Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spensers Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Cross Panel Knee Length Skater Skirt, at Marks and Spencer
Pretty and feminine, this panelled skirt makes a fashionable, flattering choice. A great work-to-evening style

Pure Cotton Transformers Hooded T-Shirt, at Marks & Spenser
A must for fans of Transformers this hooded t-shirt feature the popular character Optimus Prime

Rose & Freesia Gift Bag, at Marks and Spencers
A brilliant assortment of orange roses and beautifully scented white lilac and cerise freesias, presented in a contemporary gift bag with ribbon handles Available for delivery from 1st April to 30th September 2009

Aigle Noir Limoux Chardonnay 2007 - Case of 6, at Mark & Spensers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portfolio Scoop Neck Plain Top, at Marks and Spenser
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Red & Whites Welcome Mix - Case of 12, at Marks and Spencer
1 Pinot Grigio Trentino 2008: A delightful example of Pinot Grigio from the cool foothills of Trentino in northern Italy... 1 Spinsanti Chardonnay 2008: An elegant and refreshing, lightly oaked Chardonnay from the Mendoza region of Argentina... 2 Domaine de L'Arbre Blanc 2008: A deliciously fruity Mediterranean white from the sunny South of France... 2 Aldea White 2008: This fruity, unoaked white wine is bursting with flavours of pineapple, apricot and aromatic herbs... 1 Solar Viejo Rioja Crianza 2005: If you are looking for a beautifully balanced, easy-drinking Rioja Crianza, then look no further... 1 Spinsanti Malbec 2008: A beautifully balanced and lusciously fruity Malbec from the Mendoza region of Argentina... 2 La Borie Merlot 2008: This deeply coloured, ripe and spicy Merlot from the Languedoc is packed with juicy black cherry and damson fruit... 2 Aldea Red 2008: A deliciously fresh, herb-scented red from the sunny uplands of eastern Spain... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Spot Print Bow Dress, at Marks & Spensers
Fashionable and practical, this cute dress features spot print. It's made from soft fabric to keep her comfortable and happy

Pure Cotton Thomas & Friends© Top & Joggers Outfit, at Mark's & Spencer
Fans of Thomas & Friends will love this 3 piece joggers outfit featuring the popular character Thomas the tank engine. Fun, practical and great value

Autograph Exclusive Halterneck Bead Detail Bandeau Swimsuit, at Marks and Spenser
Luxurious and exclusive, this glamorous swimsuit is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Older Boys' Ben 10™ Fluffy Dressing Gown, at Marks & Spensers
A must for fans of Ben 10, this soft fluffy dressing gown features the popular character

Portfolio Tie Belt Safari Jacket, at Marks&Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Plain Navy Pyjamas, at M+S
Crisp and comfortable, these cotton blend pyjamas are outstanding value

7 Pairs of Fresh Feet Days of the Week Socks, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Velour Hooded Stripe Zip-Up Top, at Marks and Spencer
Stylish and practical, this great looking hooded top is comfortable, easycare and easy to move around in

Girlie Dress Up A5 Notebook, at Marks & Spencer
1 x A5 notebook with perforated lined pages Approx size: 21cm x 15cm

3 Autograph Younger Boys' Pure Cotton Classic Trunks, at Marks & Spencer
Comfortable, practical and fashionable, this pack of 3 classic trunks is made from soft breathable cotton

Limited Collection Cotton Rich Spot Print Bikini Knickers, at Marks and Spencer
Fabulous and modern, these comfortable bikinis are part of our Limited Collection lingerie. They're made from soft stretch cotton, and the low rise style is perfect for wearing with hipsters. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Samsung ST50 Digital Camera, at Marks and Spencers
Pixels: 12.2 megapixels Zoom: 5 x optical zoom, 3 x digital zoom Display: 2.7 inch TFT colour LCD Screen ISO Equivalent : With a true ISO 3200 setting, your Samsung camera can effectively minimise noise for crystal clear images Dimensions: W94.2 x H55.7 x D16.6mm Weight: 121.4g (without battery and card) Digital Image Stabilization: DIS (Digital Image Stabilization) Storage capacity: Internal memory: 31MB, External memory: SD Card (up to 4GB guaranteed) MMC plus(up to 2GB guaranteed) SDHC (up to 8GB guaranteed) Power Source: Samsung SLB-07A M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

M&S Office Suite and Internet Security with Back-up Software, at Marks and Spenser
Home Office Suite: Complete office - word processor, spreadsheet, presentation, database, draw, photo album Internet Security: A comprehensive security, anti-virus and backup suite. Protects identity, latest generation anti-virus, award-winning spyware, online fraud protection, anti-spam, parental control, automatic daily updates, backup locally online This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Official ECB Cotton Rich T-Shirt, at Marks and Spencer
A must for cricket fans! This official t-shirt features the England Cricket logo. An easycare style in soft comfortable cotton

Pavilion Cereal Bowl, at Marks & Spencer
Round shape Stripe detail Height 5.5 cm, diameter 16.5cm, Manufacturer: Marks & Spencer

Sweet Bergamot Inclusion Candle, at Marks and Spencers
Scented Includes plate, Manufacturer: Marks & Spencer

Blue Harbour Floral Side Panel Swim Shorts, at Marks and Spenser
Practical and fashionable, these swimming shorts give a comfortable, flattering and secure fit

Short Sleeve Pleated Scoop Neck Top, at M & S
This pleated scoop neck top is a casual style essential. Perfect for mixing and matching with trousers or skirts

Boycat Sauvignon Blanc 2008 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Australia Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

125 Years Luxury Pure Wool Single Breasted 3 Button Jacket, at Marks and Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Per Una 3/4 Sleeve Frill Neck Jersey Top, at Marks&Spencer
A stylish 3/4 sleeve jersey top in textured fabric featuring frill neck detail

Per Una Long Sleeve Drape Bolero with Vest, at Marks and Spenser
A fashionable long sleeve bolero with drape design. It comes with a matching vest featuring a front button panel

Per Una Cowl Neck Smock Dress, at Marks and Spencer
A beautiful cowl neck smock dress featuring a floral print

Plain Flexilite Umbrella, at Marks n Spencer
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.