Besides Marks and Spencer Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Pure Cashmere Short Sleeve Jumper, at MarksandSpencer
Elegant and feminine, this crew neck jumper is made from pure cashmere for the ultimate in luxurious softness

Artificial Crystal Twig in Glass Tank, at Marks and Spencers
Artificial crystal twigs Glass tank No watering required therefore easy care Fresh looking throughout the year Height: 72cm, Manufacturer: Marks & Spencer

Cookie Mummy Birthday Card, at Marks & Spencer
Cover text: To my Yummy Mummy Inside message: Blank for your own message Approx size: 150 x 150mm

Pocket Swiss Ball, at Marks and Spencers
This pocket size Swiss Ball book is jam packed with fun tips to help you improve how your body looks, feels and works, giving both your mind and body a good workout

Autograph Pure Silk 3 Layer Short Sleeve Top, at Marks and Spencers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Reversible Jigsaw Quilted Bedcover, at M&S
Jigsaw pattern Reversible 150 x 200cms, Manufacturer: Marks & Spencer

Pure Cotton Scoop Neck Button Detail Top, at Marks & Spencers
A versatile classic, it's the stylish design on this cotton top that makes it such an irresistible addition to your wardrobe

Pure Cotton Baby Bunny Sleeping Bag, at Marks & Spensers
Popper button fastening Embroidered bunny design Stripe design Tog rating 2 0-6 months: L68 x W47cm 6-12 months: L68 x W54cm, Manufacturer: Marks & Spencer

Plain Sleeveless Camisole, at Marks and Spencers
This strappy longer length camisole will make a useful addition to your wardrobe. It features spaghetti straps for an essential casual look

Portfolio Drop Earrings, at Marks & Spensers
Hook fastening Drop style Facetted bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Small Bow Gift Bag, at Marks and Spencers
1 gift bag Small satin bow feature H160 x W160 x D90mm

Water Repellent Funnel Neck Jacket, at Marks & Spenser
Fashionable and practical, this water repellent jacket is fully lined and features a funnel neck with popper fastening. A comfortable, easycare style

Mirrored 3-Drawer Chest, at Marks & Spencer
H63.5 x W49 x D45.5cm 3 drawers Mirrored finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Boys' Buckle Wellie Boots, at Marks & Spensers
Wellie style Round toe Buckle fastening Low heel Plain Lined

Younger Girls' Twin Riptape Basic Trainers, at Marks and Spencers
Round toe Mesh panel design Stitch detail Twin straps with riptape fastening Grip sole

Pure Cotton Stab Stitch Jersey Top, at Marks & Spenser
This short sleeved top will make a useful addition to your wardrobe. It features pretty stab stitch for a stylish casual look

Limited Collection Cotton Rich Pindot Shorts, at MarksandSpencer
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from a soft stretch cotton blend and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Pure Cotton Checked Crop Pyjama Bottoms, at Marks & Spensers
Pretty and feminine, these cropped pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Post Surgery Modal Blend E-G Bra, at Marks & Spencers
Smooth and modern, this padded and underwired bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Pure Cotton Henley Neck Vest Top, at Marks & Spenser
A casual classic, this soft cotton Henley neck top is a comfortable style essential

Grosgrain Holiday Trim Hat, at Marks & Spencer
Keep ahead of the trends with this contemporary sunhat, an essential look for style in the sun

Magnum in Presentation Box, at Marks and Spencer
Chteau D'Argadans Bordeaux Superieur 2005 Magnum (13% vol.) Wine accessories Box dimensions: W138 x L425 x H138mm All prices include delivery Available for delivery from 1st December to 23rd December 2008 You must be 18 or over to purchase this product Glasses and serving dishes not included unless otherwise stated Looking to place a corporate bulk order?. Click here This product is not available for international delivery. Find out more

Stormwear™ Pure Cotton Single Breasted Mac, at Marks and Spencer
Fashionable and practical, the mid length single breasted mac is a wardrobe essential this season. This version in a water resistant easycare fabric features a modern large button detail

USA & Australia Travel Adaptor, at Mark & Spencers
UK socket to 2 flat pin plug adaptor

Large Tortoiseshell Reading Sunglasses, at Marks & Spenser
Featuring tinted lenses and a classic tortoiseshell design, these sunglasses have optical quality magnifying lenses to make close work and reading even easier

Pasta Recipe Book, at Marks & Spencer
Pasta - food for passion, food for life! For food that puts the colour and fun back into your life, look no further than pasta. Infinitely versatile and always delicious, pasta allows you to cook up a storm in the kitchen and whip up Italian delights that cannot fail to impress. Invite over the family, gather around the kitchen table and tuck into some truly inspirational food. For fail-safe ideas that take the minimum of effort, look no further than the recipes inside this book

M&S Switchable Scart Adaptor, at Marks&Spencer
Connective solution for phonos/s-videos to scart Switch devices between input and output M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Per Una Pure Cotton Sleeveless Floral Camisole, at Marks & Spenser
A fashionable camisole featuring an floral print and frill trim

Crow's Fountain Chenin Blanc 2008 - Case of 12, at M+S
Style: Dry Grape variety: Chenin Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Leather Laundry Basket, at Marks & Spenser
Ideal for laundry Circular design Plain Comes with lid H60.2 x Diam42cm, Manufacturer: Marks & Spencer

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the MarksandSpencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.