M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Mark & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Pure Cotton Bib Front Dress, at Mark & Spencers
Delicate and pretty, this flattering cover up dress is designed in the latest shape. The ultimate in poolside glamour

Duck Feather & Down 4.5 Tog Duvet, at M & S
4.5 tog The coolest of all duvets, designed for summer use 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Pure cotton cover Highest quality class 1 duck feather down Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Gold Plated Heart Necklace & Earrings Set, at Mark & Spensers
2 part set Fine chain necklace with heart pendant and diamant detail Diamant stud earrings This product is not available for international delivery. Find out more

2 GG-J Plain Underwired Bras, at Marks & Spencers
Soft and comfortable, this pack of 2 plain bras is great value. They're designed to give gentle support and a flattering fit

The Old Gentleman Shiraz 2005 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Shiraz, also known as Syrah Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handcrafted Peter Rabbit Easter Card, at Marks & Spencer
Cover text: Happy Easter Inside message: blank for your own message Approx size: 230 x 114mm BEATRIX POTTER™ Frederick Warne & Co. 2009 Frederick Warne & Co. is the owner of all copyrights and trademarks in the Beatrix Potter characters names and illustrations. Licensed by opyrights group

Dine In Dozen - Case of 12, at MarksandSpencer
2 Domaine Mandeville Sauvignon Blanc 2007: A fruity Sauvignon Blanc from the South of France, with juicy citrus and gooseberry flavours, finishing on a fresh, crisp note... 2 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price... 2 Macon Villages 2007: A fresh and fruity white made from 100% Chardonnay, with a really appealing, lively scent of apples and lemons and a hint of ripe, rounded peach on the finish... 2 Chteau de Balan Bordeaux 2006: A very well balanced claret with an aroma of blackcurrants and a hint of chocolate... 2 Domaine Mandeville Shiraz 2007: This is a beautifully smooth, ripe, flavour-packed, single estate French red... 2 Ctes du Rhne rouge 2007: With its bright cherry flavours and floral, savoury scents, this is a scrumptious modern-style Ctes du Rhne... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Linen Blend Stripe Straight Leg Trousers, at Marks n Spencer
Simple and stylish, straight leg trousers are a modern classic. This pair sits on the waist and are cut to give a flattering shape that's always in style. Added stretch gives the perfect fit

Silver Ball 5-Arm Ceiling Light, at Marks & Spenser
Dimensions: H40.5 x Diam 42.5cm Semi-transparent fabric shades Silver ball detail in stem Bulb: 5 x SES 40W Candle or 90W CFL 5 arm, Manufacturer: Marks & Spencer

Panasonic 37" TX-L37S10 Full HD LCD TV, at Marks&Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 37 inch plasma display, 2,073,600 (1,920 x 1,080) pixels Contrast (Dynamic): 50,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W91.5 x H57.7 x D9.7cm (without stand) 91.5 x 62 x 28.7cm (with stand) Weight: 15.5 kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video Input, Headphone Jack, Composite Video Input VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot 24p Playback: High speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your AV systems with only one remote M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Moisturising Lipstick, at Mark & Spensers
Moisturises lips Hypo-allergenic 4ml

3 Pure Cotton Long Sleeve Shirts, at M&S
This 3-pack of smart shirts is great value. They're made from pure breathable cotton, a natural choice for everyday wear

Limited Collection Triple Seam Pump Shoes, at Marks & Spencer
Pointed toe Triple seam design Slip on Flat sole Comes in sizes 3-8, including half sizes

Lightweight Long Sleeve Hooded Water Resistant Jacket, at Marks & Spencers
Practical and fashionable, this hooded jacket is fully lined and features embroidered badge detail as well as being water resistant. A comfortable, easycare style, machine washable for added convenience

Post Surgery Modal Rich Floral Print Bra, at Marks & Spensers
Pretty and feminine, this modal bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

M&S 4GB SD Memory Card, at Marks n Spencer
Read (MB /s): 18MB Write (MB /s): 6MB Available capacity: 3890MB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Handcrafted Painterly Roses Valentine Card, at M&S
Cover text: To my Valentine Inside Message: With all my love Approx size: 150 x 150mm

Frogs Husband Birthday Card, at Mark & Spencers
Cover Text: Husband Have a hoppy day Inside Message: Have a very happy birthday Approx. Size: 178mm x 126mm

Autograph Pure Cotton Long Sleeve Twill Stripe Shirt, at Marks and Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail makes it a superior and stylish modern classic

Bow Detail Mid Heel Ankle Boots, at Marks and Spencer
Almond toe Stitch and bow detail Zip fastening Block mid heel Heel height: 69mm Comes in sizes 3-8, including half size

XBOX 360® Tiger Woods PGA Tour 08, at Marks and Spencers
All-New EA SPORTS GamerNet, where online interaction has been taken to the next level Record everything from your greatest rounds to crazy, awe-inspiring shots, then post each challenge on EA SPORTS GamerNet for the world to beat Earn points--and bragging rights--when players set their sights on you, or when you one-up challenges set by others Put yourself in the game like never before. Upload real-life photographs of yourself, friends, and family to create in-game characters that look just like the real thing All-new Shot Confidence tracks your performance on every hole Analyze past performance with the Confidence Meter to identify strengths and weaknesses before every shot Experience the all-new FedEx Cup championship format by playing a dream round at Westchester Country Club, TPC Boston, Cog Hill, and East Lake Featuring the greatest PGA TOUR and LPGA Tour pros, including Tiger Woods, John Daly, and Vijay Singh Plus Annika Sorenstam, Natalie Gulbis, Christie Kerr, and Morgan Pressel for all ages M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Everyone

Loop & Feather Comb Headpiece, at Marks & Spencer
Keep tumbling tresses off your face with this stylish loop and feather slide in comb

Crossover Strap Wedge Sandals, at Mark & Spencers
Open toe Crossover strap Stitch detail Buckle fastening Wedge heel Heel height: 95mm

Limited Collection Stud Detail Leggings, at Marks & Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Samsung 26'' LE26A457 HD Ready LCD TV, at Marks and Spencers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 26 inch Widescreen LCD TV, 1366 x 768 resolution Contrast Ratios: 5000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W669.7 x D90 x D450.7mm (without stand) W669.7 x D216 x H500.4mm (with stand) Weight: 9.7kg (with stand), 8.3kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 2 x Scart, 3 x HDMI, Headphone socket, RF input, S-Video connection, Composite(AV), PCMCIA Card Slot, PC input (D-sub) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band Aerial. Suitable portable TV Aerials can be used to receive freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount

Portfolio Bobble Drop Earrings, at Marks and Spencer
Hook fastening Drop style Bobble design For hygiene reasons, refunds will only be given in accordance with your legal rights

Milk & White Chocolate Three-Present Stack Cake, at Marks & Spencer
64 portions Chocolate cake: A rich chocolate cake filled with chocolate ganache. Chocolate sponge cakes can be eaten up to 5 days after collection 3 cakes: 19.5cm square/15cm square/11cm square 3.3kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Available for collection in the majority of our UK mainland stores

Secret Support™ Sports Mules, at MarksandSpencer
The ultimate in comfort, these sport slippers are made with hidden support that moulds to the natural contours of your feet. They are machine washable for added convenience

Autograph Pure Marble Square Tumbler, at M & S
Plain Textured finish H10 x W6 x L6cm, Manufacturer: Marks & Spencer

Blue Harbour Single Breasted Stitch Jacket with Inner Gilet, at Marks and Spencer
Luxurious and stylish, this tailored jacket and gilet is made from a cool cotton and linen blend

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Money Direct financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Home Insurance than you will anywhere else, and you may even pay less with M&S.