When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks&Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Pure Silk Collie Floral Tie, at Mark & Spencers
Add a luxurious finishing touch with this contemporary floral design tie in pure silk

Bingley Bear Horseshoe Wedding Card, at M&S
Cover message: Wedding! Inside message: A wish for the happy, New Husband and Wife, For a wonderful start, To a wonderful life! Approx. size: 230 x 114mm

Florentyna Eau De Toilette 100ml, at Marks and Spencer
100ml This product is not available for international delivery. Find out more

Limited Collection Satin Mini Skirt with Belt, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Classic Collection Funnel Neck Fur Trim Fleece Jacket, at Marks and Spencers
Perfect for relaxing at home as well as keeping warm outside, this cosy fleece features jacket-style detailing for a smart, fashionable look. So versatile and comfortable, you'll want to wear it all the time

Pure Cotton Crochet Trim Vest Top, at Mark's & Spencer
A crochet trim design makes this soft cotton vest top fabulously fashionable

4 Grace Mugs, at Marks and Spencer
Set of 4 Fine China Leaf print Height: 10cm, Manufacturer: Marks & Spencer

5 Pairs of Footsies, at Marks & Spenser
These soft semi-opaque footsies are designed to hide inside your shoes for extra comfort

Pure Silk Brushed Animal Print Scarf, at Marks & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk brushed animal print scarf. The perfect accessory to this season's styles

Autograph Scatter Heart Pendant Necklace Made with CRYSTALLIZED™ - Swarovski Elements, at Marks and Spencer
Multi diamant heart pendant Adjustable length Clasp fastening Made with CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Hungarian Pinot Grigio 2008 - Case of 12, at Marks and Spencers
Style: Medium dry Grape variety: Pinot Grigio & Sauvignon Blanc Country of origin: Hungary Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ashbourne 2-Seater Sofa, at Marks & Spencers
H99 x W202 x D104cm Seat H49cm, arm H65, top back rail H75cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Puff Sleeve Pleated Front Jersey Top, at Marks & Spencer
Smart and stylish, this jersey top is made from softly draping stretch viscose for a fluid look. The puff sleeve adds a fashionable finishing touch

M&S 19'' HD Ready LCD TV with Built-in DVD Player - Pink, at M&S
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display:19 inch flat screen, resolution: 1440 x 900 pixels Contrast Ratio: 500:1, Dynamic Contrast Ratio: 4000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H41 x W46 x D20.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket DVD Player: Built-in DVD player M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042100 to perfectly mount this TV This product is not available for international delivery. Find out more

Detroit Wardrobe & 2 Bedside Chests Set, at Marks and Spencer
3 piece set Wardrobe: H195 x W90 x D59cm Bedside Chest: H64 x W46 x D40cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Short Sleeve Pointelle Knitted Jumper Dress, at Marks & Spencers
Fashionable and flattering, this knitted jumper dress features pointelle design. A glamorous modern look

Maternity Leopard Print Cardigan, at Marks & Spencer
Elegant and sophisticated, this leopard print cardigan is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Pure Cotton Long Sleeve Hooded Reversible Top, at Mark & Spensers
She'll have two looks in one with this practical reversible hooded top. It's warmly padded and made from soft comfortable fleece and cotton

Multiway Non-Padded Bra, at Marks and Spenser
This versatile bra can be worn 5 ways conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Ruby Changing Unit, at Marks n Spencer
H103 x W90 x D55cm 1 drawer 1 cupboard Changing top is removable when no longer needed Clean white finish Made from solid wood Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Base & Top Coat Nail Polish, at Marks & Spencer
2 x 11ml Protects your nails from staining Prolonged wear for your nail colour Lasting and brilliant shine Protection against chips

Autograph Bead Trim Halterneck Bikini Top, at Mark & Spensers
Luxurious and exclusive, this glamorous bikini is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Robbie The Racing Car Book, at Marks & Spensers
Build the jigsaw track, wind Robbie up and watch him go ! This fun storybook has lots of things to spot, plus an amazing press-out jigsaw track and a wind-up car to play with

Autograph Lash Separating Mascara, at M & S
Micro fine brush covers each individual lash and ensures a separated appearance Non-flaking Smudge proof Hypo-allergenic

Pure Cotton Spot Beach Towel, at Marks & Spenser
Spot design L90 x W160cm, Manufacturer: Marks & Spencer

5 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted design socks made from soft breathable cotton rich fabric

Stainless Steel Zester, at M+S
Hanging loop Stainless steel design, Manufacturer: Marks & Spencer

Autograph Round Face Analogue Watch, at Mark & Spensers
Round face Chain link bracelet Date indicator Analogue display

Younger Girls' Charlie and Lola™ Socks, at MarksandSpencer
A must for fans of Charlie and Lola, this 2 pair pack of socks features the popular characters

Photographic Puppy Aunty Birthday Card, at Marks & Spensers
Cover text: Aunty... Hope you have a relaxing birthday Inside message: Blank for your own message Approx size: 150 x 150 mm

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spensers are so useful. M+S Money financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Household Insurance than you will anywhere else, and you may even pay less with M&S.