Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Besides Mark's & Spencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks & Spencers Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Silver Plated Multi Strand Necklace & Earring Set, at Marks and Spencers
2 part set Butterfly stud fastening earrings Clasp fastening multi strand necklace with mixed bead design

Handcrafted Photographic Kitten Mother's Day Card, at Marks and Spencer
Cover text: To a very special mum ...with love on mother's day Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Big Band Swing CD, at Marks & Spencer
Audio CD, Marks & Spencer

JBL Creature II 3-Piece Desktop Speaker System, at Marks and Spencer
Input Impedance: >5K Signal-to-Noise Ratio: >80dB Frequency Response: 50 - 20kHz Input Sensitivity: 400 mv rms for rated power output Voltage Input: 120 VAC Satellite Drivers: One Odyssey Plus transducer Satellite Power Rating: 8 watts per satellite at 10% (THD+N) Satellite Dimensions: 7.5 x 7.5 x 7.5cm Subwoofer Drivers: One 4.00 inch Magnum transducer Subwoofer Power Rating: 24 watts at 10% (THD+N) Subwoofer Crossover Frequency: 180Hz Subwoofer Dimensions: 22.5 x 22.5 x 22.5cm The JBL CREATURE speaker system includes a touch volume control The CREATURE II audio system utilizes a straight forward interconnect technology The powerful subwoofer provides clean low bass The mini-stereo jack connection allows enjoyment of high quality audio from a variety of devices Ideal for connecting to computers, boomboxes, digital music players, and portable audio devices M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Château Ventenac Élevé en fûts de chêne 2004 - Case of 6, at Mark's & Spencer
Style: Full Bodied Grape variety: Syrah, Merlot, Cabernet Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sunflower Jug, at Marks and Spencer
A bold and beautiful display of 10 cheery sunflowers interspersed with wisps of panicum grass and arranged in an attractive, country-style galvanised jug Available for delivery from 1st July to 30th September 2009

Wedding Rings Gift Card, at Marks and Spencers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Rosso di Puglia 2008 - Case of 12, at Marks and Spenser
Style: Full bodied Grape variety: Primitivo and Negroamaro Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cashmilon™ Polo Neck Knitted Jumper, at Marks & Spenser
Fashionable and flattering, this knitted jumper is made from supersoft cashmilon™ and features a polo neck.

Maternity Leopard Print Cardigan, at Marks & Spencers
Elegant and sophisticated, this leopard print cardigan is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Perfect Lace Wing Push-Up Padded Bra, at Marks and Spencers
Be bold and beautiful this autumn with this smooth super low front bra that'll give you the ultimate cleavage. Matching rich purple Brazilian knickers complete the set

Autograph Silk Rich Pleated Plunge Bra, at Mark & Spensers
Elegant and feminine this luxurious bra is made from soft silk rich fabric, finished with a contrast lace trim. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

Straw Trilby, at Marks & Spensers
A great looking straw fedora for M&S, this lightweight straw trilby is made from natural straw featuring a center pinch crown with a wide brim and comes complete with a stripe band

Stitched Vintage Style Leather Belt, at MarksandSpencer
This leather vintage style belt is ideal for wearing with casual styles

3 Piece Cotton Rich Outfit, at Marks & Spencers
Practical and pretty, this cute long sleeve top, skirt and tights 3-piece outfit is made from soft cotton to keep her feeling comfy and happy

3 Pairs of Two Tone Opaque Knee High Socks, at M&S
These comfortable 3 denier opaque socks are made with added stretch and a reinforced toe for durability

Bronze Aviator Sunglasses, at M&S
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Sony PSP™ 3000 Console with Buzz Brain Bender & Loco Roco Games Bundle, at Marks and Spenser
Bundle includes PSP 3000 console, Buzz Brain Bender & Loco Roco Buzz Brain Bender: Buzz! swaps his trademark game show suit for a lab coat and clipboard. Welcome to Buzz!: Brain Bender - a lighter, entertaining and humorous new take on the puzzle genre! Loco Roco: The peaceful world of the Loco Roco are under attack by the not-so-nice Moja Corps. These evil outer space creatures want nothing but to capture the blissful Loco Roco and take them from their land of blowing flowers, lively creatures and pastel scenery. As the planet where the Loco Roco inhabit, players must tilt, roll and bounce the Loco Roco to safety Display: 4.3'' display (16:9) full-transparent type, TFT drive, 480 x 272 pixel, Approximately 16,770,000 colors displayed Improved screen: Capable of displaying movies and photos in more natural and vibrant colors CPU: PSP CPU (System clock frequency 1-333MHz) Built-in microphone: Enables voice chat as soon as you are in a WiFi zone. Enjoy games that use a microphone, Skype and other communication tools TV play: Expanded AV interlaced output gives better refresh rates and sharper images on the TV Sound: Built-in stereo speakers Main memory: 64MB Video formats supported: MPEG-4, AVI Audio formats supported: MP3, MP4, WAVE, WMA, ATRAC3™, ATRAC3plus™ Photo formats supported: JPEG, TIFF, BMP, GIF, PNG Connectors: USB connector, Memory Stick Duo™ slot, Video out/headset connector, DC in/out Input/output: Wi-Fi, High Speed USB, Memory Stick PRO Duo™, Analog Video Out, Microphone Power source: Lithium-Ion rechargeable battery pack, AC adaptor, USB power supply Dimensions: L17 x D1.8 x W7.1cm Weight: 189g (including battery pack)

Samsung SMX-F30SP Memory Card Camcorder, at M+S
The 8th generation DSP chip from SAMSUNG: Experience the most naturally beautiful images with the 8th generation DSP chip from SAMSUNG. Advanced Colour Expression, Hyper Digital Image Stabiliser, Super LCD plus, and Face Detection Auto Focus combine to make your digital image dreams a reality. Longer battery life, extended recording time, and higher quality digital imaging are enabled by the SAMSUNG chip 3D noise reduction: The F30 transcend the boundaries of convention by introducing 3D noise reduction that dramatically eliminates noise while maintaining the original edge and pattern of the image Colour as vivid as your memories: Digital Natural Colour Processing creates an expanded palette of colours that are closer to those seen in nature Face detection AF technology: The F30/33/34's advanced Face Detection AF technology targets the faces in the screen. With intelligent face detection auto-focus, faces are always focused-on, even if they are not in the centre of the screen. SAMSUNGs Face Detection AF enables you to capture clearer, higher quality video More recording time, more memories to treasure: Enjoy recording more of the highest quality video footage with the SAMSUNG F30/33/34. Thanks to the high performing H.264 Codec, the F30 record more of your memories than camcorders which use MPEG2 Long battery life: With its long battery life, the Samsung F30 allow you to record, play, and have fun for as long as you like Full angle grip: The F30 multi-positional swivel hand grip offers full flexibility and freedom of movement for the full range of shooting positions. The innovative swivel grip allowing you to seamlessly move the camcorder between regular and low level positions, giving you complete control over how and what you shoot Share your memories, share your life: By selecting the Web and Mobile mode, you can shoot in an H.264 that supports MP3 players and YouTube. The video files recorded by the SAMSUNG F30 can easily be used with a transfer program and played on an H.264-supported MP3 player Optical zoom: 34x (42x Intelli-Zoom) Pixels: 112k Still image resolution: 800 x 600 Screen size: 2.7" widescreen colour LCD Compact and light: Take your camcorder anywhere. Weighing just 270g, SMX-F30SP won't ever slow you down Dimensions: 60 x 60.5 x 125mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Blue Harbour Funnel Neck Fleece Jacket, at Marks & Spensers
Relaxed and cosy, this long sleeve fleece jacket makes a warm and comfortable extra layer

Pure Wool Polonious Rug, at Marks & Spencers
Rectangular shape Patterned Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Older Boys' Pure Cotton Plain Vest & Slip Sets, at Mark & Spensers
Comfortable, practical and fashionable, these vest and slip sets are made from soft breathable cotton

Kids' Presents Mini Thank You Cards Multipack, at Marks & Spenser
Contains: 8 cards, 4 designs Cover text: Design 1: Thank you!, design 2: Thanks!, design 3: Thank you so much!, design 4: Thank you! Inside message: blank for your own message Approx size: 95 x 80mm

Autograph Pure Silk Tie, at Marks and Spenser
Add a luxurious finishing touch with this contemporary floral pattern tie in pure silk

Autograph Pure Silk Contrast Edge Tie, at M&S
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Kids' Presents Mini Thank You Cards Multipack, at Marks and Spenser
Contains: 8 cards, 4 designs Cover text: Design 1: Thank you!, design 2: Thanks!, design 3: Thank you so much!, design 4: Thank you! Inside message: blank for your own message Approx size: 95 x 80mm

5 Pairs of Older Boys' Cotton Rich Assorted Socks, at Mark & Spensers
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Cotton Rich Long Sleeve Hooded Jacket, at Marks and Spenser
Soft and comfy, this sporty hooded jacket makes a practical and fashionable choice

Zip Folio Case, at Marks & Spenser
When you're on the move, make sure to keep your important documents in order with this smart looking folio

Groove Arm Aviator Sunglasses, at Marks & Spensers
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Mark & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Home Insurance than you will anywhere else, and you may even pay less with M&S.