Solid oak H103 x W47 x D54cm Seat: H52cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Supima® Sateen Pillowcase, at Marks & Spensers
Pleated border, Manufacturer: Marks & Spencer

Long Sleeve Stripe Fleece, at Marks & Spencer
Soft and comfy, this fashionable stripe fleece is outstanding value. A practical easycare style

Rasteau 2007 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Grenache, Syrah, Mourvedre Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Panasonic 42" TX-P42X10 HD Plasma TV, at Marks and Spencers
HD Ready: Displays images HD when connected to an HD compatible device Display: 42 inch plasma display, 786,432 (1,024 x 768) pixels Contrast Ratio (in dark surroundings): Dynamic: 2,000,000:1; Native: 20,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W102.9 x H66.1 x D10.5cm (without stand) W102.9 x H70.4 x D33.4cm (with stand) Weight: 26kg (without stand) 28kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video Input, Headphone Jack, Composite Video Input VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot 24p Playback: High speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your AV systems with only one remote Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

M&S 7'' Portable DVD Player, at Mark & Spensers
DVD, CD all in one 7 inch screen Remote control and earbuds Includes mount to put DVD on car headrest Runs on 6 x AA batteries (not included) 2 hours battery life Flash memory card reader H15 x W20 x D2.5cm Mains supply and car cigarette lighter cable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

3 Piece Cotton Rich Animal Print Outfit, at Marks & Spenser
Fun and practical, this cute 3-piece outfit features animal print lining. It's made from soft cotton rich fabric to keep him comfy

Multi Strand Oval Shell Necklace, at Marks & Spencer
Clasp fastening Adjustable length Multi strand design Oval shell pendant

Signature Lemongrass & Bamboo Scented Filled Candle, at Mark & Spencers
Lemongrass and bamboo fragrance Glass holder Burns up to 40 hours, Manufacturer: Marks & Spencer

Blue Harbour Chino Shorts, at M&S
A stylish smart casual look, these chino shorts are made from soft cotton and designed for a fashionable and comfortable relaxed fit

Congratulations Gift Bag, at Marks & Spencer
They'll love these pretty pink, yellow and blue blooms, presented in an elegant cream gift bag. A mini 'Congratulations' balloon makes this gift bag extra special Available for delivery from 1st April to 30th September 2009

Silver Plated Cutaway Cuff Bangle, at Mark's & Spencer
Cuff style Cutaway design

Marlow 6-Drawer Chest, at Mark & Spencers
H118 x W46 x D43cm Crafted predominantly from solid pine and fibreboard Delivered fully assembled This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Handkerchief Collection Extra Large Vase, at M+S
Fluted opening Handkerchief design top Round vase Smoked glass H42 x Diam 30cm, Manufacturer: Marks & Spencer

Per Una Funnel Neck Knitted Cardigan, at Marks & Spencer
A cosy funnel neck cardigan in a chunky textured knit fabric featuring a zip fastening

Siemens HF26056GB 1000W Built-in Microwave Oven, at Marks n Spencer
27-litre capacity 5 microwave power levels, 3 defrost programs Max 1000W power output Electronic control with clear display H380 x W562 x D450mm (including casing) Stainless steel 34cm glass turntable Left-opening door Fits the top cupboard in the Sonoma Oven Unit. Click here to view the Sonoma Oven Unit

Autograph Pure Cotton Shirt and Stripe Tie Set, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Firm Control Lace High Waist Knickers, at Marks and Spencers
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Chrome Collection Towel Holder, at Mark's & Spencer
Polished finish H11.5 x W19.5 x D6cm, Manufacturer: Marks & Spencer

Patent Low Heel Elastic Strap Shoes, at MarksandSpencer
Round toe Wide elastic strap Low heel Patent effect Heel height: 38mm Comes in sizes 3-8, including half sizes

All Seasons 13.5 Tog Duck Feather & Down Duvet, at Marks & Spencers
13.5 tog Suitable for cooler months or colder rooms or those who prefer a warm, snug duvet 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Highest quality class 1 duck feather down Available in Single, Double, King size and Super King size Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."