Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencers Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. M&S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Lichfield Wood Top Nest of Tables, at Marks and Spencer
H61.5 x W68 x D48cm (largest) Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Older Girls' Pure Cotton Hello Kitty Shorts, at Marks & Spensers
A must for fans of Hello Kitty, these shorts feature assorted Hello Kitty designs

Per Una Maxi Length Panelled Denim Skirt with Belt, at MarksandSpencer
An elegant full length denim skirt in stretch cotton featuring a panel design

Pure Cotton Long Sleeve Spot Vest Top & Shrug, at Mark's & Spencer
This fashionable layered look is a 2 piece set - a long sleeve spot vest top and shrug both in soft comfortable pure cotton. Stylish, practical and easycare

Long Sleeve Water Repellent Padded Jacket, at Marks & Spencers
Fashionable and modern, this padded jacket is an everyday essential. It's water resistant finish and easycare fabric make it a practical choice.

Drum Stool, at Marks and Spencer
H46 x D36cm Drum shape Wood markings Made predominantly from mango wood Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Luxury Leather Shoulder Bag, at Marks n Spencer
Stylish and contemporary, this luxury leather bag features an adjustable shoulder strap

Pacific Armchair, at M & S
H92 x W83 x D91cm Seat: H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid wood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Stonier Reserve Pinot Noir 2006 - Case of 6, at Marks & Spencers
Style: Dry, medium bodied Grape variety: Pinot Noir Country of Origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Long Sleeve Block Stripe Top, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Aluminium Griddle Pan, at Marks & Spencers
Grey aluminium design Non-stick Diam: 24cm, Manufacturer: Marks & Spencer

Divan Sets - M400Z+SE 4 DRAWER, at Marks and Spencer
Manufacturer: Marks & Spencer

PlayStation®3 Resistence 2™, at Marks & Spenser
The critically acclaimed story continues Gigantic online battles featuring up to 60 players Missions specifically designed to be played co-operatively with up to 8 players Blu-ray - 720p This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund

The Pleated Hem Skirt, at Marks and Spenser
Wear this fabulous full skirt for a feminine, flattering and retro look that's firmly back in fashion. The layers at the hem are a chic finishing touch to this wear-anywhere style

Recycled Flexilite Plan A Umbrella, at Marks and Spencers
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

Autograph Leather Faux Crocodile Platform Boots, at Marks and Spencer
Round toe Zip fastening Faux crocodile skin design High heel Knee high Heel height: 90mm Comes in sizes 3-8, including half sizes

Official ECB Pure Cotton T-Shirt, at Marks & Spensers
Young cricket fans can show their support in this t-shirt featuring an Ashes design and the official logo. An easycare style in soft comfortable cotton

Linen Miracle™ Flat Front Trousers, at Mark & Spensers
These lightweight flat front trousers are the perfect choice for warmer weather. They're made from a revolutionary crease resistant linen blend. It's easy to iron and doesn't crease like linen but has the same look and feel

Pure Cotton Short Sleeve Love Music T-Shirt, at Marks and Spencer
A motif design adds a fashionable touch to this pure soft cotton top

Check Design Dress with Wool, at Marks & Spencer
Chic and stylish, this draped dress makes a great choice for work or smart occasions. It's machine washable for added convenience

Footglove™ Wide Fit Wedge Slingback Shoes, at Marks n Spencer
Peep toe Stitch detail Slingback style Buckle fastening Wedge heel Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

The High Waist Bootleg Trousers, at Marks and Spenser
Keep the fashion focus on the waistline with these modern bootleg trousers. Styled for an enviable hourglass silhouette, they feature two button fastening. To dress them up, tuck in a pretty blouse and add heels

RealCool Cotton™ Performance Contrast Pipe Detail Vest, at Mark's & Spencer
Ideal for active wear, this RealCool Cotton™ Performance top is made from high-performance breathable stretch fabric and is designed in the latest style for a great fit and freedom to move

Classic Collection Linen Blend Floral Print Dress, at M & S
Pretty and feminine this lovely dress is made from soft floral print fabric. A fashionable style with a comfortable, flattering fit

Pure Cotton Short Sleeve 'Ben 10' T-Shirt, at Mark's & Spencer
Fans of Ben 10 will love this short sleeve cotton t-shirt featuring the popular character. A practical, easycare style

Per Una Styled Floral Embroidered Thong, at Marks and Spenser
Modern and elegant, this stylish thong features a delicate front panel in soft stretch lace. The low rise style gives a flattering shapely fit and is ideal for wearing under hipsters. Pretty everyday fashion

Pulling Faces Puzzle, at Marks and Spenser
Suitable for ages 0-3 years 16 pieces Helps with hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Butterfly Print Top, at Mark & Spencers
This long sleeve top will make a useful addition to your wardrobe. It features a pretty butterfly print for a stylish casual look

Older Boys' Pure Cotton Bart Simpson Football Shorties, at Marks and Spencer
A must for fans of The Simpsons, these pyjamas feature Bart playing football

2 Easycare Long Sleeve Microstripe Shirts, at Marks and Spencer
Smart and stylish, this pack of 2 microstripe easycare shirts is great value. An ideal choice for everyday wear

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.