Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at MarksandSpencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Multi Floral Padded Underwired Bra, at Marks & Spencers
Sleek and stylish, this bra is perfectly smooth so there are no visible outlines under clothing. Light padding and underwiring give an enhanced natural shape. Designed for women who want a streamlined silhouette

Marble Heart Pendant Necklace, at Marks and Spencer
Heart pendant Rope style necklace Tie fastening Necklace length 82cm

Floral Lace Shower Curtain, at Marks & Spenser
Floral lace design, Manufacturer: Marks & Spencer

5 Younger Boys' Assorted Monkey Socks, at MarksandSpencer
Fun and fashionable, these comfy cotton rich socks feature a monkey design

Wooden Meat Tenderiser, at Marks & Spensers
Double sided mallet Wooden design L32cm, Manufacturer: Marks & Spencer

No VPL Floral Print Low Rise Shorts, at M+S
For the ultimate no-show look, these stretchy seamfree shorts are made from super smooth lace with bonded edges. They don't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

Silver Plated Sparkle Loop Necklace & Earring Set, at Marks and Spencers
2 part set Butterly stud fastening earrings Clasp fastening necklace with adjustable length Loop design Diamant detail

2 Padded Non-Wired Plain Bras, at Marks and Spencer
Soft and comfortable, these plain bras are structured for secure support and an enhanced natural shape. Ideal for everyday wear

'Daughter' Birthday Card, at M & S
Cover text: Happy Birthday Daughter With Love Inside message: Blank for your own message Approx size: 114 x 230mm

Autograph Pure Silk Shell Button Cushion, at Marks and Spenser
Rectangular shape Button feature L35 X W70cm, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Beaded Neckline Cardigan, at Marks & Spencers
An elegant 3/4 sleeve cardigan featuring a beaded neckline and assorted button fastening

Floral Charms Bracelet, at Marks and Spencers
Clasp fastening Adjustable length Floral charms

Pure Cotton Drawstring Joggers, at Marks and Spencer
Comfortable enough for crawling or napping in, this soft cotton jogger is a practical and fashionable choice

1 Pair of Cotton Rich Footsies, at Marks & Spencers
These soft cotton rich footsies are designed to hide inside your shoes for extra comfort

Silhouette Couple Engagement Card, at Marks&Spencer
Cover text: On Your Engagement Inside message: Blank for your own message Approx size: 150 x 150mm

2 Mini Limited Velour Jogging Bottoms, at Marks & Spenser
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Barletta Large 2-Seater Sofa, at Marks & Spenser
H85 x W227 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

3 Pure Cotton STAIN-AWAY™ Short Sleeve Polo Shirts, at Marks and Spencer
An outstanding value pack of polo shirts in pure cotton. They're treated with STAIN-AWAY™, our unique high performance finish which helps prevent everyday stains, and makes them easy to wash out clean. It even works with ink blots!

Meccano Road Monsters Mini Buggy, at Marks and Spencer
Suitable for ages 3+ Imaginative play 2 fun models to build and play with Over 50 parts Tools included This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Per Una Knee Length Pleat Detail Skirt, at Marks & Spenser
A fashionable knee length skirt in pure soft cupro fabric. The bow tie detail gives it the Per Una touch

2 Pure Cotton Bath Time Motif Towels, at Marks & Spencers
Pack of 2 Bath Time motif Plain W40 x L60cm, Manufacturer: Marks & Spencer

Autograph Short Sleeve Dobby Stripe Shirt, at Marks and Spencer
Casual and contemporary, this stripe shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Classic Collection Pure Merino Wool Cardigan, at Mark & Spencers
Warm and cosy, this pure new wool stylish cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

3 Piece Cotton Rich Animal Print Outfit, at Marks & Spencers
Fun and practical, this cute 3-piece outfit features animal print lining. It's made from soft cotton rich fabric to keep him comfy

Philips 57'' FL7404 Full HD LCD TV, at Marks n Spencer
HD Ready 1080p: High Definition Multimedia Interface™ (HDMI) connections make your TV a multimedia centrepiece. Connect HD digital devices like disc players, game consoles, Digital Camcoder and satellite dish components into the rear connection for displaying an HD source on an HDTV Display: 57 inch LCD TV Contrast Ratios: Dynamic contrast 80,000:1 Integrated Digital and Cable Tuner Aerial Input- 75 ohm coaxial (IEC75) , Video Playback- NTSC, SECAM, PAL , DVB- DVB-T MPEG4*, DVB-C MPEG4* Tuner bands-Hyperband, S-Channel, UHF, VHF Dimensions: W126 x H77 x D12cm (without stand) , W126 x H82 x D31cm (with stand) Weight: 28kg (without stand), 32kg (with stand) Connections: 4 x HDMI , PC connectivity, USB, EasyLink (HDMI-CEC)- One touch play, Remote control pass-through, System audio control, System standby HD Natural Motion: Philips invented HD Natural Motion to eliminate juddering effects that are visible with movie-based picture content 2 x 10 W with Incredible Surround: An invisible sound system that blends perfectly with the design of the cabinet Picture enhancement: Pixel precise HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver, Progressive Scan, 2D/3D noise reduction, 100 Hz LCD, HD Natural Motion Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Video formats: 480i, 60 Hz, 480p, 60 Hz, 576i, 50 Hz, 576p, 50 Hz, 720p, 50, 60 Hz, 1080i, 50, 60 Hz, 1080p, 24, 25, 30, 50, 60 Hz Computer formats: 640 x 480, 60 Hz, 800 x 600, 60 Hz, 1024 x 768, 60 Hz, 1280 x 1024, 60 Hz, 1360 x 768, 60 Hz, 1600 x 1200, 60 Hz, 1920 x 1080, 60 Hz Sound: 2 x 10 W (Incredible Surround, Treble and Bass Control, Nicam Stereo ) Power: 220 - 240 V, 50 Hz This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

3 Easycare Long Sleeve Shirts, at Mark's & Spencer
This 3 pack of easycare long sleeve shirts is outstanding value! A school essential

Photographic New Home Card, at Marks and Spencer
Cover text: Enjoy your beautiful new home Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150mm x 150mm

Clever Baby Touch & Learn Sounds Book, at M&S
Touch and Learn Sounds encourages 1 to 2 year olds to build on their learning skills. Its lot of fun too with chunky tabs to choose from and different textures to touch and explore

Autograph V-Neck Mock Shirt Jumper, at Marks and Spencer
Fashionable and contemporary, this v-neck mock shirt jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Autograph Chaton Drop Earrings Made With CRYSTALLIZED™ - Swarovski Elements, at MarksandSpencer
Hook fastening Drop style Made With CRYSTALLIZED™ - Swarovski Elements

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.