Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

M & S may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Home Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Older Girls' Visor Sunglasses, at Marks & Spencer
Fun and fashionable, these sunvisor style sunglasses give 100% UV protection for safer style in the sun

Single Breasted 2 Button Stripe Jacket, at Marks & Spencers
Smart, practical and comfortable, our essential suits are made in stylish designs from durable fabrics. Ideal for everyday wear

Firm Control High Waist Knickers, at Marks and Spencer
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Classic Collection Short Sleeve Nightdress, at Marks and Spencer
Fresh and feminine, this nightdress is made from a soft cotton blend so it feels comfortable to sleep in. The bow detail adds a pretty touch

Per Una Roma Pure Cotton Straight Leg Jeans, at Marks&Spencer
A smart pair of straight leg jeans in pure soft cotton. Sheen finish gives it the Per Una touch

Dualit Vario 6 Slot Toaster - Cream, at Marks and Spencer
Hand built in England - as identified by the individual assembler's mark on the base plate Designed for use in commercial kitchens Patented, award-winning ProHeat elements Mechanical timer to control toasting Capacity 2, 4 or 6 slices Manually operated eject lever to keep items warm until needed Selector switch - use only the slots required Adjustable inner wire guard to grip toast Replaceable/ repairable parts Easy cleaning with a stainless steel cover High lift mechanism to remove small items easily Extra wide 28mm slots to accommodate larger items and the optional sandwich cage Concealed crumb tray Adjustable rear foot Dimensions: W46 x H21 x D22cm Weight: 5.1kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Linen Short Sleeve Shirt, at Marks&Spencer
Comfortable and versatile, this pure linen short sleeve shirt is a classic style, perfect for warm days

Edmonton Armchair, at MarksandSpencer
H92 x W92 x D98cm Seat: H48cm (all dimensions are approximate) Seat cushions made from shape-retaining foam on leather upholstery options and polyester fibre on fabric upholstery options Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Catseye Goblet Necklace, at Marks & Spencer
Chain Cateye Pendant Necklace length: 53cm

Autograph Sheer Lace Padded Balcony Bra, at M+S
Elegant and feminine this sheer lace bra looks and feels luxurious. The flattering balcony style gives maximum uplift and a fuller shape. Beautiful exclusive lingerie

Collezione Silk Checkered Square Tie, at Marks & Spencers
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Footglove™ Leather Square Toe Ankle Boots, at Marks and Spencer
Square toe Centre stitch detail Side zip fastening Ankle high Mid heel Heel height: 55mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Fruit Beauty Flower Bath Fizzers Gift Pack, at Marks and Spencers
Contains: wowee plum, zingy lemon, funky orange and shocking raspberry flavours Flower bath fizzers

Botteghino Chianti 2006 - Case of 6, at Marks & Spensers
Style: Dry, medium bodied Grape variety: 100% Sangiovese Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

HP Mini 1000 Netbook Computer - Vivienne Tam Edition, at Marks & Spencers
Processor:Intel Atom™ processor N270 Processor speed:1.60 GHz, Level 2 cache 512 KB RAM: (1 x 1024 MB), Supports up to 1 GB DDR2 memory Screen: 10.1" High Definition HP LED BrightView Infinity display Operating System: Genuine Windows XP Home Service Pack 3 (32-bit) Hard Drive: 60 GB SATA Hard Disk Drive Graphics card: Intel GMA950, Up to 128 MB Total Available Graphics Memory Memory slot: 2-in-1 card reader for SD/MMC support Camera: Webcam with integrated microphone Interfaces:2 headphones-out + mic-in combo jack, expansion port Connectivity: Ethernet 10/100BT integrated network interface, 802.11b/g WLAN, Bluetooth wireless networking Battery: 3-cell Lithium-Ion (Li-Ion) battery Video & TV software: Windows Media Player Audio software: 3D Sound Blaster Pro compatible sound 16 bit integrated Office application software: Microsoft Works Dimensions: W 16.67 x L 26.17 x H 2.52cm Weight: 1.02 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

2 Piece Stripe & Spot Cosmetic Bag Set, at Marks and Spencers
Set of 2 Spot & stripe design Zip fastening Assorted size Large bag with handle Lined

First Readers The Elves and the Shoemaker, at Marks and Spenser
First readers help beginner readers to enjoy their favourite fairy tales. Sharing the main story and the delightful pictures with your child will develop familiarity with the words and phrases. Your child will soon be ready to read the short, simple sentences on each right-hand page

Velvet Soft Bronzing Powder, at M & S
Clear lid Compact design

Classic Collection Floral Embroidered Nightdress, at Mark's & Spencer
Flattering and stylish, this nightdress is comfortable to sleep in and features a pretty floral embroidered design

3/4 Length Sleeve Stripe Shirt, at Mark's & Spencer
This fab 3/4 length sleeve top features a stunning stripe design. A sophisticated new look, perfect for this season

Perfect Autograph Wool Blend Funnel Neck Trench Coat, at Marks & Spencer
Military styling is on parade this autumn. This smart wool blend coat with contrast lining passes with flying colours

Molokai Stretch Bracelet, at M & S
Assorted bead Stretch style

Diamond Pointelle Vest, at Marks & Spenser
Ideal for the colder months, this pretty vest will provide an attractive extra layer under clothes. Easy care fabric makes it a great choice for convenient wash and wear

Autograph Essentials Double Button Bootleg Trousers, at Mark & Spensers
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Cotton Rich Bootleg Jeans, at MarksandSpencer
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Baroque Jacquard Pillowcase, at Marks & Spencers
Baroque jacquard design Fits standard pillows, Manufacturer: Marks & Spencer

Artificial Orchid Spray in Ceramic Bowl, at Marks & Spencer
Artificial orchid Ceramic bowl Ready made arrangement that needs no after care H53cm, Manufacturer: Marks & Spencer

Per Una Short Soft Sleeve Top, at Marks and Spencer
A smart short sleeve top in a soft stretch fabric featuring a scoop neck and ruched detail

Classic Collection Seersucker Straight Leg Trousers, at Marks & Spenser
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Print Your Own Wedding Stationery: Die Cut Pink Heart Invitations, at Marks and Spencers
Pack contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties and an instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 154 x 110mm

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.