There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencers Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

5 Tactel® Plain Bikini Knickers, at M&S
Renowned for its superior comfort and durability, Tactel provides a smart, practical base for these essential briefs. This pack of plain high leg bikinis is great value and perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Blue Harbour Swimming Briefs, at Marks and Spenser
Practical and fashionable, these swimming briefs give a comfortable, flattering and secure fit

Autograph Pure Cotton Long Sleeve Multi Stripe Shirt, at Marks and Spencer
Stylish and contemporary, this multi stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Blue Harbour Pure Cotton Stripe T-Shirt, at Marks and Spencers
Fashionable and relaxed, this crew neck t-shirt is made from pure cotton it's soft, breathable and comfortable to wear

Stain Defence™ & Stormwear™ Senior Blazer, at Marks & Spencer
Tailored with a new improved slimmer fit and featuring a contrasting coloured lining, this easycare blazer is made from polyester from 100% recycled sources. It's treated with Stain Defence™ and Stormwear™ technology so it's resistant to water and stains. A zipped inside pocket keeps lunch money safe

Blue Energy Mini Eau de Toilette, at Marks and Spencer
30ml This product is not available for international delivery. Find out more

Natural Ceramic Bulbous Vase, at MarksandSpencer
Bottle shape Broad base H20.5 x 25cm diam 0.6Kg, Manufacturer: Marks & Spencer

3 Pairs of Newborn Cotton Rich Assorted Design Socks, at Mark's & Spencer
Fun and fashionable, these soft cotton rich socks feature assorted design

Footglove™ Sporty Trouser Shoes, at MarksandSpencer
Round toe Stitch detail Slip on Low wedge heel Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Woven Silk Westminster Tie with Stain Defence™, at Marks & Spencer
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Tennis Set, at Marks & Spencer
2 rackets 2 balls Zip fastening case with shoulder strap and mesh ball holder Racket: 690 x 280mm Tennis ball: 210mm Bag: 490 x 280mm 762g This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Jewel Moccasin Pumps, at Marks & Spencer
Round toe Patent effect Jewel detail Slip on Flat sole Comes in sizes 3-8, including half sizes

3/4 Sleeve Spot Design Mesh Tunic, at Marks & Spencers
Stylish and versatile, this 3/4 sleeve tunic has a fabulous spot design and features a fashionable mesh sleeve. An irresistible style that's just right for this season

Autograph Supima® Sateen Duvet Cover, at Mark & Spencers
500 thread count Pleated border Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

Handcrafted You're Gorgeous Valentine Card, at Marks and Spenser
Cover text: You're Gorgeous! Inside message: Happy Valentine's Day x This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 127mm

Autograph Oval Mirror, at Marks & Spenser
Freestanding Stainless steel Oval shape Bevelled edges Tilt base with handle - no need to touch the mirror This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Short Sleeve Leather Jacket, at Marks and Spencers
Get a high fashion look in this luxurious leather jacket with short sleeves and a fuss-free simple design

Montreal Large 2-Seater Everyday Sofa Bed, at Marks and Spencer
H99 x W218 x D104cm (extends to L241cm) Seat H50cm, arm 67cm, top back rail 78cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Mattress: L178 x W112 x D5cm Sprung mattress rests on a slatted wooden base Mattress recommended for everday use Sofa Bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Portfolio Zig Zag Bangle, at Marks and Spencer
Chunky style Zig zag design

Autograph Pure Cashmere Cardigan, at MarksandSpencer
Elegant and feminine, this long sleeve cardigan is made from pure cashmere for the ultimate in softness. Exclusive, luxurious and beautiful

15 Denier Ladder Resist Sheer Stockings, at Marks & Spenser
These stockings are specially designed with stretch in every stitch to stop ladders from forming. They're made using a super effective new fabric technology exclusive to M&S

Multi-Storage Bag Set, at Marks and Spencers
Clear plastic Pack of 3 Double handle Zip fastening

Tribeca 2 Seater Sofa AU09 Newness, at Marks & Spencers
Manufacturer: Marks & Spencer

Per Una Short Sleeve Ditsy Lace Top with Camisole, at Marks & Spencer
A fashionable floral print top featuring a plain camisole, the crinkle design makes it extra stylish

Seville Antique Brass Double Towel Rail, at Marks and Spencer
Double rail Wall mounted H13.7 x W51.58 x D18.17cm, Manufacturer: Marks & Spencer

Blue Ribbon and Dove Confirmation Card, at Marks & Spencers
Cover Text: A wish for your confirmation Inside Message: Blank for your own message Approx Size: 174 mm x 126 mm

Anti-Allergy All Season Duvet, at Mark & Spencers
Endorsed by the British Allergy Foundation Proven protection wash after wash Perfect for use with our range of anti allergy duvets, pillows and protectors Easycare fabric Available in 4 sizes, Manufacturer: Marks & Spencer

Autograph Pure Cotton Butterfly Embroidered Top, at MarksandSpencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

2 Autograph Stripe Hipsters, at Marks and Spencer
Featuring the best in modern fabric and contemporary design, these luxurious hipsters feel exceptionally comfortable and give a superior fashionable fit

Hastings 4+2-Drawer Chest, at Marks and Spencers
H119 x W86 x D44cm 6 drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.