Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from MarksandSpencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Besides Marks & Spencer Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Portfolio Overlapped Disc Collar Necklace, at M&S
Adjustable length Clasp fastening Overlapped disc design Necklace length 45cm

2 Pure Cotton Joggers, at Marks&Spencer
Comfortable enough for crawling or napping in, these soft cotton joggers are a practical and fashionable choice

Gold Plated Large Hoop Earrings, at Marks and Spenser
Hoop style Clasp fastening This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Château Fabre Gasparets Corbières-Boutenac 2005 - Case of 6, at Marks & Spencer
Style: Full Bodied Grape variety: Carignan, Syrah, Mourvdre & Grenache Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Assorted Bead Multi Strand Necklace, at Marks & Spencer
Clasp fastening Adjustable length Assorted beads Multi strand design Necklace length: 46cm, extendable by 8cm

Collezione Saddle Moccasins, at M&S
Round toe Stitch detail Slip-on Block heel

Autograph Guipure Padded Plunge Bra, at Mark & Spencers
Glamorous and sophisticated, this guipure mesh bra looks and feels luxurious. It's underwired for extra support and the plunge style gives a flattering enhanced cleavage. Beautiful exclusive lingerie

Weekend Leather Curvy Overnight Bag, at Marks and Spencers
Recommended in Guardian Weekend Curvy and colourful, this weekend bag is a must-have for stylish overnight stays and mini breaks. Real leather gives an irresistibly luxe look and feel

Large Square Face Watch, at M&S
Large square face Buckle fastening Analogue

M&S 21 Litre Shredder, at M & S
Destroy important personal documentation Shreds credit cards 8 sheet shred capacity Metal mesh basket Finger safe system Auto start up Accepts paper clips and staples Reverse option One touch safety cut off Continuous shredding upto 2.5 minutes Easy to set up and operate M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Cyclone Summer Hat, at Marks & Spencer
Keep your cool in this cyclone sun hat, a summer and holiday essential

Fina Sangre 2006 - Case of 6, at Marks & Spencer
Style: Full bodied Grape Variety: Cabernet Sauvignon, Carmenre and Syrah Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 15% vol. Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Long Sleeve 'Cymru' Zip Fastening Jacket, at Mark & Spencers
Sports fans will love this Wales jacket featuring the team motif. A practical, easycare style

2'' Longer Quick Iron Pure Cotton Bold Stripe Shirt, at Marks & Spencer
Ideal for taller men, this stylish shirt is 5cm (2") longer in the sleeve and body for a better fit

Hard-Top Divan with 4 Large Drawers & M100 Mattress, at Marks & Spencers
No turn mattress Mattress and divan are anti-allergy Hard-top divans have a rigid, unsprung frame for a firm feel Divan height: 41cm 4 large drawers Divan drawer sizes: H14 x W78 x D52cm Double 4ft 6in: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

2 DD-G Underwired T-Shirt Bras, at Marks and Spencer
Providing great value and comfort for everyday wear, these plain and simple underwired bras combine supportive full cups with convenient easy to care for fabric

Andante Square Dinner Plate, at Marks & Spencers
Ideal for everyday use, durable Square edge design Plain, Manufacturer: Marks & Spencer

Autograph Leather Gunmetal Belt, at Marks and Spenser
Add a smart finishing touch with this leather gunmetal belt

ISIS Eau De Toilette, at Marks & Spenser
100ml This product is not available for international delivery. Find out more

Blue Harbour Cotton Rich Long Sleeve Rugby Top, at Marks & Spencers
Relaxed and casual, this stripe rugby top is made from a cotton rich fabric. It's designed to keep its shape and feel soft and comfortable to wear

Pure Cotton Ruched Waist Skirt, at M&S
Fun and fashionable, this cotton skirt feels relaxed and comfy to wear

Jazz Café CD, at Marks and Spencer
Audio CD, Marks & Spencer

St Chinian Syrah des Garrigues 2005 - Case of 6, at Marks & Spenser
Style: Full bodied Grape variety: Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

In Bloom Jasmine & Honeysuckle Fragranced Candle, at Marks and Spencer
Jasmine and honeysuckle fragrance Burn time: 20 hours, Manufacturer: Marks & Spencer

Photo Roses Wife Birthday Card, at Marks and Spencers
Cover text: To my beautiful wife Inside message: Blank for your own message Approx size: 215 x 150 mm

Portfolio Boule Shoulder Bag, at Marks & Spencers
Stylish and useful, this shoulder bag features a large front zip pocket. A practical and fashionable accessory

Children's Party Platter, at Marks & Spencer
Contains 16 quarters plus veg batons Serves 4-6 4 different sandwich fillings Ready to eat Made in a factory that uses sesame ingredients As featured on page 8 of the Food to Order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Pure Cotton Twill Bonded Jacket, at Marks and Spencer
Modern and stylish, this single breasted jacket is beautifully designed for a flattering, sophisticated look

Autograph Weekend Long Sleeve Pyjama Top, at Marks & Spencer
Luxurious and sophisticated, this modern long sleeve pyjama top is part of our exclusive Autograph Weekend collection. It's beautifully designed and detailed with button placket and made from the softest fabrics for the ultimate in comfort

Pure Cotton Stripe Mock Layer Polo Shirt with Socks, at M&S
A stylish smart-casual look, this long sleeve polo shirt in soft cotton features a mock layer design. Practical, comfortable and easycare

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Finance financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.