Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Fluffy Dog Age 2 Birthday Card, at Marks & Spenser
Cover text: Happy Birthday 2 Inside message: Have a great day x This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

DD-G Lace Strap Minimiser Bra, at M&S
Soft and comfortable, this minimiser bra gently shapes your bust to make it look smaller. A flattering, supportive style

16 Garlic Mushrooms, at Mark's & Spencer
16 pieces Serves 8 Ready to cook Suitable for vegetarians 2 x 200g total weight As featured on page 43 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Limited Collection Dogtooth Design Cardigan, at Marks&Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Flowers Small Gift Bag, at Marks and Spencer
Contains: 1 gift bag Approx size: H160 x W160 x D90mm

Coloured Glass Collection - Leaf Cylinder Vase, at Marks & Spensers
Hand made Mirrored design Leaf detail, Manufacturer: Marks & Spencer

PlayStation®3 Sonic the Hedgehog Game, at Marks and Spenser
3 playable characters Run through stages with Sonic's trademark speed 10 action packed stages Customise and personalise your abilities Multiplayer modes Suitable for 12 years and over M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Teen

Firm Control No VPL Floral Low Leg Shorts, at Marks and Spencer
Look slimmer in seconds! These firm control shorts gently flatten tummies for a sleeker, slimmer silhouette. They're designed without hems for a smooth no-show look under clothes

Cooks Bible - The Definitive Cook's Guide, at Marks and Spencer
The beautifully presented and inspiration Cooks bible is the definitive cooking guide for everyone. From choosing kitchen utensil to stocking the storecupboard, this book shows you how you can be superbly organized and creative in the kitchen. It offers valuable advice about all culinary matters, including kitchen equipment, ingredients, kitchen safety and the basics of diet and healthy eating. The Cooks bible provides practical information about all aspects of preparing and cooking food. It is also useful for those who know the basics but want to extend their kitchen repertoire to cooking exciting and varied dishes. Its wide range of recipes has been carefully selected to combine traditional favourites with modern choices. So whether you wish to make a cheese souffl, create a paella, or bake fresh croissants you will find Cooks Bible an invaluable source of inspiration and advice that you will want to go back to again and again.

Patent Low Heel Elastic Strap Shoes, at Marks & Spencers
Round toe Wide elastic strap Low heel Patent effect Heel height: 38mm Comes in sizes 3-8, including half sizes

DeLonghi Espresso Icona ECO310BK Coffee Maker, at M+S
High performance 15 bar pump pressure Stylish onyx black high gloss finish Traditional stainless steel cappuccino milk frother Professional 2 in 1 filter holder suitable for ground coffee or ESE pods Includes free illy pods Built in tamper and incorporated crema device for perfect crema Removable 1 litre water tank Built to accommodate either 2 full sized cappuccino cups or 2 espresso cups Stainless steel removable drip tray Separate coffee and steam boiler for faster use and optimum temperature control Adjustable steam emission Cup warmer Easy to use - 3 button operation Measuring spoon Dimensions: H38 x W29 x D34cm Boxed-product Weight: 6 Kg, Manufacturer: Marks & Spencer

2 Angel Cotton Rich Assorted First Bras, at Marks & Spenser
Ideal for everyday wear, these smooth bras give a supportive and comfortable fit. The moulded style is ideal for wearing under t-shirts or fitted tops. The non-wired design is the best choice for first bras

Pure Cotton Drawstring Waist Ribstop Shorts, at Marks and Spencer
Relaxed and comfortable, these drawstring ribstop shorts make a practical, fashionable choice

The Gum Pinot Grigio 2008 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

16-Piece Soho Cutlery Set, at M&S
16 piece set Includes 4 forks, 4 knives, 4 dessert spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

RealCool Cotton™ Performance Contrast Pipe Detail Vest, at Marks & Spencer
Ideal for active wear, this RealCool Cotton™ Performance top is made from high-performance breathable stretch fabric and is designed in the latest style for a great fit and freedom to move

Black Hawk Down Blu-ray DVD, at MarksandSpencer
Rating Suitable for 15 years and over,

Blossom Tree Embroidered Quilt, at Marks and Spencers
L150 x W200cm Quilted Embroidered blossom tree design, Manufacturer: Marks & Spencer

Pure Cotton Metallic Studs Bathroom Mats, at MarksandSpencer
Metallic stud design Bathmat: W50 x L80cm Pedestal mat: W50 x L55cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Pure Cotton Stripe Mock Layer Jersey Top, at M&S
Smart and stylish, this mock layer top is made from cool comfortable cotton and features a ruffle front detail and stripe print

Cashmilon™ 3/4 Sleeve Slash Neck Jumper, at Marks & Spencers
Fashionable and flattering, this 3/4 sleeve slash neck jumper is made from supersoft cashmilon™ and features a ruched front detail

Ham & Mushroom Pizza, at Marks & Spencer
Serves 4-6 Ready to cook Suitable for freezing 610g As featured on page 40 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Foxtail Cluster Drop Earrings, at Marks&Spencer
For hygiene reasons, refunds will only be given in accordance with your legal rights Hook fastening Drop style Mixed beads Cluster design Diamant detail

3 White Rattan Storage Baskets, at Marks and Spenser
Set of 3 Rattan design 1 large, 2 small baskets, Manufacturer: Marks & Spencer

Signature Ginger Lily Scented Filled Candle, at M&S
Ginger lily fragrance Glass holder, Manufacturer: Marks & Spencer

Pure Cotton Roll Neck Polo Shirt, at Marks & Spencer
This roll neck polo shirt is made from pure cotton, a natural choice for schoolwear

Cartoon Dog 19th Hole Birthday Card, at M+S
Cover text: 19th hole? Inside message: It's your round! Approx size: 178 x 126mm

M&S Internet Radio with iPod® Dock, at Marks and Spencer
Access over 11000 radio stations from around the world iPod speaker system with charging and full iPod control Media streaming of MP3/WMA/Real Audio files from mac or PC Podcast and 'listen again' service compatible Electronic alarm clock functionality with sleep and snooze Connect to internet via built-in Wi-Fi or wired LAN Compact remote control Frequency: 802.11b/g. Band III 174-240 Mhz FM 87.5-108.5 Wi-Fi audio files format support: MP3, WMA, Real Audio Speaker: Full range 2.5'' neodymium drive unit, 6 watt class D amplifier Connectors: 3.5mm headphone, 3.5mm AUX IN, stereo RCA Presents: 10 internet radio, 10 FM radio presets LCD display: 2 x 16 character LCD display with icons Power supply: 240V AC to 9V DC external power adaptor Dimensions:H70 x W255 x D120mm Compatable with iPod classic, iPod nano generations 1, 2, 3 & 4, iPod touch generations 1 & 2 * M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Belgravia Chair, at Marks&Spencer
H95 x W83 x D86cm Seat H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Back cushion made from fixed foam Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Classic Duckling Thank You Cards - Pack of Ten, at Marks & Spenser
Cover text: thank you Inside Message: Blank for your own message Pack contains: 10 cards, 1 design Approx size: 120 x 120mm

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.