Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Home Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks&Spencer insurance products in document format too.

Autograph Leather Round Toe Pump Shoe, at Marks & Spenser
Round toe Toe cap Flat sole

5 Pairs of Stripe Sole Trainer Liners, at M&S
These trainer liners are ideal! Cotton rich for comfort and durability, they feature a reinforced heel and toe for extra durability and stretch fabric to improve fit

North Coast Pure Cotton Long Sleeve Shirt, at MarksandSpencer
Stylishly smart casual, this long sleeve shirt is made from pure cotton so it feels soft and comfortable to wear

Autograph Drawstring Pintuck Pyjama Bottoms, at Marks and Spencers
Luxurious and sophisticated, these modern pyjama bottoms are part of our exclusive Autograph collection. They're beautifully designed and detailed with pintuck detail and made from the softest fabrics for the ultimate in comfort

Portfolio Double Buckle Leather Tote Bag, at Marks and Spenser
Stylish and useful, this tote bag features double buckle detail. A practical and fashionable accessory

Nursery Rhyme Sound Book, at Marks and Spencer
Children will love pressing the buttons and singing along to these four beautifully illustrated classic nursery rhymes: Humpty Dumpty, Hey Diddle Diddle, This Old Man & Three Blind Mice

The Button Detail Check Trousers, at Marks & Spencers
With a fashionable check print, eye-catching button detailing and a flattering cut, these trousers are simply a must have. Wear with heels for a leg lengthening look

Dawson Bedstead - Super King Size (6ft), at Marks & Spensers
L207 x W183cm Headboard H121cm Endboard H51cm Silver frame made from cast metal Mattress sold separately Self assembly This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Handcrafted Valentine's Kisses Bulldog Valentine Card, at Marks and Spencer
Cover Text: Valentine kisses Inside message: Just for you xxx This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Cotton Rich Printed Motif Joggers, at Marks and Spencer
Relaxed and comfortable, these casual joggers are made from soft cotton rich fabric and feature a motif. A practical easycare choice

MoDA Brown and Cream Floral Bamboo Paper Blank Card, at Marks and Spencers
Cover text: Blank Inside message: Blank for your own message Dimensions: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

Crinkle Coin Purse, at Marks and Spencers
Flash your cash in style! Fashionable and functional, this coin purse features a crinkled faux leather texture

Perfect Blue Harbour Fleece Jacket, at M&S
If you're enjoying the great outdoors this autumn, you'll want this jacket. It's both water repellent and wind resistant, has a warm fleece lining and a concealed hood

Black Silver Glass Photo Frame 20 x 25cm (8 x 10''), at Marks and Spencer
Contrast border Rectangular frame Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

Cotton Rich Long Sleeve Hooded Top, at Marks & Spensers
A stylish wardrobe essential, this soft and snug hooded cotton rich top is great for layering and matching with trousers or jeans

Classic Collection Linen Blend Jacket, at Marks and Spenser
Feminine and elegant, this luxurious linen blend jacket is cleverly cut for a flattering fit. Pintuck detail adds a stylish finish

Autograph Square Porcelain Toilet Brush, at Marks n Spencer
H21 x W10 x D10cm Chrome handle Stripe design at the base Modern square design, Manufacturer: Marks & Spencer

Per Una Retro Dip Dye Skirt, at Marks and Spencer
A colourful mid length skirt in textured fabric featuring a retro dip dye design

Silhouette Couple Engagement Card, at M+S
Cover text: On Your Engagement Inside message: Blank for your own message Approx size: 150 x 150mm

Faux Fur Trim Hooded Jacket, at M & S
Cute and cosy, this hooded jacket is made from soft fabric to keep her feeling comfy

Pure Cotton Chino Shorts, at Marks and Spencers
A smarter take on a casual relaxed look, these pure cotton cargo shorts feature front pockets. A fashionable, easycare style

Younger Girls' Permair™ Butterfly Ballet Style Shoes, at Marks&Spencer
Scuff resistant Water resistant Slip resistant sole Easy clean Round toe Butterfly detail Single elasticated strap Flat sole Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Cotton Rich Bootleg Boyfriend Jeans, at Marks and Spencer
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

4 Linen Mugs - Sage, at Mark's & Spencer
Set of 4 H 11cm Linen floral print, Manufacturer: Marks & Spencer

Post Surgery Floral Lace Bra, at Marks & Spenser
Pretty and feminine, this lace bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

5 Pairs of Younger Boys' Cotton Rich Assorted Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Older Girls' Holiday Toe Post Sandals, at Mark's & Spencer
Round toe Toe post design Flat sole Slip-on style Plain

3 Cotton Rich Vests, at Marks & Spenser
There's no denying the soft and warm feeling you get from a pure cotton vest - and this great value set can give this to you every day

Sunny Town Policemen Set, at Mark & Spencers
2 policemen and police car Promotes imaginative play Suitable for ages 12 months + This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Handcrafted Fabulous Mum Mother's Day Card, at Marks & Spensers
Cover text: To my Fabulous Mum On Mother' Day Inside message: With all my love Approx size: Unfolded: 178 x 126mm

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M+S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.