Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Home Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

WowWee™ RS Wrex The Dawg™, at M & S
RS Wrex the Dawg's moods (Happy, Angry and Crazy) and desires (Exercise, Call of Nature and Hunger) are expressed by his hilarious "jackpot" eyes! His left eye displays his moods and his right eye displays his desires Change RS Wrex the Dawg's moods via the Mood Dial on the intuitive remote controller, by hitting him on his push button nose to reset his "jackpot" eyes, or allow him to change moods all by himself! Thanks to his junkyard construction, RS Wrex the Dawg occasionally malfunctions. When he begins his "malfunction animation", it is your cue to reset him using the programming hatch. If you do not enter a code in time, he will enter his "Breakdown Mode", and will not be able to do anything until you enter a reset code There are many possible reset codes that you can enter by accessing his reprogramming hatch: try programming him as a cat, or to disobey your commands! You can even re-program him as the original Robosapien™! Capable of performing a number of tricks including offering his paw, playing dead and dancing! You can select the tricks via the Trick Dial on the remote controller. Each of his moods features its own unique set of tricks Features a remote controller that matches his junkyard origins; it allows you to access all of his features and tricks using dials and picture icons! Zips around rapidly on his two hind wheels and two jointed front legs Features swivelling ears, a moving jaw, and a squeaky tail Set him to "Guard Mode" and have him warn you when strangers approach Select the Off the Leash icon from the remote controller's Mood Dial and he will explore your home all on his own! Features a Sleep Mode to conserve battery life Featuring an optional edge detection function, RS Wrex the Dawg will avoid edges and obstacles, and will know when he has been picked up Program a sequence of actions up to 80 steps and he will perform them back flawlessly! RS Wrex the Dawg can "see" in front him; he will react to movements and obstacles in his field of vision! Features an entertaining Demo Mode, in which he shows off his movements and personality! 9 motors 10 eye icon combinations IR sensors Speakers Age: 8+ Dimensions: L33.2 x H24.1 x W33.2 cm Weight: 1.8 KG Batteries: 4x "C" alkaline, 2 x "AA" (remote controller) Batteries not included M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Assorted Bead Rope Necklace, at Marks and Spencers
Rope necklace Long length Assorted bead design Tie fastening Necklace length: 122cm

Romantic Pearl Cake, at Marks and Spencer
Serves 144 Three tier set of cakes: Small diam 15cm; Medium diam 20cm; Large diam 25cm; Total height 27.9cm Fruit cake : Vine fruits, nuts and cherries laced with brandy. Cake weight: 9.8kg. Fruitcakes can be eaten up to 14 days after collection Chocolate cake: A rich chocolate cake filled with with chocolate ganache. Cake weight: 5.6kg. Chocolate cakes can be eaten up to 5 days after collection Sponge cake: All-butter sponge filled with buttercream. Cake weight: 5.6kg. Sponge cakes can be eaten up to 5 days after collection Combination cake: Large fruit cake, medium sponge cake and small chocolate cake. Total cake weight 7.7kg Not suitable for nut allergy sufferers As featured on page 57 of the Food to Order brochure Flowers not included Order by 5pm to collect in 21 days Available for collection in the majority of our UK mainland stores Each tier of our wedding cakes has a base board, to support the use of pillars for presentation

Indian Floral Jacquard Duvet Cover, at MarksandSpencer
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Floral jacquard design, Manufacturer: Marks & Spencer

Pacific Footstool AU09 Newness, at Marks and Spencers
Manufacturer: Marks & Spencer

WowWee™ RS Wrex The Dawg™, at Marks & Spencer
RS Wrex the Dawg's moods (Happy, Angry and Crazy) and desires (Exercise, Call of Nature and Hunger) are expressed by his hilarious "jackpot" eyes! His left eye displays his moods and his right eye displays his desires Change RS Wrex the Dawg's moods via the Mood Dial on the intuitive remote controller, by hitting him on his push button nose to reset his "jackpot" eyes, or allow him to change moods all by himself! Thanks to his junkyard construction, RS Wrex the Dawg occasionally malfunctions. When he begins his "malfunction animation", it is your cue to reset him using the programming hatch. If you do not enter a code in time, he will enter his "Breakdown Mode", and will not be able to do anything until you enter a reset code There are many possible reset codes that you can enter by accessing his reprogramming hatch: try programming him as a cat, or to disobey your commands! You can even re-program him as the original Robosapien™! Capable of performing a number of tricks including offering his paw, playing dead and dancing! You can select the tricks via the Trick Dial on the remote controller. Each of his moods features its own unique set of tricks Features a remote controller that matches his junkyard origins; it allows you to access all of his features and tricks using dials and picture icons! Zips around rapidly on his two hind wheels and two jointed front legs Features swivelling ears, a moving jaw, and a squeaky tail Set him to "Guard Mode" and have him warn you when strangers approach Select the Off the Leash icon from the remote controller's Mood Dial and he will explore your home all on his own! Features a Sleep Mode to conserve battery life Featuring an optional edge detection function, RS Wrex the Dawg will avoid edges and obstacles, and will know when he has been picked up Program a sequence of actions up to 80 steps and he will perform them back flawlessly! RS Wrex the Dawg can "see" in front him; he will react to movements and obstacles in his field of vision! Features an entertaining Demo Mode, in which he shows off his movements and personality! 9 motors 10 eye icon combinations IR sensors Speakers Age: 8+ Dimensions: L33.2 x H24.1 x W33.2 cm Weight: 1.8 KG Batteries: 4x "C" alkaline, 2 x "AA" (remote controller) Batteries not included M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Low Rise Pinstripe Shorts, at Marks and Spencers
These pretty pinstripe shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Firm Control Low Leg Briefs, at Marks and Spencers
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Crook Handle Umbrella, at M & S
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

Footglove™ Wide Fit Leather Stretch Trouser Shoes, at Mark & Spensers
Square toe Elasticated stretch feature Slip on Mid heel Heel height 46mm Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

M&S 32'' HD Ready LCD TV, at M&S
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 32 inch flatscreen display with 1366 x 768 pixels Contrast Ratio: 7500:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H58 x W80 x D24cm Sound: Nicam stereo Connectors 1 x HDMI input, 1 x Scart socket M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount

Single Sprung-Edge Divan with 2 Large Drawers, at M+S
Single: W90 x L190cm Divan height: H41cm Sprung-edge divan - can be used with any mattress 2 x large drawers Drawer size: H14 x W78 x D52cm Choose either left or right-hand drawers Feet are castors Solid wooden frame All divans are manufactured in the UK All our mattresses and divans are anti-allergy, which means the provide effective protection against dust mite allergies, so you'll have a trouble free sleep Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Digital Alarm Clock, at Marks and Spencers
LCD time and alarm display Rectangular design Front buttons Dimensions: 10cm x 16cm x 6.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

High School Musical Awesome Activities Book, at M+S
Activity book which comes with a sheet of stickers for the reader to brighten up the pages with. There's also a fabulous mobile phone sock cover mounted to the front of the book so the reader's mobile phone can be covered in a groovy East High design

Autograph 3 Piece Jeans Outfit, at Marks and Spencers
Fashionable and practical, this cute outfit is made from soft cotton to keep him feeling comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Blue Harbour Suede Trim Cardigan with Wool, at M&S
Supersoft and comfortable, this suede trim cardigan has been knitted from yarn that resists bobbling. It can be machine washed and tumble dried.

Autograph Pure Silk Scattered Petal Square Scarf Wrap, at Marks and Spencer
Add a luxurious finishing touch to your look with this elegant pure silk scattered petal print scarf wrap. The perfect accessory to this season's styles

Autograph Handkerchief Collection Extra Large Vase, at Mark's & Spencer
Fluted opening Handkerchief design top Round vase Smoked glass H42 x Diam 30cm, Manufacturer: Marks & Spencer

Perfect Blue Harbour Heritage Pure Cotton Rugby Shirt, at Marks & Spencer
The authentic styling and great fit of this rugby shirt will make it a wardrobe favourite for many seasons to come

Younger Girls' Pure Cotton Owl Pyjamas, at Marks & Spencers
Cute and comfy, these pure cotton pyjamas are outstanding value

Pure Cotton Cat Print T-Shirt, at Marks & Spencer
A cat print design makes this soft cotton top extra pretty

Limited Collection Cat Print Top, at M&S
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Florentyna Body Spray, at Marks & Spencers
Shake well, hold upright and press firmly to spray lightly over the body after bathing or showering Do not spray near eyes, on face or onto sore or broken skin Discontinue use if irritation occurs 100 ml This product is not available for international delivery. Find out more

Blue Harbour Pure Lambswool Argyle Jumper, at Marks&Spencer
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Autograph Pure Cotton Long Sleeve Multi Stripe Shirt, at Marks & Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Non-Padded Lace Embellished Bra, at M&S
Soft and comfortable, this lace embellished bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Saint Bris Sauvignon Blanc 2008 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Barletta 2 Seater Sofa AU09 Newness, at Marks and Spenser
Manufacturer: Marks & Spencer

Autograph Satin Stitch Fitted Sheet, at Marks & Spencer
Plain Comes in Single (3ft), Double (4ft 6in), King Size (5ft) and Super King Size (6ft), Manufacturer: Marks & Spencer

Autograph Light Control Lace High Leg Briefs, at Marks & Spencer
Look slimmer in seconds! These light control knickers gently flatten tummies for a sleeker, slimmer silhouette. Beautiful exclusive lingerie

Besides Marks and Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.