Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Teddy Car Son Birthday Card, at Marks&Spencer
Cover text reads: To a very special son Inside message: On your very special birthday x Approx size: 175 x 127mm

Whole Lightly Smoked Stuffed Scottish Lochmuir™ Salmon Side, at Marks and Spenser
Serves 4-6 Ready to cook Suitable for freezing 1.2kg As featured on page 39 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Animal Print Hipster Bikini Bottoms, at Marks and Spencer
Feminine and pretty, this stylish bikini top features a striking animal print. A fabulous fashionable look

Pure Cotton Short Sleeve Stripe T-Shirt, at Marks & Spencer
Casual and contemporary, this crew neck t-shirt is made from cool comfortable cotton and features a stripe design

Classic Collection Floral Print Skirt, at Marks & Spencer
Elegant, stylish and comfortable, this pull-on skirt is finished with a floral print. The ideal match for blouses and fine knits in coordinating colours

Nectarine & Orange Scented Candle, at Marks and Spencer
Thin stripes Chunky design Shallow dish holder Scented with nectarine and orange, Manufacturer: Marks & Spencer

Artificial Orchid in Cylindrical Vase, at Marks & Spencer
Artificial orchid Cylindrical glass vase Height: 49cm, Manufacturer: Marks & Spencer

Cotton Rich Velour Stripe Hooded Jacket, at Mark's & Spencer
Soft and comfy, this hooded jacket is made from velour and features stripe design. An easycare essential with a stylish look.

DeLonghi Icona Kettle - Silver, at Mark's & Spencer
1.7 litre capacity Rapid boil 3kW cordless kettle Stylish silver finish 360 swivel base with cord storage Water level indicator Auto shut-off when water begins to boil Removable, washable scale filter Cord storage Non slip feet This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Faux Crocodile Skin Leggings, at Marks & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pure Cotton Woven Check Design Vest Top, at Marks n Spencer
It's the beautifully detailed embroidery that makes this sleeveless woven vest top irresistibly stylish

Sonoma Kitchen Corner Unit & 70cm 3 Drawer Base Unit with Oak Tops Set, at Marks & Spenser
Corner Unit: H87.5 x W87 x D87cm Corner Worktop: H10.5 x W93 x D93cm 3-Drawer Base Unit: H87.5 x W70 x D52cm Base Unit Worktop: H10.5 x W70 x D60cm Corner unit includes 1 shelf and can be fitted left or right hand Worktop thickness: 3cm Made from solid oak and oak veneer Finished with a protective low-sheen lacquer for added durability Adjustable feet on base unit Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Etched Rectangle Cufflinks, at M&S
Smart and sophisticated, these cufflinks add a touch of Italian-inspired style

Pleated Cross-Body Bag, at M&S
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and front pleat design. A practical and stylish accessory.

50 Golf Tees In A Pouch, at Mark & Spensers
50 golf tees in a drawstring bag. Complete with karabiner clip, the pouch can be attached to any golf bag for convenience of use during a round

Pure Cotton Woven Check Design Shirt, at M&S
For casual elegance, you can't beat this woven nehru neck shirt. A great value cotton essential

Watercolour Floral Print Bikini Bottoms, at Marks n Spencer
Feminine and fashionable, this stylish bikini bottoms feature a pretty watercolour floral print. Designed to fit and flatter

Marananga Dam GSM 2005 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Grenache, Shiraz & Mourvedre Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

125 Years Pure Cotton Heritage Handkerchiefs, at Marks and Spencer
A great value pack of pure cotton handkerchiefs

Autograph Leather Round Toe Zebra Print Pumps, at Marks & Spensers
Round toe Zebra print Slip-on Low heel Heel height: 15mm Comes in sizes 3-8, including half sizes

Sony Memory Stick PRO Duo 4GB, at Marks & Spencers
Optimum for storing, sharing and transferring thousands of high quality pictures, videos and music Memory: Flash Memory Storage Capacity: 4GB Dimensions: 20 x 31 x 1.6mm Weight: 2g Operating Voltage: 2.7 V - 3.6 V Environmental temperature: -25C to 85C Minimum write speed: 15 Mbps(1875MB/sec) Free to Download, the Memory Stick Data Rescue Service enables quick recovery of deleted photographs and files(www.sonydigital-link.com/memstick/) Warranty: 5 years Delivered with a standard size adaptor Ideal for high resolution video recording Compatible with copyright protection technology ("MagicGate")

Sebo Felix Filter Bags, at MarksandSpencer
Suitable for use with Sebo Felix upright range of vacuum cleaners

Autograph Square Porcelain Soap Dispenser, at Marks and Spencer
H18 x W7 x D7cm Pump action Stripe design at the base, Manufacturer: Marks & Spencer

Older Boys' Transformers Mule Slippers, at Marks and Spencers
Round toe Slip on Transformers motif Mule design 2007 Hasbro

Petite Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spenser
Smart and stylish, this long sleeve shirt is made from cool comfortable cotton and features a stripe design. Specially designed and perfectly proportioned for the petite frame

Baroque Opaque Tights, at Marks & Spensers
Treat your legs to a touch of style. These baroque tights have a durable reinforced design to keep them looking good, wear after wear.

Kaituna Hills Merlot Cabernet 2007 - Case of 12, at Marks & Spencers
Style: Medium bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: New Zealand Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handmade Shirts Brother Birthday Card, at Mark & Spensers
Cover text: Happy birthday brother Inside message: Have a fantastic day! Approx size: 178 x 126mm

Côtes du Rhône 2007 - Case of 12, at Marks & Spencers
Style: Light bodied Grape variety: Grenache, Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Laser Cut Champagne Flutes Wedding Card, at Marks & Spencers
Cover text: a toast to love, wedded bliss, together husband & wife, wedding, Love cherish, celebration, forever, true love, romance, happy couple, On you wedding day Inside message: With love on your special day Approx size: 230 x 114mm

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.